United Community Banks, Inc. (UCB)

Last Closing Price: 33.49 (2025-08-28)

Profile
Ticker
UCB
Security Name
United Community Banks, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Free Float
120,952,000
Market Capitalization
4,091,260,000
Average Volume (Last 20 Days)
581,816
Beta (Past 60 Months)
0.83
Percentage Held By Insiders (Latest Annual Proxy Report)
0.43
Percentage Held By Institutions (Latest 13F Reports)
82.29
Recent Price/Volume
Closing Price
33.49
Opening Price
33.48
High Price
33.69
Low Price
33.34
Volume
423,000
Previous Closing Price
33.68
Previous Opening Price
33.00
Previous High Price
33.75
Previous Low Price
33.00
Previous Volume
619,000
High/Low Price
52-Week High Price
34.54
26-Week High Price
33.75
13-Week High Price
33.75
4-Week High Price
33.75
2-Week High Price
33.75
1-Week High Price
33.75
52-Week Low Price
22.74
26-Week Low Price
22.74
13-Week Low Price
27.23
4-Week Low Price
29.29
2-Week Low Price
30.88
1-Week Low Price
31.36
High/Low Volume
52-Week High Volume
3,124,000
26-Week High Volume
3,124,000
13-Week High Volume
1,226,000
4-Week High Volume
952,000
2-Week High Volume
952,000
1-Week High Volume
952,000
52-Week Low Volume
207,000
26-Week Low Volume
327,000
13-Week Low Volume
327,000
4-Week Low Volume
380,000
2-Week Low Volume
380,000
1-Week Low Volume
423,000
Money Flow
Total Money Flow, Past 52 Weeks
4,864,816,291
Total Money Flow, Past 26 Weeks
2,650,290,863
Total Money Flow, Past 13 Weeks
1,224,352,756
Total Money Flow, Past 4 Weeks
342,696,480
Total Money Flow, Past 2 Weeks
166,842,313
Total Money Flow, Past Week
98,668,933
Total Money Flow, 1 Day
14,173,320
Total Volume
Total Volume, Past 52 Weeks
164,959,000
Total Volume, Past 26 Weeks
92,975,000
Total Volume, Past 13 Weeks
40,392,000
Total Volume, Past 4 Weeks
11,003,000
Total Volume, Past 2 Weeks
5,179,000
Total Volume, Past Week
2,999,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
14.91
Percent Change in Price, Past 26 Weeks
7.51
Percent Change in Price, Past 13 Weeks
16.71
Percent Change in Price, Past 4 Weeks
9.80
Percent Change in Price, Past 2 Weeks
6.12
Percent Change in Price, Past Week
7.03
Percent Change in Price, 1 Day
-0.56
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
33.14
Simple Moving Average (10-Day)
32.20
Simple Moving Average (20-Day)
31.25
Simple Moving Average (50-Day)
30.92
Simple Moving Average (100-Day)
29.20
Simple Moving Average (200-Day)
30.17
Previous Simple Moving Average (5-Day)
32.70
Previous Simple Moving Average (10-Day)
32.00
Previous Simple Moving Average (20-Day)
31.10
Previous Simple Moving Average (50-Day)
30.80
Previous Simple Moving Average (100-Day)
29.11
Previous Simple Moving Average (200-Day)
30.16
Technical Indicators
MACD (12, 26, 9)
0.69
MACD (12, 26, 9) Signal
0.41
Previous MACD (12, 26, 9)
0.63
Previous MACD (12, 26, 9) Signal
0.34
RSI (14-Day)
70.80
Previous RSI (14-Day)
73.56
Stochastic (14, 3, 3) %K
95.83
Stochastic (14, 3, 3) %D
94.98
Previous Stochastic (14, 3, 3) %K
95.20
Previous Stochastic (14, 3, 3) %D
92.38
Upper Bollinger Band (20, 2)
33.82
Lower Bollinger Band (20, 2)
28.67
Previous Upper Bollinger Band (20, 2)
33.47
Previous Lower Bollinger Band (20, 2)
28.72
Income Statement Financials
Quarterly Revenue (MRQ)
382,073,000
Quarterly Net Income (MRQ)
76,722,000
Previous Quarterly Revenue (QoQ)
371,013,000
Previous Quarterly Revenue (YoY)
383,521,000
Previous Quarterly Net Income (QoQ)
69,429,000
Previous Quarterly Net Income (YoY)
64,674,000
Revenue (MRY)
1,502,497,000
Net Income (MRY)
244,626,000
Previous Annual Revenue
1,312,590,000
Previous Net Income
180,847,000
Cost of Goods Sold (MRY)
550,373,000
Gross Profit (MRY)
952,124,000
Operating Expenses (MRY)
1,170,868,000
Operating Income (MRY)
331,629,000
Non-Operating Income/Expense (MRY)
-8,623,000
Pre-Tax Income (MRY)
323,006,000
Normalized Pre-Tax Income (MRY)
323,006,000
Income after Taxes (MRY)
252,397,000
Income from Continuous Operations (MRY)
252,397,000
Consolidated Net Income/Loss (MRY)
252,397,000
Normalized Income after Taxes (MRY)
252,397,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
19,316,470,000
Property, Plant, and Equipment (MRQ)
396,479,000
Long-Term Assets (MRQ)
8,769,047,000
Total Assets (MRQ)
28,085,520,000
Current Liabilities (MRQ)
24,317,450,000
Long-Term Debt (MRQ)
155,143,000
Long-Term Liabilities (MRQ)
155,143,000
Total Liabilities (MRQ)
24,472,600,000
Common Equity (MRQ)
3,524,658,000
Tangible Shareholders Equity (MRQ)
2,638,539,000
Shareholders Equity (MRQ)
3,612,924,000
Common Shares Outstanding (MRQ)
121,431,300
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
349,734,000
Cash Flow from Investing Activities (MRY)
-991,042,000
Cash Flow from Financial Activities (MRY)
157,306,000
Beginning Cash (MRY)
1,003,875,000
End Cash (MRY)
519,873,000
Increase/Decrease in Cash (MRY)
-484,002,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
12.76
PE Ratio (Trailing 12 Months)
13.75
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.69
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.16
