UNIVERSAL INSURANCE HOLDINGS INC (UVE)

Last Closing Price: 26.92 (2025-05-29)

Company Description

Universal Insurance Holdings, Inc., through its wholly-owned subsidiary, Universal Property & Casualty Insurance Company (UPCIC), is currently engaged in insurance underwriting, distribution and claims. UPCIC generates revenue from the collection and investment of premiums. The Company's agency operations which include Universal Florida Insurance Agency and U.S. Insurance Solutions, Inc. generate income from policy fees, commissions, premium financing referral fees and the marketing of ancillary services.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $1.52B
Net Income (Most Recent Fiscal Year) $58.93M
PE Ratio (Current Year Earnings Estimate) 10.16
PE Ratio (Trailing 12 Months) 12.58
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 0.49
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.79
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 12.09
Pre-Tax Margin (Trailing 12 Months) 5.98%
Net Margin (Trailing 12 Months) 4.31%
Return on Equity (Trailing 12 Months) 15.73%
Return on Assets (Trailing 12 Months) 2.30%
Current Ratio (Most Recent Fiscal Quarter) 0.50
Quick Ratio (Most Recent Fiscal Quarter) 0.50
Debt to Common Equity (Most Recent Fiscal Quarter) 0.24
Inventory Turnover (Trailing 12 Months) --
Book Value per Share (Most Recent Fiscal Quarter) $15.01
Earnings per Share (Most Recent Fiscal Quarter) $1.44
Earnings per Share (Most Recent Fiscal Year) $1.79
Diluted Earnings per Share (Trailing 12 Months) $2.29
Stock
Exchange NYSE
Sector Financial Services
Industry Insurance - Property & Casualty
Common Shares Outstanding 28.15M
Free Float 23.47M
Market Capitalization $757.66M
Average Volume (Last 20 Days) 0.25M
Beta (Past 60 Months) 0.83
Percentage Held By Insiders (Latest Annual Proxy Report) 16.60%
Percentage Held By Institutions (Latest 13F Reports) 66.61%
Annual Dividend (Based on Last Quarter) $0.64
Dividend Yield (Based on Last Quarter) 2.38%