South Plains Financial, Inc. (SPFI)

Last Closing Price: 40.78 (2026-01-16)

Profile
Ticker
SPFI
Security Name
South Plains Financial, Inc.
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
12,254,000
Market Capitalization
668,110,000
Average Volume (Last 20 Days)
63,351
Beta (Past 60 Months)
0.60
Percentage Held By Insiders (Latest Annual Proxy Report)
24.58
Percentage Held By Institutions (Latest 13F Reports)
54.95
Recent Price/Volume
Closing Price
40.78
Opening Price
41.01
High Price
41.26
Low Price
40.66
Volume
48,400
Previous Closing Price
41.12
Previous Opening Price
40.36
Previous High Price
41.22
Previous Low Price
40.36
Previous Volume
66,400
High/Low Price
52-Week High Price
42.02
26-Week High Price
42.02
13-Week High Price
41.75
4-Week High Price
41.26
2-Week High Price
41.26
1-Week High Price
41.26
52-Week Low Price
29.63
26-Week Low Price
35.34
13-Week Low Price
35.34
4-Week Low Price
38.03
2-Week Low Price
38.10
1-Week Low Price
38.91
High/Low Volume
52-Week High Volume
227,000
26-Week High Volume
161,000
13-Week High Volume
138,000
4-Week High Volume
138,000
2-Week High Volume
138,000
1-Week High Volume
138,000
52-Week Low Volume
13,000
26-Week Low Volume
23,000
13-Week Low Volume
23,300
4-Week Low Volume
31,300
2-Week Low Volume
32,700
1-Week Low Volume
48,400
Money Flow
Total Money Flow, Past 52 Weeks
426,504,480
Total Money Flow, Past 26 Weeks
256,182,454
Total Money Flow, Past 13 Weeks
130,151,976
Total Money Flow, Past 4 Weeks
48,533,021
Total Money Flow, Past 2 Weeks
29,791,611
Total Money Flow, Past Week
16,879,251
Total Money Flow, 1 Day
1,979,479
Total Volume
Total Volume, Past 52 Weeks
11,514,000
Total Volume, Past 26 Weeks
6,588,600
Total Volume, Past 13 Weeks
3,355,600
Total Volume, Past 4 Weeks
1,229,000
Total Volume, Past 2 Weeks
753,100
Total Volume, Past Week
421,800
Percent Change in Price
Percent Change in Price, Past 52 Weeks
18.52
Percent Change in Price, Past 26 Weeks
0.30
Percent Change in Price, Past 13 Weeks
10.72
Percent Change in Price, Past 4 Weeks
1.24
Percent Change in Price, Past 2 Weeks
6.53
Percent Change in Price, Past Week
3.92
Percent Change in Price, 1 Day
-0.83
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
2
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
3
Consecutive Days of Decreasing Volume
4
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
40.33
Simple Moving Average (10-Day)
39.69
Simple Moving Average (20-Day)
39.64
Simple Moving Average (50-Day)
38.90
Simple Moving Average (100-Day)
38.78
Simple Moving Average (200-Day)
37.23
Previous Simple Moving Average (5-Day)
40.02
Previous Simple Moving Average (10-Day)
39.44
Previous Simple Moving Average (20-Day)
39.65
Previous Simple Moving Average (50-Day)
38.81
Previous Simple Moving Average (100-Day)
38.78
Previous Simple Moving Average (200-Day)
37.19
Technical Indicators
MACD (12, 26, 9)
0.34
MACD (12, 26, 9) Signal
0.20
Previous MACD (12, 26, 9)
0.28
Previous MACD (12, 26, 9) Signal
0.17
RSI (14-Day)
61.31
Previous RSI (14-Day)
65.11
Stochastic (14, 3, 3) %K
92.63
Stochastic (14, 3, 3) %D
88.12
Previous Stochastic (14, 3, 3) %K
93.01
Previous Stochastic (14, 3, 3) %D
77.35
Upper Bollinger Band (20, 2)
41.15
Lower Bollinger Band (20, 2)
38.12
Previous Upper Bollinger Band (20, 2)
41.20
Previous Lower Bollinger Band (20, 2)
38.10
Income Statement Financials
Quarterly Revenue (MRQ)
75,685,000
Quarterly Net Income (MRQ)
16,318,000
Previous Quarterly Revenue (QoQ)
76,300,000
Previous Quarterly Revenue (YoY)
72,275,000
Previous Quarterly Net Income (QoQ)
14,605,000
Previous Quarterly Net Income (YoY)
11,212,000
Revenue (MRY)
288,971,000
Net Income (MRY)
49,717,000
Previous Annual Revenue
291,259,000
Previous Net Income
62,745,000
Cost of Goods Sold (MRY)
93,801,000
Gross Profit (MRY)
195,170,000
Operating Expenses (MRY)
225,679,000
Operating Income (MRY)
63,292,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
