Company Description
United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.
Financials, Fundamental Metrics & Ratios
| Revenue (Most Recent Fiscal Year) |
$1.31B |
| Net Income (Most Recent Fiscal Year) |
$187.54M |
| PE Ratio (Current Year Earnings Estimate) |
12.25 |
| PE Ratio (Trailing 12 Months) |
12.60 |
| PEG Ratio (Long Term Growth Estimate) |
-- |
| Price to Sales Ratio (Trailing 12 Months) |
2.23 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) |
0.96 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) |
10.25 |
| Pre-Tax Margin (Trailing 12 Months) |
16.92% |
| Net Margin (Trailing 12 Months) |
13.62% |
| Return on Equity (Trailing 12 Months) |
8.02% |
| Return on Assets (Trailing 12 Months) |
0.93% |
| Current Ratio (Most Recent Fiscal Quarter) |
0.81 |
| Quick Ratio (Most Recent Fiscal Quarter) |
0.81 |
| Debt to Common Equity (Most Recent Fiscal Quarter) |
0.10 |
| Inventory Turnover (Trailing 12 Months) |
13.93 |
| Book Value per Share (Most Recent Fiscal Quarter) |
$26.97 |
| Earnings per Share (Most Recent Fiscal Quarter) |
$0.52 |
| Earnings per Share (Most Recent Fiscal Year) |
$2.11 |
| Diluted Earnings per Share (Trailing 12 Months) |
$1.54 |