Synchrony Financial (SYF)

Last Closing Price: 60.36 (2025-05-12)

Profile
Ticker
SYF
Security Name
Synchrony Financial
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
379,395,000
Market Capitalization
21,175,600,000
Average Volume (Last 20 Days)
3,997,996
Beta (Past 60 Months)
1.42
Percentage Held By Insiders (Latest Annual Proxy Report)
0.33
Percentage Held By Institutions (Latest 13F Reports)
96.48
Recent Price/Volume
Closing Price
60.36
Opening Price
59.49
High Price
60.82
Low Price
58.78
Volume
5,759,343
Previous Closing Price
55.63
Previous Opening Price
55.69
Previous High Price
55.93
Previous Low Price
55.10
Previous Volume
3,295,165
High/Low Price
52-Week High Price
70.28
26-Week High Price
70.28
13-Week High Price
65.61
4-Week High Price
60.82
2-Week High Price
60.82
1-Week High Price
60.82
52-Week Low Price
40.32
26-Week Low Price
40.32
13-Week Low Price
40.32
4-Week Low Price
45.88
2-Week Low Price
49.73
1-Week Low Price
52.99
High/Low Volume
52-Week High Volume
13,298,324
26-Week High Volume
13,298,324
13-Week High Volume
11,825,346
4-Week High Volume
7,499,643
2-Week High Volume
5,759,343
1-Week High Volume
5,759,343
52-Week Low Volume
808,128
26-Week Low Volume
808,128
13-Week Low Volume
2,063,295
4-Week Low Volume
2,814,243
2-Week Low Volume
2,814,243
1-Week Low Volume
3,295,165
Money Flow
Total Money Flow, Past 52 Weeks
51,868,363,195
Total Money Flow, Past 26 Weeks
30,405,132,356
Total Money Flow, Past 13 Weeks
16,434,200,485
Total Money Flow, Past 4 Weeks
4,202,042,270
Total Money Flow, Past 2 Weeks
2,047,286,512
Total Money Flow, Past Week
1,140,917,176
Total Money Flow, 1 Day
345,483,789
Total Volume
Total Volume, Past 52 Weeks
965,386,914
Total Volume, Past 26 Weeks
522,028,002
Total Volume, Past 13 Weeks
311,191,977
Total Volume, Past 4 Weeks
81,624,786
Total Volume, Past 2 Weeks
37,591,832
Total Volume, Past Week
20,336,316
Percent Change in Price
Percent Change in Price, Past 52 Weeks
37.04
Percent Change in Price, Past 26 Weeks
-7.14
Percent Change in Price, Past 13 Weeks
-7.37
Percent Change in Price, Past 4 Weeks
29.25
Percent Change in Price, Past 2 Weeks
16.34
Percent Change in Price, Past Week
11.37
Percent Change in Price, 1 Day
8.50
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
4
Consecutive Weeks of Increasing Price
5
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
True
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
55.72
Simple Moving Average (10-Day)
54.25
Simple Moving Average (20-Day)
51.51
Simple Moving Average (50-Day)
51.79
Simple Moving Average (100-Day)
58.61
Simple Moving Average (200-Day)
56.22
Previous Simple Moving Average (5-Day)
54.49
Previous Simple Moving Average (10-Day)
53.41
Previous Simple Moving Average (20-Day)
50.78
Previous Simple Moving Average (50-Day)
51.79
Previous Simple Moving Average (100-Day)
58.68
Previous Simple Moving Average (200-Day)
56.16
Technical Indicators
MACD (12, 26, 9)
1.53
MACD (12, 26, 9) Signal
0.49
Previous MACD (12, 26, 9)
1.03
Previous MACD (12, 26, 9) Signal
0.23
RSI (14-Day)
72.09
Previous RSI (14-Day)
62.74
Stochastic (14, 3, 3) %K
95.62
Stochastic (14, 3, 3) %D
92.58
Previous Stochastic (14, 3, 3) %K
93.06
Previous Stochastic (14, 3, 3) %D
90.23
Upper Bollinger Band (20, 2)
58.57
Lower Bollinger Band (20, 2)
44.44
Previous Upper Bollinger Band (20, 2)
56.98
Previous Lower Bollinger Band (20, 2)
44.58
Income Statement Financials
Quarterly Revenue (MRQ)
5,699,000,000
Quarterly Net Income (MRQ)
736,000,000
Previous Quarterly Revenue (QoQ)
5,838,000,000
Previous Quarterly Revenue (YoY)
6,725,000,000
Previous Quarterly Net Income (QoQ)
753,000,000
Previous Quarterly Net Income (YoY)
1,282,000,000
Revenue (MRY)
24,166,000,000
Net Income (MRY)
3,427,000,000
Previous Annual Revenue
20,999,000,000
Previous Net Income
2,196,000,000
Cost of Goods Sold (MRY)
4,634,000,000
Gross Profit (MRY)
19,532,000,000
Operating Expenses (MRY)
19,613,000,000
Operating Income (MRY)
4,553,000,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
4,553,000,000
Normalized Pre-Tax Income (MRY)
4,553,000,000
Income after Taxes (MRY)
3,499,000,000
Income from Continuous Operations (MRY)
3,499,000,000
Consolidated Net Income/Loss (MRY)
3,499,000,000
Normalized Income after Taxes (MRY)
3,499,000,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
110,409,000,000
Property, Plant, and Equipment (MRQ)
Long-Term Assets (MRQ)
11,617,000,000
Total Assets (MRQ)
122,026,000,000
Current Liabilities (MRQ)
88,436,000,000
Long-Term Debt (MRQ)
17,009,000,000
Long-Term Liabilities (MRQ)
17,009,000,000
Total Liabilities (MRQ)
105,445,000,000
Common Equity (MRQ)
15,359,000,000
Tangible Shareholders Equity (MRQ)
14,460,000,000
Shareholders Equity (MRQ)
16,581,000,000
Common Shares Outstanding (MRQ)
380,537,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
9,848,000,000
Cash Flow from Investing Activities (MRY)
-8,903,000,000
Cash Flow from Financial Activities (MRY)
-611,000,000
Beginning Cash (MRY)
14,421,000,000
End Cash (MRY)
14,755,000,000
Increase/Decrease in Cash (MRY)
334,000,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
7.23
PE Ratio (Trailing 12 Months)
7.63
PEG Ratio (Long Term Growth Estimate)
0.58