63,292,000
Normalized Pre-Tax Income (MRY)
63,292,000
Income after Taxes (MRY)
49,717,000
Income from Continuous Operations (MRY)
49,717,000
Consolidated Net Income/Loss (MRY)
49,717,000
Normalized Income after Taxes (MRY)
49,717,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
3,675,482,000
Property, Plant, and Equipment (MRQ)
51,809,000
Long-Term Assets (MRQ)
803,955,100
Total Assets (MRQ)
4,479,437,000
Current Liabilities (MRQ)
3,941,142,000
Long-Term Debt (MRQ)
60,493,000
Long-Term Liabilities (MRQ)
60,493,000
Total Liabilities (MRQ)
4,001,635,000
Common Equity (MRQ)
477,802,000
Tangible Shareholders Equity (MRQ)
432,764,000
Shareholders Equity (MRQ)
477,802,000
Common Shares Outstanding (MRQ)
16,248,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
59,381,000
Cash Flow from Investing Activities (MRY)
-13,927,000
Cash Flow from Financial Activities (MRY)
-16,530,000
Beginning Cash (MRY)
330,158,000
End Cash (MRY)
359,082,000
Increase/Decrease in Cash (MRY)
28,924,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
11.95
PE Ratio (Trailing 12 Months)
11.75
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.25
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.40
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
11.41
Pre-Tax Margin (Trailing 12 Months)
25.48
Net Margin (Trailing 12 Months)
20.09
Return on Equity (Trailing 12 Months)
13.16
Return on Assets (Trailing 12 Months)
1.37
Current Ratio (Most Recent Fiscal Quarter)
0.93
Quick Ratio (Most Recent Fiscal Quarter)
0.93
Debt to Common Equity (Most Recent Fiscal Quarter)
0.13
Inventory Turnover (Trailing 12 Months)
5.00
Book Value per Share (Most Recent Fiscal Quarter)
26.78
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-12-31
Quarterly Earnings per Share Estimate
0.84
Next Expected Quarterly Earnings Report Date
2026-02-26
Days Until Next Expected Quarterly Earnings Report
40
Fiscal Period End, Last Quarterly Earnings Report
2025-09-30
Last Quarterly Earnings per Share Estimate
0.87
Last Quarterly Earnings per Share
0.96
Last Quarterly Earnings Report Date
2025-10-23
Days Since Last Quarterly Earnings Report
86
Earnings per Share (Most Recent Fiscal Year)
2.92
Diluted Earnings per Share (Trailing 12 Months)
3.50
Dividends
Last Dividend Date
2025-10-27
Last Dividend Amount
0.16
Days Since Last Dividend
82
Annual Dividend (Based on Last Quarter)
0.64
Dividend Yield (Based on Last Quarter)
1.56
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-0.81
Percent Growth in Quarterly Revenue (YoY)
4.72
Percent Growth in Annual Revenue
-0.79
Percent Growth in Quarterly Net Income (QoQ)
11.73
Percent Growth in Quarterly Net Income (YoY)
45.54
Percent Growth in Annual Net Income
-20.76
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
False
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
5
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
0
Consecutive Years of Decreasing Revenue
1
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
4
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2220
Historical Volatility (Close-to-Close) (20-Day)
0.2108
Historical Volatility (Close-to-Close) (30-Day)
0.1935
Historical Volatility (Close-to-Close) (60-Day)
0.1997
Historical Volatility (Close-to-Close) (90-Day)
0.2240
Historical Volatility (Close-to-Close) (120-Day)
0.2418
Historical Volatility (Close-to-Close) (150-Day)
0.2411
Historical Volatility (Close-to-Close) (180-Day)
0.2541
Historical Volatility (Parkinson) (10-Day)
0.2239
Historical Volatility (Parkinson) (20-Day)
0.2408
Historical Volatility (Parkinson) (30-Day)
0.2310
Historical Volatility (Parkinson) (60-Day)
0.2303
Historical Volatility (Parkinson) (90-Day)
0.2538
Historical Volatility (Parkinson) (120-Day)
0.2744
Historical Volatility (Parkinson) (150-Day)
0.2755
Historical Volatility (Parkinson) (180-Day)
0.2873
Implied Volatility (Calls) (10-Day)
0.5092
Implied Volatility (Calls) (20-Day)
