Expense Ratio (Quarterly)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

Universal Corporation (UVV) Expense Ratio data is not available.

Quarterly Annual

Figures for fiscal quarter ending 2025-06-30

Income Statement Financials
Revenue	$593.76M
Net Income	$8.50M
Cost of Goods Sold	$479.63M
Gross Profit	$114.13M
Operating Expenses	$559.95M
Operating Income	$33.81M
Non-Operating Income/Expense	$-14.11M
Pre-Tax Income	$19.70M
Normalized Pre-Tax Income	$19.70M
Income after Taxes	$14.37M
Income from Continuous Operations	$14.37M
Consolidated Net Income/Loss	$14.37M
Normalized Income after Taxes	$14.37M
EBIT	$33.81M
EBITDA	$47.40M
Weighted-Average Shares Outstanding (Basic)	24.10M
Weighted-Average Shares Outstanding (Diluted)	25.13M
Earnings per Share (EPS) (Basic)	$0.34
Earnings per Share (EPS) (Diluted)	$0.34
Balance Sheet Financials
Current Assets	$2.35B
Property, Plant, and Equipment	$375.27M
Long-Term Assets	$842.98M
Total Assets	$3.19B
Current Liabilities	$942.69M
Long-Term Debt	$618.06M
Long-Term Liabilities	$747.03M
Total Liabilities	$1.69B
Common Equity	$1.50B
Tangible Shareholders Equity	$1.23B
Shareholders Equity	$1.50B
Common Shares Outstanding	24.81M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$-205.10M
Cash Flow from Investing Activities	$-11.91M
Cash Flow from Financial Activities	$134.62M
Beginning Cash	$260.12M
End Cash	$178.44M
Increase/Decrease in Cash	$-81.68M
Stock-Based Compensation	$7.58M
Common Stock Dividends Paid	$-27.22M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	2.49
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.29
Debt to Equity Ratio	0.83
Gross Margin	19.22%
Operating Margin	5.69%
EBIT Margin	5.69%
EBITDA Margin	--
Pre-Tax Profit Margin	3.32%
Profit Margin	1.43%
Free Cash Flow	$-217.01M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.19
Inventory Turnover	0.34
Receiveable Turnover	1.08
Days Sales in Receivables	83.65
Return on Equity	0.96%
Return on Tangible Equity	1.17%
Return on Assets	0.45%
Return on Investments	0.68%
Book Value Per Share	$60.45
Free Cash Flow per Share	$-8.63
Operating Cash Flow per Share	$-8.16

Data from Zacks Investment Research, Inc.