VersaBank (VBNK)

Last Closing Price: 17.66 (2026-04-20)

Profile
Ticker
VBNK
Security Name
VersaBank
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
Market Capitalization
515,470,000
Average Volume (Last 20 Days)
71,730
Beta (Past 60 Months)
0.99
Percentage Held By Insiders (Latest Annual Proxy Report)
Percentage Held By Institutions (Latest 13F Reports)
56.86
Recent Price/Volume
Closing Price
17.66
Opening Price
16.35
High Price
17.68
Low Price
16.26
Volume
230,000
Previous Closing Price
16.07
Previous Opening Price
16.10
Previous High Price
16.32
Previous Low Price
15.92
Previous Volume
159,000
High/Low Price
52-Week High Price
17.68
26-Week High Price
17.68
13-Week High Price
17.68
4-Week High Price
17.68
2-Week High Price
17.68
1-Week High Price
17.68
52-Week Low Price
10.06
26-Week Low Price
11.22
13-Week Low Price
13.24
4-Week Low Price
13.43
2-Week Low Price
14.40
1-Week Low Price
15.92
High/Low Volume
52-Week High Volume
307,000
26-Week High Volume
307,000
13-Week High Volume
307,000
4-Week High Volume
307,000
2-Week High Volume
307,000
1-Week High Volume
307,000
52-Week Low Volume
8,100
26-Week Low Volume
8,100
13-Week Low Volume
13,400
4-Week Low Volume
16,600
2-Week Low Volume
16,600
1-Week Low Volume
30,000
Money Flow
Total Money Flow, Past 52 Weeks
192,748,900
Total Money Flow, Past 26 Weeks
94,136,392
Total Money Flow, Past 13 Weeks
57,570,035
Total Money Flow, Past 4 Weeks
26,376,799
Total Money Flow, Past 2 Weeks
22,970,315
Total Money Flow, Past Week
12,802,038
Total Money Flow, 1 Day
3,955,847
Total Volume
Total Volume, Past 52 Weeks
15,078,300
Total Volume, Past 26 Weeks
6,396,600
Total Volume, Past 13 Weeks
3,639,100
Total Volume, Past 4 Weeks
1,633,200
Total Volume, Past 2 Weeks
1,392,600
Total Volume, Past Week
771,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
64.95
Percent Change in Price, Past 26 Weeks
48.24
Percent Change in Price, Past 13 Weeks
13.84
Percent Change in Price, Past 4 Weeks
29.42
Percent Change in Price, Past 2 Weeks
21.01
Percent Change in Price, Past Week
3.64
Percent Change in Price, 1 Day
9.89
New High/Low in Price
Reached New 52-Week High Price
True
Reached New 26-Week High Price
True
Reached New 13-Week High Price
True
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
1
Consecutive Weeks of Increasing Price
4
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
3
Consecutive Weeks of Increasing Volume
3
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
16.49
Simple Moving Average (10-Day)
16.26
Simple Moving Average (20-Day)
15.17
Simple Moving Average (50-Day)
15.38
Simple Moving Average (100-Day)
14.95
Simple Moving Average (200-Day)
13.30
Previous Simple Moving Average (5-Day)
16.36
Previous Simple Moving Average (10-Day)
15.96
Previous Simple Moving Average (20-Day)
14.95
Previous Simple Moving Average (50-Day)
15.35
Previous Simple Moving Average (100-Day)
14.89
Previous Simple Moving Average (200-Day)
13.27
Technical Indicators
MACD (12, 26, 9)
0.56
MACD (12, 26, 9) Signal
0.30
Previous MACD (12, 26, 9)
0.44
Previous MACD (12, 26, 9) Signal
0.24
RSI (14-Day)
72.58
Previous RSI (14-Day)
60.55
Stochastic (14, 3, 3) %K
76.35
Stochastic (14, 3, 3) %D
70.72
Previous Stochastic (14, 3, 3) %K
66.80
Previous Stochastic (14, 3, 3) %D
71.25
Upper Bollinger Band (20, 2)
17.72
Lower Bollinger Band (20, 2)
12.62
Previous Upper Bollinger Band (20, 2)
17.34
Previous Lower Bollinger Band (20, 2)
12.56
Income Statement Financials
Quarterly Revenue (MRQ)
60,471,900
Quarterly Net Income (MRQ)
7,983,000
