UMB Financial Corporation (UMBF)

Last Closing Price: 90.20 (2023-02-01)

Company Description

UMB Financial Corp. provides banking services and asset servicing in the U.S. Its banking subsidiary, UMB Bank, National Association, offers banking, asset management, trust, credit card and cash-management services to commercial, retail, government & correspondent-bank customers. Commercial Banking unit serves through commercial lending and leasing, capital markets, and treasury management needs of the small to middle-market businesses. Institutional Banking unit is a combination of banking services, fund services and asset management services and healthcare services provided to institutional clients and also provides fixed income sales, trading & underwriting, corporate trust & escrow services and institutional custody. Personal Banking unit combines consumer banking and wealth management services. Products & services include deposit accounts, retail credit cards, installment loans, home equity lines of credit, residential mortgages, and small business loans, investment advisory, trust & custody services.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $1.69B
Net Income (Most Recent Fiscal Year) $431.68M
PE Ratio (Current Year Earnings Estimate) 10.89
PE Ratio (Trailing 12 Months) 10.16
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.58
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.63
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 9.98
Pre-Tax Margin (Trailing 12 Months) 31.45%
Net Margin (Trailing 12 Months) 25.56%
Return on Equity (Trailing 12 Months) 16.33%
Return on Assets (Trailing 12 Months) 1.12%
Current Ratio (Most Recent Fiscal Quarter) 0.67
Quick Ratio (Most Recent Fiscal Quarter) 0.67
Debt to Common Equity (Most Recent Fiscal Quarter) 0.14
Inventory Turnover (Trailing 12 Months) 112.04
Book Value per Share (Most Recent Fiscal Quarter) $55.21
Earnings per Share (Most Recent Fiscal Quarter) $2.06
Earnings per Share (Most Recent Fiscal Year) $8.86
Diluted Earnings per Share (Trailing 12 Months) $8.87
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 48.31M
Free Float 43.59M
Market Capitalization $4.36B
Average Volume (Last 20 Days) 0.22M
Beta (Past 60 Months) 0.83
Percentage Held By Insiders (Latest Annual Proxy Report) 9.77%
Percentage Held By Institutions (Latest 13F Reports) 87.42%
Annual Dividend (Based on Last Quarter) $1.52
Dividend Yield (Based on Last Quarter) 1.69%