Sapiens International Corporation N.V. (SPNS)

Last Closing Price: 28.54 (2025-05-16)

Profile
Ticker
SPNS
Security Name
Sapiens International Corporation N.V.
Exchange
NASDAQ
Sector
Technology
Industry
Software - Application
Free Float
46,945,000
Market Capitalization
1,593,340,000
Average Volume (Last 20 Days)
193,709
Beta (Past 60 Months)
0.95
Percentage Held By Insiders (Latest Annual Proxy Report)
16.00
Percentage Held By Institutions (Latest 13F Reports)
30.73
Recent Price/Volume
Closing Price
28.54
Opening Price
28.50
High Price
28.70
Low Price
28.00
Volume
120,897
Previous Closing Price
28.51
Previous Opening Price
28.31
Previous High Price
28.71
Previous Low Price
28.09
Previous Volume
153,107
High/Low Price
52-Week High Price
39.82
26-Week High Price
29.90
13-Week High Price
29.90
4-Week High Price
29.90
2-Week High Price
29.90
1-Week High Price
29.04
52-Week Low Price
23.69
26-Week Low Price
23.69
13-Week Low Price
23.69
4-Week Low Price
25.12
2-Week Low Price
27.47
1-Week Low Price
27.99
High/Low Volume
52-Week High Volume
818,437
26-Week High Volume
724,203
13-Week High Volume
724,203
4-Week High Volume
724,203
2-Week High Volume
724,203
1-Week High Volume
228,414
52-Week Low Volume
42,256
26-Week Low Volume
44,119
13-Week Low Volume
88,255
4-Week Low Volume
107,842
2-Week Low Volume
120,897
1-Week Low Volume
120,897
Money Flow
Total Money Flow, Past 52 Weeks
1,150,893,613
Total Money Flow, Past 26 Weeks
594,426,858
Total Money Flow, Past 13 Weeks
289,060,987
Total Money Flow, Past 4 Weeks
112,291,026
Total Money Flow, Past 2 Weeks
72,929,253
Total Money Flow, Past Week
22,545,740
Total Money Flow, 1 Day
3,435,087
Total Volume
Total Volume, Past 52 Weeks
38,537,948
Total Volume, Past 26 Weeks
22,303,930
Total Volume, Past 13 Weeks
10,674,647
Total Volume, Past 4 Weeks
3,995,076
Total Volume, Past 2 Weeks
2,548,583
Total Volume, Past Week
793,408
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-15.22
Percent Change in Price, Past 26 Weeks
4.67
Percent Change in Price, Past 13 Weeks
11.06
Percent Change in Price, Past 4 Weeks
12.19
Percent Change in Price, Past 2 Weeks
1.31
Percent Change in Price, Past Week
0.53
Percent Change in Price, 1 Day
0.11
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
2
Consecutive Weeks of Increasing Price
5
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
True
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
28.39
Simple Moving Average (10-Day)
28.46
Simple Moving Average (20-Day)
27.85
Simple Moving Average (50-Day)
26.93
Simple Moving Average (100-Day)
26.54
Simple Moving Average (200-Day)
29.76
Previous Simple Moving Average (5-Day)
28.36
Previous Simple Moving Average (10-Day)
28.42
Previous Simple Moving Average (20-Day)
27.73
Previous Simple Moving Average (50-Day)
26.90
Previous Simple Moving Average (100-Day)
26.52
Previous Simple Moving Average (200-Day)
29.81
Technical Indicators
MACD (12, 26, 9)
0.52
MACD (12, 26, 9) Signal
0.51
Previous MACD (12, 26, 9)
0.53
Previous MACD (12, 26, 9) Signal
0.51
RSI (14-Day)
60.26
Previous RSI (14-Day)
60.00
Stochastic (14, 3, 3) %K
51.33
Stochastic (14, 3, 3) %D
50.19
Previous Stochastic (14, 3, 3) %K
50.75
Previous Stochastic (14, 3, 3) %D
51.27
Upper Bollinger Band (20, 2)
29.50
Lower Bollinger Band (20, 2)
26.20
Previous Upper Bollinger Band (20, 2)
29.53
Previous Lower Bollinger Band (20, 2)
25.92
Income Statement Financials
Quarterly Revenue (MRQ)
134,305,000
Quarterly Net Income (MRQ)
17,867,000
Previous Quarterly Revenue (QoQ)
137,025,000
Previous Quarterly Revenue (YoY)
130,859,000
Previous Quarterly Net Income (QoQ)
18,335,000
Previous Quarterly Net Income (YoY)
16,973,000
Revenue (MRY)
542,379,000
Net Income (MRY)
72,179,000
Previous Annual Revenue
514,584,000
Previous Net Income
62,444,000
Cost of Goods Sold (MRY)
304,272,000
Gross Profit (MRY)
238,107,000
Operating Expenses (MRY)
456,530,000
Operating Income (MRY)
85,849,000
Non-Operating Income/Expense (MRY)
3,978,000
Pre-Tax Income (MRY)
89,827,000
Normalized Pre-Tax Income (MRY)
89,827,000
Income after Taxes (MRY)
72,320,000
Income from Continuous Operations (MRY)
72,320,000
Consolidated Net Income/Loss (MRY)
72,320,000
Normalized Income after Taxes (MRY)
72,320,000
EBIT (MRY)
85,849,000
EBITDA (MRY)
105,922,000
Balance Sheet Financials
Current Assets (MRQ)
335,143,000
Property, Plant, and Equipment (MRQ)
10,656,000
Long-Term Assets (MRQ)
356,568,000
Total Assets (MRQ)
691,711,000
Current Liabilities (MRQ)
149,583,000
Long-Term Debt (MRQ)
19,792,000
Long-Term Liabilities (MRQ)
62,499,000
Total Liabilities (MRQ)
212,082,000
Common Equity (MRQ)
479,629,000
Tangible Shareholders Equity (MRQ)
201,825,000
Shareholders Equity (MRQ)
479,629,000
Common Shares Outstanding (MRQ)
55,887,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
82,225,000
Cash Flow from Investing Activities (MRY)
13,408,000
Cash Flow from Financial Activities (MRY)
-56,282,000
Beginning Cash (MRY)
126,716,000
End Cash (MRY)
163,690,000
Increase/Decrease in Cash (MRY)