0.5092
Implied Volatility (Calls) (30-Day)
0.5092
Implied Volatility (Calls) (60-Day)
0.3986
Implied Volatility (Calls) (90-Day)
0.3713
Implied Volatility (Calls) (120-Day)
0.3558
Implied Volatility (Calls) (150-Day)
0.3402
Implied Volatility (Calls) (180-Day)
0.3313
Implied Volatility (Puts) (10-Day)
0.3045
Implied Volatility (Puts) (20-Day)
0.3045
Implied Volatility (Puts) (30-Day)
0.3045
Implied Volatility (Puts) (60-Day)
0.4031
Implied Volatility (Puts) (90-Day)
0.3844
Implied Volatility (Puts) (120-Day)
0.3503
Implied Volatility (Puts) (150-Day)
0.3163
Implied Volatility (Puts) (180-Day)
0.3116
Implied Volatility (Mean) (10-Day)
0.4068
Implied Volatility (Mean) (20-Day)
0.4068
Implied Volatility (Mean) (30-Day)
0.4068
Implied Volatility (Mean) (60-Day)
0.4008
Implied Volatility (Mean) (90-Day)
0.3778
Implied Volatility (Mean) (120-Day)
0.3530
Implied Volatility (Mean) (150-Day)
0.3283
Implied Volatility (Mean) (180-Day)
0.3214
Put-Call Implied Volatility Ratio (10-Day)
0.5979
Put-Call Implied Volatility Ratio (20-Day)
0.5979
Put-Call Implied Volatility Ratio (30-Day)
0.5979
Put-Call Implied Volatility Ratio (60-Day)
1.0111
Put-Call Implied Volatility Ratio (90-Day)
1.0353
Put-Call Implied Volatility Ratio (120-Day)
0.9847
Put-Call Implied Volatility Ratio (150-Day)
0.9299
Put-Call Implied Volatility Ratio (180-Day)
0.9406
Implied Volatility Skew (10-Day)
-0.0405
Implied Volatility Skew (20-Day)
-0.0405
Implied Volatility Skew (30-Day)
-0.0405
Implied Volatility Skew (60-Day)
0.0052
Implied Volatility Skew (90-Day)
0.0273
Implied Volatility Skew (120-Day)
0.0460
Implied Volatility Skew (150-Day)
0.0645
Implied Volatility Skew (180-Day)
0.0638
Option Statistics
Put-Call Ratio (Volume) (10-Day)
1.5000
Put-Call Ratio (Volume) (20-Day)
1.5000
Put-Call Ratio (Volume) (30-Day)
1.5000
Put-Call Ratio (Volume) (60-Day)
0.6071
Put-Call Ratio (Volume) (90-Day)
0.5000
Put-Call Ratio (Volume) (120-Day)
0.5000
Put-Call Ratio (Volume) (150-Day)
0.5000
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.6000
Put-Call Ratio (Open Interest) (20-Day)
0.6000
Put-Call Ratio (Open Interest) (30-Day)
0.6000
Put-Call Ratio (Open Interest) (60-Day)
0.7658
Put-Call Ratio (Open Interest) (90-Day)
0.6250
Put-Call Ratio (Open Interest) (120-Day)
0.4464
Put-Call Ratio (Open Interest) (150-Day)
0.2679
Put-Call Ratio (Open Interest) (180-Day)
0.2500
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
61.27
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
16.19
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
30.79
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
59.05
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
80.95
Percentile Within Industry, Percent Change in Price, Past Week
90.16
Percentile Within Industry, Percent Change in Price, 1 Day
31.11
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
17.53
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
49.68
Percentile Within Industry, Percent Growth in Annual Revenue
14.79
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
61.69
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
70.32
Percentile Within Industry, Percent Growth in Annual Net Income
21.79
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
74.09
Percentile Within Industry, PE Ratio (Trailing 12 Months)
40.48
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
53.11
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
78.85
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
44.15
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
70.49
Percentile Within Industry, Net Margin (Trailing 12 Months)
71.15
Percentile Within Industry, Return on Equity (Trailing 12 Months)
80.06
Percentile Within Industry, Return on Assets (Trailing 12 Months)
78.21
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
48.24
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
50.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