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
12.18
Pre-Tax Margin (Trailing 12 Months)
22.84
Net Margin (Trailing 12 Months)
17.93
Return on Equity (Trailing 12 Months)
8.91
Return on Assets (Trailing 12 Months)
1.09
Current Ratio (Most Recent Fiscal Quarter)
0.79
Quick Ratio (Most Recent Fiscal Quarter)
0.79
Debt to Common Equity (Most Recent Fiscal Quarter)
0.04
Inventory Turnover (Trailing 12 Months)
11.12
Book Value per Share (Most Recent Fiscal Quarter)
29.02
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
0.70
Next Expected Quarterly Earnings Report Date
2025-10-22
Days Until Next Expected Quarterly Earnings Report
54
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
0.62
Last Quarterly Earnings per Share
0.66
Last Quarterly Earnings Report Date
2025-07-23
Days Since Last Quarterly Earnings Report
37
Earnings per Share (Most Recent Fiscal Year)
2.30
Diluted Earnings per Share (Trailing 12 Months)
2.20
Dividends
Last Dividend Date
2025-06-13
Last Dividend Amount
0.24
Days Since Last Dividend
77
Annual Dividend (Based on Last Quarter)
0.96
Dividend Yield (Based on Last Quarter)
2.85
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
2.98
Percent Growth in Quarterly Revenue (YoY)
-0.38
Percent Growth in Annual Revenue
14.47
Percent Growth in Quarterly Net Income (QoQ)
10.50
Percent Growth in Quarterly Net Income (YoY)
18.63
Percent Growth in Annual Net Income
35.27
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
1
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
2
Consecutive Years of Increasing Revenue
11
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
1
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
3
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2678
Historical Volatility (Close-to-Close) (20-Day)
0.2778
Historical Volatility (Close-to-Close) (30-Day)
0.2666
Historical Volatility (Close-to-Close) (60-Day)
0.2595
Historical Volatility (Close-to-Close) (90-Day)
0.2523
Historical Volatility (Close-to-Close) (120-Day)
0.2573
Historical Volatility (Close-to-Close) (150-Day)
0.3511
Historical Volatility (Close-to-Close) (180-Day)
0.3490
Historical Volatility (Parkinson) (10-Day)
0.2284
Historical Volatility (Parkinson) (20-Day)
0.2252
Historical Volatility (Parkinson) (30-Day)
0.2233
Historical Volatility (Parkinson) (60-Day)
0.2279
Historical Volatility (Parkinson) (90-Day)
0.2220
Historical Volatility (Parkinson) (120-Day)
0.2141
Historical Volatility (Parkinson) (150-Day)
0.2904
Historical Volatility (Parkinson) (180-Day)
0.2891
Implied Volatility (Calls) (10-Day)
0.4928
Implied Volatility (Calls) (20-Day)
0.4928
Implied Volatility (Calls) (30-Day)
0.4964
Implied Volatility (Calls) (60-Day)
0.4897
Implied Volatility (Calls) (90-Day)
0.4421
Implied Volatility (Calls) (120-Day)
0.3998
Implied Volatility (Calls) (150-Day)
0.3746
Implied Volatility (Calls) (180-Day)
0.3497
Implied Volatility (Puts) (10-Day)
0.7209
Implied Volatility (Puts) (20-Day)
0.7209
Implied Volatility (Puts) (30-Day)
0.6556
Implied Volatility (Puts) (60-Day)
0.4672
Implied Volatility (Puts) (90-Day)
0.3921
Implied Volatility (Puts) (120-Day)
0.3313
Implied Volatility (Puts) (150-Day)
0.3180
Implied Volatility (Puts) (180-Day)
0.3042
Implied Volatility (Mean) (10-Day)
0.6069
Implied Volatility (Mean) (20-Day)
0.6069
Implied Volatility (Mean) (30-Day)
0.5760
Implied Volatility (Mean) (60-Day)
0.4785
Implied Volatility (Mean) (90-Day)
0.4171
Implied Volatility (Mean) (120-Day)
0.3656
Implied Volatility (Mean) (150-Day)
0.3463
Implied Volatility (Mean) (180-Day)
0.3269
Put-Call Implied Volatility Ratio (10-Day)
1.4629
Put-Call Implied Volatility Ratio (20-Day)
1.4629
Put-Call Implied Volatility Ratio (30-Day)
1.3206
Put-Call Implied Volatility Ratio (60-Day)
0.9541
Put-Call Implied Volatility Ratio (90-Day)
0.8870
Put-Call Implied Volatility Ratio (120-Day)
0.8287
Put-Call Implied Volatility Ratio (150-Day)
0.8490
Put-Call Implied Volatility Ratio (180-Day)
0.8696
Implied Volatility Skew (10-Day)
0.1696
Implied Volatility Skew (20-Day)
0.1696
Implied Volatility Skew (30-Day)
0.1212
Implied Volatility Skew (60-Day)
0.0108
Implied Volatility Skew (90-Day)
0.0422
Implied Volatility Skew (120-Day)
0.0650
Implied Volatility Skew (150-Day)
0.0596
Implied Volatility Skew (180-Day)
0.0547
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.0000
Put-Call Ratio (Open Interest) (20-Day)
0.0000
Put-Call Ratio (Open Interest) (30-Day)
0.0000
Put-Call Ratio (Open Interest) (60-Day)
0.0000
Put-Call Ratio (Open Interest) (90-Day)
0.0000
Put-Call Ratio (Open Interest) (120-Day)
0.0000
Put-Call Ratio (Open Interest) (150-Day)
0.0000
Put-Call Ratio (Open Interest) (180-Day)
0.0000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
53.17
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
45.92
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
75.23
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
61.63
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
84.29
Percentile Within Industry, Percent Change in Price, Past Week
79.76