36,974,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
20.12
PE Ratio (Trailing 12 Months)
19.80
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.93
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
3.46
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
15.78
Pre-Tax Margin (Trailing 12 Months)
16.67
Net Margin (Trailing 12 Months)
13.37
Return on Equity (Trailing 12 Months)
17.30
Return on Assets (Trailing 12 Months)
11.75
Current Ratio (Most Recent Fiscal Quarter)
1.68
Quick Ratio (Most Recent Fiscal Quarter)
1.68
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
8.24
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
0.36
Next Expected Quarterly Earnings Report Date
2025-08-07
Days Until Next Expected Quarterly Earnings Report
82
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
0.34
Last Quarterly Earnings per Share
0.36
Last Quarterly Earnings Report Date
2025-05-08
Days Since Last Quarterly Earnings Report
9
Earnings per Share (Most Recent Fiscal Year)
1.45
Diluted Earnings per Share (Trailing 12 Months)
1.30
Dividends
Last Dividend Date
2025-04-07
Last Dividend Amount
0.66
Days Since Last Dividend
40
Annual Dividend (Based on Last Quarter)
0.60
Dividend Yield (Based on Last Quarter)
2.10
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-1.99
Percent Growth in Quarterly Revenue (YoY)
2.63
Percent Growth in Annual Revenue
5.40
Percent Growth in Quarterly Net Income (QoQ)
-2.55
Percent Growth in Quarterly Net Income (YoY)
5.27
Percent Growth in Annual Net Income
15.59
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
True
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
62
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
15
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
2
Consecutive Quarters of Increasing Net Income (YoY)
8
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
7
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.1917
Historical Volatility (Close-to-Close) (20-Day)
0.2261
Historical Volatility (Close-to-Close) (30-Day)
0.2657
Historical Volatility (Close-to-Close) (60-Day)
0.3472
Historical Volatility (Close-to-Close) (90-Day)
0.3281
Historical Volatility (Close-to-Close) (120-Day)
0.3116
Historical Volatility (Close-to-Close) (150-Day)
0.2978
Historical Volatility (Close-to-Close) (180-Day)
0.2818
Historical Volatility (Parkinson) (10-Day)
0.3159
Historical Volatility (Parkinson) (20-Day)
0.3036
Historical Volatility (Parkinson) (30-Day)
0.2828
Historical Volatility (Parkinson) (60-Day)
0.3013
Historical Volatility (Parkinson) (90-Day)
0.2922
Historical Volatility (Parkinson) (120-Day)
0.2806
Historical Volatility (Parkinson) (150-Day)
0.2715
Historical Volatility (Parkinson) (180-Day)
0.2671
Implied Volatility (Calls) (10-Day)
0.5687
Implied Volatility (Calls) (20-Day)
0.5687
Implied Volatility (Calls) (30-Day)
0.5687
Implied Volatility (Calls) (60-Day)
0.5834
Implied Volatility (Calls) (90-Day)
0.5350
Implied Volatility (Calls) (120-Day)
0.4791
Implied Volatility (Calls) (150-Day)
0.4235
Implied Volatility (Calls) (180-Day)
0.3817
Implied Volatility (Puts) (10-Day)
0.4011
Implied Volatility (Puts) (20-Day)
0.4011
Implied Volatility (Puts) (30-Day)
0.4011
Implied Volatility (Puts) (60-Day)
0.5455
Implied Volatility (Puts) (90-Day)
0.5051
Implied Volatility (Puts) (120-Day)
0.4410
Implied Volatility (Puts) (150-Day)
0.3768
Implied Volatility (Puts) (180-Day)
0.3626
Implied Volatility (Mean) (10-Day)
0.4849
Implied Volatility (Mean) (20-Day)
0.4849
Implied Volatility (Mean) (30-Day)
0.4849
Implied Volatility (Mean) (60-Day)
0.5645
Implied Volatility (Mean) (90-Day)
0.5200
Implied Volatility (Mean) (120-Day)
0.4601
Implied Volatility (Mean) (150-Day)
0.4001
Implied Volatility (Mean) (180-Day)
0.3721
Put-Call Implied Volatility Ratio (10-Day)
0.7053
Put-Call Implied Volatility Ratio (20-Day)
0.7053
Put-Call Implied Volatility Ratio (30-Day)
0.7053
Put-Call Implied Volatility Ratio (60-Day)
0.9352
Put-Call Implied Volatility Ratio (90-Day)
0.9440
Put-Call Implied Volatility Ratio (120-Day)
0.9204
Put-Call Implied Volatility Ratio (150-Day)
0.8897
Put-Call Implied Volatility Ratio (180-Day)
0.9499
Implied Volatility Skew (10-Day)
-0.1447
Implied Volatility Skew (20-Day)
-0.1447
Implied Volatility Skew (30-Day)
-0.1447
Implied Volatility Skew (60-Day)
0.0851
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
Implied Volatility Skew (150-Day)
Implied Volatility Skew (180-Day)
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
1.0000
Put-Call Ratio (Open Interest) (20-Day)
1.0000
Put-Call Ratio (Open Interest) (30-Day)
1.0000
Put-Call Ratio (Open Interest) (60-Day)
1.0000
Put-Call Ratio (Open Interest) (90-Day)
0.0000
Put-Call Ratio (Open Interest) (120-Day)
0.0000
Put-Call Ratio (Open Interest) (150-Day)
0.0000
Put-Call Ratio (Open Interest) (180-Day)
0.0000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
44.49
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
62.45
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
83.67
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
