SLM Corporation (SLM)

Last Closing Price: 32.89 (2025-05-29)

Company Description

SLM Corporation (Sallie Mae) is a bellwether in education finance in the United States, with market presence for more than 40 years. The company is the nation's saving, planning, and paying for college company. Whether college is a long way off or just around the corner, Sallie Mae offers products that promote responsible personal finance, including private education loans, Upromise rewards, scholarship search, college financial planning tools, and online retail banking. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation ('FDIC'). The company's Private Education Loans portfolio consists of education loans to students or their families, which are not made, insured or guaranteed by any state or federal government. The company also undertakes additional funding, liquidity and revenues through the sale or securitization of loan assets, which it originates as well as the servicing of the loan assets that are sold to third parties.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $2.62B
Net Income (Most Recent Fiscal Year) $608.33M
PE Ratio (Current Year Earnings Estimate) 10.53
PE Ratio (Trailing 12 Months) 11.83
PEG Ratio (Long Term Growth Estimate) 0.90
Price to Sales Ratio (Trailing 12 Months) 2.33
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 3.21
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 10.66
Pre-Tax Margin (Trailing 12 Months) 27.51%
Net Margin (Trailing 12 Months) 21.05%
Return on Equity (Trailing 12 Months) 31.25%
Return on Assets (Trailing 12 Months) 2.12%
Current Ratio (Most Recent Fiscal Quarter) 1.34
Quick Ratio (Most Recent Fiscal Quarter) 1.34
Debt to Common Equity (Most Recent Fiscal Quarter) 2.86
Inventory Turnover (Trailing 12 Months) 7.12
Book Value per Share (Most Recent Fiscal Quarter) $10.24
Earnings per Share (Most Recent Fiscal Quarter) $1.40
Earnings per Share (Most Recent Fiscal Year) $2.68
Diluted Earnings per Share (Trailing 12 Months) $2.78
Stock
Exchange NASDAQ
Sector Financial Services
Industry Credit Services
Common Shares Outstanding 209.86M
Free Float 207.34M
Market Capitalization $6.90B
Average Volume (Last 20 Days) 1.83M
Beta (Past 60 Months) 1.05
Percentage Held By Insiders (Latest Annual Proxy Report) 1.20%
Percentage Held By Institutions (Latest 13F Reports) 98.94%
Annual Dividend (Based on Last Quarter) $0.52
Dividend Yield (Based on Last Quarter) 1.58%