Percentile Within Industry, Percent Change in Price, 1 Day
29.61
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
47.37
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
31.50
Percentile Within Industry, Percent Growth in Annual Revenue
65.55
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
55.73
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
47.71
Percentile Within Industry, Percent Growth in Annual Net Income
86.32
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
69.96
Percentile Within Industry, PE Ratio (Trailing 12 Months)
65.48
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
77.23
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
56.57
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
56.41
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
66.16
Percentile Within Industry, Net Margin (Trailing 12 Months)
65.44
Percentile Within Industry, Return on Equity (Trailing 12 Months)
40.37
Percentile Within Industry, Return on Assets (Trailing 12 Months)
60.24
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
11.85
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
12.46
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
17.68
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
49.09
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
58.01
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
4.42
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
86.42
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
51.92
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
52.33
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
73.70
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
70.14
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
84.66
Percentile Within Sector, Percent Change in Price, Past Week
83.70
Percentile Within Sector, Percent Change in Price, 1 Day
29.18
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
50.52
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
31.37
Percentile Within Sector, Percent Growth in Annual Revenue
62.98
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
51.71
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
49.41
Percentile Within Sector, Percent Growth in Annual Net Income
73.46
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
61.96
Percentile Within Sector, PE Ratio (Trailing 12 Months)
61.44
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
66.17
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
47.11
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
56.77
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
66.71
Percentile Within Sector, Net Margin (Trailing 12 Months)
67.06
Percentile Within Sector, Return on Equity (Trailing 12 Months)
35.89
Percentile Within Sector, Return on Assets (Trailing 12 Months)
43.61
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
24.54
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
26.01
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
23.27
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
52.63
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
65.48
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
8.33
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
79.34
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
66.96
Percentile Within Market, Percent Change in Price, Past 26 Weeks
55.27
Percentile Within Market, Percent Change in Price, Past 13 Weeks
77.58
Percentile Within Market, Percent Change in Price, Past 4 Weeks
80.87
Percentile Within Market, Percent Change in Price, Past 2 Weeks
84.66
Percentile Within Market, Percent Change in Price, Past Week
86.94
Percentile Within Market, Percent Change in Price, 1 Day
22.00
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
43.47
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
33.73
Percentile Within Market, Percent Growth in Annual Revenue
73.16
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
52.93
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
58.79
Percentile Within Market, Percent Growth in Annual Net Income
70.68
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
32.17
Percentile Within Market, PE Ratio (Trailing 12 Months)
37.33
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
60.86
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
32.03
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
54.21
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
85.87
Percentile Within Market, Net Margin (Trailing 12 Months)
84.06
Percentile Within Market, Return on Equity (Trailing 12 Months)
57.97
Percentile Within Market, Return on Assets (Trailing 12 Months)
46.91
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
16.04
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
23.63
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
37.13
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
73.76
Percentile Within Market, Dividend Yield (Based on Last Quarter)
81.68
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
9.51
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
71.74