Texas Capital Bancshares, Inc. (TCBI)

Last Closing Price: 75.61 (2025-05-19)

Company Description

Texas Capital Bancshares, Inc., a financial holding company, is the parent company of Texas Capital Bank focusing on leveraging local business and community ties. The business activities are conducted through its bank subsidiary. It has developed several lines of business, including mortgage finance, mortgage correspondent aggregation, homebuilder finance, insurance premium finance, lender finance and asset-based lending, that offer specialized loan and deposit products to businesses across the nation. Texas Capital focuses primarily on middle-market business customers and high-net-worth individuals in the metropolitan markets of Texas. For its business customers, the company offers commercial loans for general corporate purposes including financing for working capital, internal growth, acquisitions and financing for business insurance premiums. The company provides real estate term and construction loans, equipment leasing, cash management services, trust, escrow services and letters of credit.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $1.94B
Net Income (Most Recent Fiscal Year) $77.51M
PE Ratio (Current Year Earnings Estimate) 13.49
PE Ratio (Trailing 12 Months) 15.85
PEG Ratio (Long Term Growth Estimate) 0.84
Price to Sales Ratio (Trailing 12 Months) 1.78
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.11
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 12.49
Pre-Tax Margin (Trailing 12 Months) 6.79%
Net Margin (Trailing 12 Months) 5.04%
Return on Equity (Trailing 12 Months) 9.39%
Return on Assets (Trailing 12 Months) 0.92%
Current Ratio (Most Recent Fiscal Quarter) 1.00
Quick Ratio (Most Recent Fiscal Quarter) 1.00
Debt to Common Equity (Most Recent Fiscal Quarter) 0.21
Inventory Turnover (Trailing 12 Months) 64.23
Book Value per Share (Most Recent Fiscal Quarter) $68.18
Earnings per Share (Most Recent Fiscal Quarter) $0.92
Earnings per Share (Most Recent Fiscal Year) $4.43
Diluted Earnings per Share (Trailing 12 Months) $1.74
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 45.90M
Free Float 45.11M
Market Capitalization $3.47B
Average Volume (Last 20 Days) 0.42M
Beta (Past 60 Months) 0.62
Percentage Held By Insiders (Latest Annual Proxy Report) 1.72%
Percentage Held By Institutions (Latest 13F Reports) 96.88%
Annual Dividend (Based on Last Quarter) $0.00
Dividend Yield (Based on Last Quarter) 0.00%