Upstart Holdings, Inc. (UPST)

Last Closing Price: 28.96 (2026-05-08)

Expense Ratio (Quarterly)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

Upstart Holdings, Inc. (UPST) Expense Ratio data is not available.

Figures for fiscal quarter ending 2026-03-31
Income Statement Financials
$308.21M
$-6.65M
$55.09M
$253.12M
$315.73M
$-7.52M
$0.96M
$-6.56M
$-6.56M
$-6.65M
$-6.65M
$-6.65M
$-6.65M
$-7.52M
$-1.66M
96.90M
96.90M
$-0.07
$-0.07
Balance Sheet Financials
$1.08B
$48.00M
$1.88B
$2.96B
$2.21B
--
$17.55M
$2.23B
$733.17M
$666.10M
$733.17M
95.71M
Cash Flow Statement Financials
$-133.30M
$0.88M
$6.74M
$1.06B
$931.33M
$-125.68M
$34.81M
--
--
Fundamental Metrics & Ratios
0.49
--
--
--
2.85
82.12%
-2.44%
-2.44%
--
-2.13%
-2.16%
$-140.29M
--
Expense Ratio
--
--
0.10
--
--
--
-0.91%
-1.00%
-0.22%
-0.91%
$7.66
$-1.45
$-1.38