VersaBank (VBNK)

Last Closing Price: 14.52 (2026-03-05)

Profile
Ticker
VBNK
Security Name
VersaBank
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
30,373,000
Market Capitalization
501,890,000
Average Volume (Last 20 Days)
37,956
Beta (Past 60 Months)
0.93
Percentage Held By Insiders (Latest Annual Proxy Report)
5.29
Percentage Held By Institutions (Latest 13F Reports)
56.86
Recent Price/Volume
Closing Price
14.52
Opening Price
15.73
High Price
15.73
Low Price
14.46
Volume
105,000
Previous Closing Price
15.65
Previous Opening Price
17.20
Previous High Price
17.47
Previous Low Price
15.20
Previous Volume
126,000
High/Low Price
52-Week High Price
17.47
26-Week High Price
17.47
13-Week High Price
17.47
4-Week High Price
17.47
2-Week High Price
17.47
1-Week High Price
17.47
52-Week Low Price
8.46
26-Week Low Price
11.24
13-Week Low Price
12.30
4-Week Low Price
14.46
2-Week Low Price
14.46
1-Week Low Price
14.46
High/Low Volume
52-Week High Volume
423,000
26-Week High Volume
226,000
13-Week High Volume
226,000
4-Week High Volume
126,000
2-Week High Volume
126,000
1-Week High Volume
126,000
52-Week Low Volume
0
26-Week Low Volume
0
13-Week Low Volume
0
4-Week Low Volume
0
2-Week Low Volume
0
1-Week Low Volume
29,600
Money Flow
Total Money Flow, Past 52 Weeks
186,788,147
Total Money Flow, Past 26 Weeks
88,452,503
Total Money Flow, Past 13 Weeks
45,049,653
Total Money Flow, Past 4 Weeks
12,859,874
Total Money Flow, Past 2 Weeks
8,741,738
Total Money Flow, Past Week
5,679,278
Total Money Flow, 1 Day
1,564,850
Total Volume
Total Volume, Past 52 Weeks
15,757,900
Total Volume, Past 26 Weeks
6,536,200
Total Volume, Past 13 Weeks
2,952,200
Total Volume, Past 4 Weeks
789,000
Total Volume, Past 2 Weeks
539,200
Total Volume, Past Week
355,600
Percent Change in Price
Percent Change in Price, Past 52 Weeks
37.14
Percent Change in Price, Past 26 Weeks
21.73
Percent Change in Price, Past 13 Weeks
15.93
Percent Change in Price, Past 4 Weeks
-9.31
Percent Change in Price, Past 2 Weeks
-13.00
Percent Change in Price, Past Week
-14.24
Percent Change in Price, 1 Day
-7.22
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
True
Reached New 2-Week Low Price
True
Reached New 1-Week Low Price
True
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
2
Consecutive Weeks of Decreasing Price
1
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
2
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
16.11
Simple Moving Average (10-Day)
16.38
Simple Moving Average (20-Day)
16.39
Simple Moving Average (50-Day)
15.79
Simple Moving Average (100-Day)
14.04
Simple Moving Average (200-Day)
12.77
Previous Simple Moving Average (5-Day)
16.59
Previous Simple Moving Average (10-Day)
16.60
Previous Simple Moving Average (20-Day)
16.48
Previous Simple Moving Average (50-Day)
15.80
Previous Simple Moving Average (100-Day)
14.02
Previous Simple Moving Average (200-Day)
12.75
Technical Indicators
MACD (12, 26, 9)
0.06
MACD (12, 26, 9) Signal
0.28
Previous MACD (12, 26, 9)
0.24
Previous MACD (12, 26, 9) Signal
0.33
RSI (14-Day)
32.71
Previous RSI (14-Day)
42.42
Stochastic (14, 3, 3) %K
35.25
Stochastic (14, 3, 3) %D
56.44
Previous Stochastic (14, 3, 3) %K
62.16
Previous Stochastic (14, 3, 3) %D
68.52
Upper Bollinger Band (20, 2)
17.48
Lower Bollinger Band (20, 2)
15.31
Previous Upper Bollinger Band (20, 2)
17.15
Previous Lower Bollinger Band (20, 2)
15.80
Income Statement Financials
Quarterly Revenue (MRQ)
57,553,000
Quarterly Net Income (MRQ)
3,796,800
Previous Quarterly Revenue (QoQ)
55,153,100
Previous Quarterly Revenue (YoY)
55,372,300
Previous Quarterly Net Income (QoQ)
4,789,700
Previous Quarterly Net Income (YoY)
3,825,600
Revenue (MRY)
217,134,800
Net Income (MRY)
20,316,200
Previous Annual Revenue
216,293,500
Previous Net Income
28,477,000
Cost of Goods Sold (MRY)
128,153,600
Gross Profit (MRY)
88,981,200
Operating Expenses (MRY)
187,513,000
Operating Income (MRY)
29,621,900
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
29,621,900
Normalized Pre-Tax Income (MRY)
29,621,900
Income after Taxes (MRY)
20,316,200
Income from Continuous Operations (MRY)
20,316,200
Consolidated Net Income/Loss (MRY)
20,316,200
Normalized Income after Taxes (MRY)
20,316,200
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
4,032,170,000
Property, Plant, and Equipment (MRQ)
17,087,900
Long-Term Assets (MRQ)
114,500,300
Total Assets (MRQ)
4,146,670,000
Current Liabilities (MRQ)
3,544,070,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
222,324,900
Total Liabilities (MRQ)
3,766,395,000
Common Equity (MRQ)
380,275,200
Tangible Shareholders Equity (MRQ)
363,954,900
Shareholders Equity (MRQ)
380,275,300
Common Shares Outstanding (MRQ)
31,946,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
31,733,600
Cash Flow from Investing Activities (MRY)
151,531,000
Cash Flow from Financial Activities (MRY)
72,848,500
Beginning Cash (MRY)
160,808,800
End Cash (MRY)
415,282,800
Increase/Decrease in Cash (MRY)
254,473,900
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