35.90
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
31.43
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
28.25
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
93.00
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
47.56
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
65.92
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
33.10
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
51.75
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
56.80
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
79.38
Percentile Within Sector, Percent Change in Price, Past Week
85.97
Percentile Within Sector, Percent Change in Price, 1 Day
31.98
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
22.15
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
44.16
Percentile Within Sector, Percent Growth in Annual Revenue
19.47
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
57.70
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
67.46
Percentile Within Sector, Percent Growth in Annual Net Income
23.23
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
63.89
Percentile Within Sector, PE Ratio (Trailing 12 Months)
43.57
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
51.45
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
60.87
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
47.76
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
69.27
Percentile Within Sector, Net Margin (Trailing 12 Months)
70.50
Percentile Within Sector, Return on Equity (Trailing 12 Months)
63.95
Percentile Within Sector, Return on Assets (Trailing 12 Months)
52.99
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
43.50
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
45.20
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
37.00
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
36.29
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
44.60
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
84.79
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
49.55
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
71.08
Percentile Within Market, Percent Change in Price, Past 26 Weeks
31.13
Percentile Within Market, Percent Change in Price, Past 13 Weeks
76.80
Percentile Within Market, Percent Change in Price, Past 4 Weeks
44.79
Percentile Within Market, Percent Change in Price, Past 2 Weeks
76.96
Percentile Within Market, Percent Change in Price, Past Week
82.56
Percentile Within Market, Percent Change in Price, 1 Day
24.54
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
32.03
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
45.52
Percentile Within Market, Percent Growth in Annual Revenue
33.92
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
57.94
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
70.64
Percentile Within Market, Percent Growth in Annual Net Income
33.59
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
31.79
Percentile Within Market, PE Ratio (Trailing 12 Months)
26.43
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
52.86
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
38.74
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
48.85
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
86.98
Percentile Within Market, Net Margin (Trailing 12 Months)
85.42
Percentile Within Market, Return on Equity (Trailing 12 Months)
71.10
Percentile Within Market, Return on Assets (Trailing 12 Months)
49.10
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
22.24
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
31.36
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
43.26
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
52.95
Percentile Within Market, Dividend Yield (Based on Last Quarter)
74.20
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
82.07
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
48.01