Price to Sales Ratio (Trailing 12 Months)
0.94
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.38
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
6.82
Pre-Tax Margin (Trailing 12 Months)
16.92
Net Margin (Trailing 12 Months)
13.00
Return on Equity (Trailing 12 Months)
19.68
Return on Assets (Trailing 12 Months)
2.45
Current Ratio (Most Recent Fiscal Quarter)
1.25
Quick Ratio (Most Recent Fiscal Quarter)
1.25
Debt to Common Equity (Most Recent Fiscal Quarter)
1.11
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
39.45
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
1.59
Next Expected Quarterly Earnings Report Date
2025-07-16
Days Until Next Expected Quarterly Earnings Report
64
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
1.63
Last Quarterly Earnings per Share
1.89
Last Quarterly Earnings Report Date
2025-04-22
Days Since Last Quarterly Earnings Report
21
Earnings per Share (Most Recent Fiscal Year)
6.59
Diluted Earnings per Share (Trailing 12 Months)
7.29
Dividends
Last Dividend Date
2025-05-05
Last Dividend Amount
0.30
Days Since Last Dividend
8
Annual Dividend (Based on Last Quarter)
1.20
Dividend Yield (Based on Last Quarter)
2.16
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-2.38
Percent Growth in Quarterly Revenue (YoY)
-15.26
Percent Growth in Annual Revenue
15.08
Percent Growth in Quarterly Net Income (QoQ)
-2.26
Percent Growth in Quarterly Net Income (YoY)
-42.59
Percent Growth in Annual Net Income
56.06
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
2
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
1
Consecutive Years of Increasing Revenue
3
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
2
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
1
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.5398
Historical Volatility (Close-to-Close) (20-Day)
0.4031
Historical Volatility (Close-to-Close) (30-Day)
0.3710
Historical Volatility (Close-to-Close) (60-Day)
0.7020
Historical Volatility (Close-to-Close) (90-Day)
0.6136
Historical Volatility (Close-to-Close) (120-Day)
0.5529
Historical Volatility (Close-to-Close) (150-Day)
0.5197
Historical Volatility (Close-to-Close) (180-Day)
0.4770
Historical Volatility (Parkinson) (10-Day)
0.2541
Historical Volatility (Parkinson) (20-Day)
0.3127
Historical Volatility (Parkinson) (30-Day)
0.3352
Historical Volatility (Parkinson) (60-Day)
0.5536
Historical Volatility (Parkinson) (90-Day)
0.5043
Historical Volatility (Parkinson) (120-Day)
0.4577
Historical Volatility (Parkinson) (150-Day)
0.4355
Historical Volatility (Parkinson) (180-Day)
0.4043
Implied Volatility (Calls) (10-Day)
0.3782
Implied Volatility (Calls) (20-Day)
0.3658
Implied Volatility (Calls) (30-Day)
0.3533
Implied Volatility (Calls) (60-Day)
0.3419
Implied Volatility (Calls) (90-Day)
0.3460
Implied Volatility (Calls) (120-Day)
0.3470
Implied Volatility (Calls) (150-Day)
0.3457
Implied Volatility (Calls) (180-Day)
0.3437
Implied Volatility (Puts) (10-Day)
Implied Volatility (Puts) (20-Day)
Implied Volatility (Puts) (30-Day)
Implied Volatility (Puts) (60-Day)
0.3340
Implied Volatility (Puts) (90-Day)
0.3411
Implied Volatility (Puts) (120-Day)
0.3416
Implied Volatility (Puts) (150-Day)
0.3408
Implied Volatility (Puts) (180-Day)
0.3402
Implied Volatility (Mean) (10-Day)
Implied Volatility (Mean) (20-Day)
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
0.3379
Implied Volatility (Mean) (90-Day)
0.3436
Implied Volatility (Mean) (120-Day)
0.3443
Implied Volatility (Mean) (150-Day)
0.3432
Implied Volatility (Mean) (180-Day)
0.3419
Put-Call Implied Volatility Ratio (10-Day)
Put-Call Implied Volatility Ratio (20-Day)
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
0.9769
Put-Call Implied Volatility Ratio (90-Day)
0.9859
Put-Call Implied Volatility Ratio (120-Day)
0.9845
Put-Call Implied Volatility Ratio (150-Day)
0.9860
Put-Call Implied Volatility Ratio (180-Day)
0.9899
Implied Volatility Skew (10-Day)
0.0944
Implied Volatility Skew (20-Day)
0.0788
Implied Volatility Skew (30-Day)
0.0633
Implied Volatility Skew (60-Day)
0.0761
Implied Volatility Skew (90-Day)
0.0765
Implied Volatility Skew (120-Day)
0.0672
Implied Volatility Skew (150-Day)
0.0624
Implied Volatility Skew (180-Day)
0.0596
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.1181
Put-Call Ratio (Volume) (20-Day)
0.1927
Put-Call Ratio (Volume) (30-Day)
0.2673
Put-Call Ratio (Volume) (60-Day)
0.8053
Put-Call Ratio (Volume) (90-Day)
0.5867
Put-Call Ratio (Volume) (120-Day)
0.4106
Put-Call Ratio (Volume) (150-Day)
0.8342
Put-Call Ratio (Volume) (180-Day)
1.5262
Put-Call Ratio (Open Interest) (10-Day)
0.6631
Put-Call Ratio (Open Interest) (20-Day)
0.8271
Put-Call Ratio (Open Interest) (30-Day)
0.9912
Put-Call Ratio (Open Interest) (60-Day)
1.0271
Put-Call Ratio (Open Interest) (90-Day)
0.6928
Put-Call Ratio (Open Interest) (120-Day)
0.8427
Put-Call Ratio (Open Interest) (150-Day)
0.9482
Put-Call Ratio (Open Interest) (180-Day)
0.9779
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
67.27
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
29.09
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
34.55
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
