Return on Tangible Equity (Annual)

Return on Tangible Equity: The amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity. Calculated as: Income from Continuing Operations / Tangible Shareholders Equity

UWM Holdings Corporation (UWMC) had Return on Tangible Equity of 15.31% for the most recently reported fiscal year, ending 2025-12-31.

Quarterly Annual

Figures for fiscal year ending 2025-12-31

Income Statement Financials
Revenue	$2.40B
Net Income	$27.38M
Cost of Goods Sold	$354.44M
Gross Profit	$2.05B
Operating Expenses	$1.63B
Operating Income	$777.30M
Non-Operating Income/Expense	$-526.40M
Pre-Tax Income	$250.90M
Normalized Pre-Tax Income	$250.90M
Income after Taxes	$244.02M
Income from Continuous Operations	$244.02M
Consolidated Net Income/Loss	$244.02M
Normalized Income after Taxes	$244.02M
EBIT	$777.30M
EBITDA	$832.81M
Weighted-Average Shares Outstanding (Basic)	211.41M
Weighted-Average Shares Outstanding (Diluted)	1.60B
Earnings per Share (EPS) (Basic)	$0.13
Earnings per Share (EPS) (Diluted)	$0.12
Balance Sheet Financials
Current Assets	$15.07B
Property, Plant, and Equipment	$180.20M
Long-Term Assets	$1.85B
Total Assets	$16.93B
Current Liabilities	$9.90B
Long-Term Debt	$4.21B
Long-Term Liabilities	$5.44B
Total Liabilities	$15.34B
Common Equity	$1.59B
Tangible Shareholders Equity	$1.59B
Shareholders Equity	$1.59B
Common Shares Outstanding	1.60B
Cash Flow Statement Financials
Cash Flow from Operating Activities	$-2.65B
Cash Flow from Investing Activities	$2.26B
Cash Flow from Financial Activities	$384.02M
Beginning Cash	$507.34M
End Cash	$503.36M
Increase/Decrease in Cash	$-3.98M
Stock-Based Compensation	$50.36M
Common Stock Dividends Paid	$-78.60M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.52
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.73
Debt to Equity Ratio	8.29
Gross Margin	85.25%
Operating Margin	32.34%
EBIT Margin	32.34%
EBITDA Margin	34.65%
Pre-Tax Profit Margin	10.44%
Profit Margin	1.14%
Free Cash Flow	$-2.72B
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.14
Inventory Turnover	--
Receiveable Turnover	4.56
Days Sales in Receivables	79.99
Return on Equity	15.31%
Return on Tangible Equity	15.31%
Return on Assets	1.44%
Return on Investments	4.21%
Book Value Per Share	$1.00
Free Cash Flow per Share	$-1.70
Operating Cash Flow per Share	$-1.66

Data from Zacks Investment Research, Inc.