32.65
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
31.02
Percentile Within Industry, Percent Change in Price, Past Week
28.98
Percentile Within Industry, Percent Change in Price, 1 Day
40.00
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
21.94
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
37.95
Percentile Within Industry, Percent Growth in Annual Revenue
42.67
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
40.20
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
44.72
Percentile Within Industry, Percent Growth in Annual Net Income
44.30
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
25.00
Percentile Within Industry, PE Ratio (Trailing 12 Months)
25.71
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
43.46
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
52.28
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
35.88
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
84.68
Percentile Within Industry, Net Margin (Trailing 12 Months)
79.17
Percentile Within Industry, Return on Equity (Trailing 12 Months)
81.62
Percentile Within Industry, Return on Assets (Trailing 12 Months)
90.45
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
53.74
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
56.44
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
45.05
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
96.73
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
61.06
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
35.07
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
42.24
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
59.97
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
85.40
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
32.07
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
29.20
Percentile Within Sector, Percent Change in Price, Past Week
25.29
Percentile Within Sector, Percent Change in Price, 1 Day
42.24
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
31.81
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
40.55
Percentile Within Sector, Percent Growth in Annual Revenue
52.00
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
50.00
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
44.71
Percentile Within Sector, Percent Growth in Annual Net Income
51.36
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
36.49
Percentile Within Sector, PE Ratio (Trailing 12 Months)
35.28
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
52.39
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
57.51
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
46.79
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
84.39
Percentile Within Sector, Net Margin (Trailing 12 Months)
80.25
Percentile Within Sector, Return on Equity (Trailing 12 Months)
76.73
Percentile Within Sector, Return on Assets (Trailing 12 Months)
86.77
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
45.79
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
53.54
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
39.43
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
94.00
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
67.92
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
29.83
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
27.67
Percentile Within Market, Percent Change in Price, Past 26 Weeks
70.20
Percentile Within Market, Percent Change in Price, Past 13 Weeks
89.92
Percentile Within Market, Percent Change in Price, Past 4 Weeks
58.49
Percentile Within Market, Percent Change in Price, Past 2 Weeks
40.64
Percentile Within Market, Percent Change in Price, Past Week
29.99
Percentile Within Market, Percent Change in Price, 1 Day
36.88
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
40.36
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
46.67
Percentile Within Market, Percent Growth in Annual Revenue
52.79
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
50.58
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
50.35
Percentile Within Market, Percent Growth in Annual Net Income
59.40
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
63.17
Percentile Within Market, PE Ratio (Trailing 12 Months)
61.76
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
66.58
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
73.04
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
69.68
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
77.83
Percentile Within Market, Net Margin (Trailing 12 Months)
76.23
Percentile Within Market, Return on Equity (Trailing 12 Months)
80.78
Percentile Within Market, Return on Assets (Trailing 12 Months)
91.00
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
51.43
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
61.27
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
32.32
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
75.21
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
72.01
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
32.80