85.45
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
85.45
Percentile Within Industry, Percent Change in Price, Past Week
81.82
Percentile Within Industry, Percent Change in Price, 1 Day
87.27
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
40.00
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
18.37
Percentile Within Industry, Percent Growth in Annual Revenue
79.63
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
40.00
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
16.00
Percentile Within Industry, Percent Growth in Annual Net Income
74.55
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
21.95
Percentile Within Industry, PE Ratio (Trailing 12 Months)
26.67
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
25.00
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
39.22
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
60.38
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
46.81
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
60.78
Percentile Within Industry, Net Margin (Trailing 12 Months)
58.82
Percentile Within Industry, Return on Equity (Trailing 12 Months)
70.59
Percentile Within Industry, Return on Assets (Trailing 12 Months)
52.94
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
41.18
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
41.18
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
64.71
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
70.91
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
14.81
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
85.45
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
78.28
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
46.45
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
34.70
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
95.49
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
93.58
Percentile Within Sector, Percent Change in Price, Past Week
93.17
Percentile Within Sector, Percent Change in Price, 1 Day
97.54
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
37.87
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
10.19
Percentile Within Sector, Percent Growth in Annual Revenue
64.43
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
47.30
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
17.52
Percentile Within Sector, Percent Growth in Annual Net Income
79.70
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
8.16
Percentile Within Sector, PE Ratio (Trailing 12 Months)
9.66
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
13.69
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
16.32
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
66.19
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
15.70
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
50.21
Percentile Within Sector, Net Margin (Trailing 12 Months)
47.58
Percentile Within Sector, Return on Equity (Trailing 12 Months)
87.35
Percentile Within Sector, Return on Assets (Trailing 12 Months)
69.99
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
76.65
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
77.95
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
82.86
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
49.04
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
7.14
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
96.51
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
89.68
Percentile Within Market, Percent Change in Price, Past 26 Weeks
40.42
Percentile Within Market, Percent Change in Price, Past 13 Weeks
36.55
Percentile Within Market, Percent Change in Price, Past 4 Weeks
91.85
Percentile Within Market, Percent Change in Price, Past 2 Weeks
90.17
Percentile Within Market, Percent Change in Price, Past Week
89.15
Percentile Within Market, Percent Change in Price, 1 Day
93.60
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
40.30
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
13.70
Percentile Within Market, Percent Growth in Annual Revenue
74.07
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
51.33
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
27.78
Percentile Within Market, Percent Growth in Annual Net Income
77.88
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
8.21
Percentile Within Market, PE Ratio (Trailing 12 Months)
12.15
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
8.73
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
31.93
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
45.34
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
30.26
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
78.29
Percentile Within Market, Net Margin (Trailing 12 Months)
75.31
Percentile Within Market, Return on Equity (Trailing 12 Months)
84.44
Percentile Within Market, Return on Assets (Trailing 12 Months)
56.56
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
37.85
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
48.07
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
81.80
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
75.19
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
7.62
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
93.81