11.55
PE Ratio (Trailing 12 Months)
18.63
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.23
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.31
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
17.51
Pre-Tax Margin (Trailing 12 Months)
13.64
Net Margin (Trailing 12 Months)
9.33
Return on Equity (Trailing 12 Months)
7.02
Return on Assets (Trailing 12 Months)
0.69
Current Ratio (Most Recent Fiscal Quarter)
1.14
Quick Ratio (Most Recent Fiscal Quarter)
1.14
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
11.90
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-04-30
Quarterly Earnings per Share Estimate
0.30
Next Expected Quarterly Earnings Report Date
2026-06-03
Days Until Next Expected Quarterly Earnings Report
89
Fiscal Period End, Last Quarterly Earnings Report
2025-10-31
Last Quarterly Earnings per Share Estimate
0.24
Last Quarterly Earnings per Share
0.24
Last Quarterly Earnings Report Date
2025-12-10
Days Since Last Quarterly Earnings Report
86
Earnings per Share (Most Recent Fiscal Year)
0.84
Diluted Earnings per Share (Trailing 12 Months)
0.70
Dividends
Last Dividend Date
2026-01-09
Last Dividend Amount
0.02
Days Since Last Dividend
56
Annual Dividend (Based on Last Quarter)
0.07
Dividend Yield (Based on Last Quarter)
0.47
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
4.35
Percent Growth in Quarterly Revenue (YoY)
3.94
Percent Growth in Annual Revenue
0.39
Percent Growth in Quarterly Net Income (QoQ)
-20.73
Percent Growth in Quarterly Net Income (YoY)
-0.75
Percent Growth in Annual Net Income
-28.66
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
True
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
2
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
2
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
5
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
2
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
6
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
2
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.6575
Historical Volatility (Close-to-Close) (20-Day)
0.5470
Historical Volatility (Close-to-Close) (30-Day)
0.4623
Historical Volatility (Close-to-Close) (60-Day)
0.3649
Historical Volatility (Close-to-Close) (90-Day)
0.3789
Historical Volatility (Close-to-Close) (120-Day)
0.3423
Historical Volatility (Close-to-Close) (150-Day)
0.3297
Historical Volatility (Close-to-Close) (180-Day)
0.3168
Historical Volatility (Parkinson) (10-Day)
0.6083
Historical Volatility (Parkinson) (20-Day)
0.5015
Historical Volatility (Parkinson) (30-Day)
0.4283
Historical Volatility (Parkinson) (60-Day)
0.3509
Historical Volatility (Parkinson) (90-Day)
0.3577
Historical Volatility (Parkinson) (120-Day)
0.3365
Historical Volatility (Parkinson) (150-Day)
0.3256
Historical Volatility (Parkinson) (180-Day)
0.3172
Implied Volatility (Calls) (10-Day)
0.4542
Implied Volatility (Calls) (20-Day)
0.4928
Implied Volatility (Calls) (30-Day)
0.5699
Implied Volatility (Calls) (60-Day)
0.6581
Implied Volatility (Calls) (90-Day)
0.6368
Implied Volatility (Calls) (120-Day)
0.6176
Implied Volatility (Calls) (150-Day)
0.6000
Implied Volatility (Calls) (180-Day)
0.5823
Implied Volatility (Puts) (10-Day)
Implied Volatility (Puts) (20-Day)
Implied Volatility (Puts) (30-Day)
Implied Volatility (Puts) (60-Day)
0.5850
Implied Volatility (Puts) (90-Day)
0.5893
Implied Volatility (Puts) (120-Day)
0.5663
Implied Volatility (Puts) (150-Day)
0.5163
Implied Volatility (Puts) (180-Day)
0.4665
Implied Volatility (Mean) (10-Day)
Implied Volatility (Mean) (20-Day)
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
0.6216
Implied Volatility (Mean) (90-Day)
0.6131
Implied Volatility (Mean) (120-Day)
0.5919
Implied Volatility (Mean) (150-Day)
0.5582
Implied Volatility (Mean) (180-Day)
0.5244
Put-Call Implied Volatility Ratio (10-Day)
Put-Call Implied Volatility Ratio (20-Day)
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
0.8890
Put-Call Implied Volatility Ratio (90-Day)
0.9253
Put-Call Implied Volatility Ratio (120-Day)
0.9169
Put-Call Implied Volatility Ratio (150-Day)
0.8606
Put-Call Implied Volatility Ratio (180-Day)
0.8011
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
Implied Volatility Skew (150-Day)
Implied Volatility Skew (180-Day)
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.0000
Put-Call Ratio (Volume) (20-Day)
0.0000
Put-Call Ratio (Volume) (30-Day)
0.0000
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.2843
Put-Call Ratio (Open Interest) (20-Day)
0.2843
Put-Call Ratio (Open Interest) (30-Day)
0.2843
Put-Call Ratio (Open Interest) (60-Day)
0.3333
Put-Call Ratio (Open Interest) (90-Day)
0.3333
Put-Call Ratio (Open Interest) (120-Day)
0.2790
Put-Call Ratio (Open Interest) (150-Day)
0.1703
Put-Call Ratio (Open Interest) (180-Day)
0.0616
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
83.86
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
89.24
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
89.24
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
18.67
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
2.22
Percentile Within Industry, Percent Change in Price, Past Week
0.32
Percentile Within Industry, Percent Change in Price, 1 Day
0.32
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
76.62
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
43.37
Percentile Within Industry, Percent Growth in Annual Revenue
22.90
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
10.06
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
20.06
Percentile Within Industry, Percent Growth in Annual Net Income
13.18
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
72.80
Percentile Within Industry, PE Ratio (Trailing 12 Months)
91.58
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
52.30
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
71.88
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
89.00
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
21.82
Percentile Within Industry, Net Margin (Trailing 12 Months)
15.76
Percentile Within Industry, Return on Equity (Trailing 12 Months)
17.74
Percentile Within Industry, Return on Assets (Trailing 12 Months)
15.11
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
91.08
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
92.31
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
12.46
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
15.82
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
47.67
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
50.50
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
83.03
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
89.85
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
91.10
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
19.47
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
4.87
Percentile Within Sector, Percent Change in Price, Past Week
1.25
Percentile Within Sector, Percent Change in Price, 1 Day
1.11
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
71.02
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
41.23
Percentile Within Sector, Percent Growth in Annual Revenue
27.50
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
22.32
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
31.79
Percentile Within Sector, Percent Growth in Annual Net Income
20.63
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
64.49
Percentile Within Sector, PE Ratio (Trailing 12 Months)
84.43
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
52.82
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
57.64
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
85.08
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
35.37
Percentile Within Sector, Net Margin (Trailing 12 Months)
29.76
Percentile Within Sector, Return on Equity (Trailing 12 Months)
19.79
Percentile Within Sector, Return on Assets (Trailing 12 Months)
18.45
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
69.27
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
70.76
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
19.65
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
30.18
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
50.07
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
51.85
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
82.68
Percentile Within Market, Percent Change in Price, Past 26 Weeks
84.83
Percentile Within Market, Percent Change in Price, Past 13 Weeks
86.93
Percentile Within Market, Percent Change in Price, Past 4 Weeks
12.24
Percentile Within Market, Percent Change in Price, Past 2 Weeks
6.75
Percentile Within Market, Percent Change in Price, Past Week
4.16
Percentile Within Market, Percent Change in Price, 1 Day
3.24
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
61.15
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
42.70
Percentile Within Market, Percent Growth in Annual Revenue
35.55
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
34.28
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
45.58
Percentile Within Market, Percent Growth in Annual Net Income
31.11
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
30.35
Percentile Within Market, PE Ratio (Trailing 12 Months)
54.64
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
53.54
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
36.80
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
72.29
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
69.60
Percentile Within Market, Net Margin (Trailing 12 Months)
64.29
Percentile Within Market, Return on Equity (Trailing 12 Months)
50.22
Percentile Within Market, Return on Assets (Trailing 12 Months)
41.31
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
33.17
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
42.91
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
31.32
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
64.60
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
49.43
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
49.35