Previous Quarterly Revenue (QoQ)
57,553,000
Previous Quarterly Revenue (YoY)
52,993,000
Previous Quarterly Net Income (QoQ)
3,796,800
Previous Quarterly Net Income (YoY)
5,727,000
Revenue (MRY)
217,134,800
Net Income (MRY)
20,316,200
Previous Annual Revenue
216,293,500
Previous Net Income
28,477,000
Cost of Goods Sold (MRY)
128,153,600
Gross Profit (MRY)
88,981,200
Operating Expenses (MRY)
187,513,000
Operating Income (MRY)
29,621,900
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
29,621,900
Normalized Pre-Tax Income (MRY)
29,621,900
Income after Taxes (MRY)
20,316,200
Income from Continuous Operations (MRY)
20,316,200
Consolidated Net Income/Loss (MRY)
20,316,200
Normalized Income after Taxes (MRY)
20,316,200
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
4,299,276,000
Property, Plant, and Equipment (MRQ)
16,700,100
Long-Term Assets (MRQ)
133,226,500
Total Assets (MRQ)
4,432,502,000
Current Liabilities (MRQ)
3,857,782,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
183,054,300
Total Liabilities (MRQ)
4,040,836,000
Common Equity (MRQ)
391,666,400
Tangible Shareholders Equity (MRQ)
375,428,700
Shareholders Equity (MRQ)
391,666,400
Common Shares Outstanding (MRQ)
32,069,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
31,733,600
Cash Flow from Investing Activities (MRY)
151,531,000
Cash Flow from Financial Activities (MRY)
72,848,500
Beginning Cash (MRY)
160,808,800
End Cash (MRY)
415,282,800
Increase/Decrease in Cash (MRY)
254,473,900
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
12.60
PE Ratio (Trailing 12 Months)
17.66
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.29
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.32
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
17.98
Pre-Tax Margin (Trailing 12 Months)
14.61
Net Margin (Trailing 12 Months)
10.03
Return on Equity (Trailing 12 Months)
7.70
Return on Assets (Trailing 12 Months)
0.73
Current Ratio (Most Recent Fiscal Quarter)
1.11
Quick Ratio (Most Recent Fiscal Quarter)
1.11
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
11.90
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-04-30
Quarterly Earnings per Share Estimate
0.28
Next Expected Quarterly Earnings Report Date
2026-06-03
Days Until Next Expected Quarterly Earnings Report
43
Fiscal Period End, Last Quarterly Earnings Report
2026-01-31
Last Quarterly Earnings per Share Estimate
0.27
Last Quarterly Earnings per Share
0.27
Last Quarterly Earnings Report Date
2026-03-03
Days Since Last Quarterly Earnings Report
49
Earnings per Share (Most Recent Fiscal Year)
0.84
Diluted Earnings per Share (Trailing 12 Months)
0.70
Dividends
Last Dividend Date
2026-04-10
Last Dividend Amount
0.02
Days Since Last Dividend
11
Annual Dividend (Based on Last Quarter)
0.07
Dividend Yield (Based on Last Quarter)
0.45
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
5.07
Percent Growth in Quarterly Revenue (YoY)
14.11
Percent Growth in Annual Revenue
0.39
Percent Growth in Quarterly Net Income (QoQ)
110.26
Percent Growth in Quarterly Net Income (YoY)
39.39
Percent Growth in Annual Net Income
-28.66
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
3
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
3
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
5
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
1
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
1
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
2
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.7369
Historical Volatility (Close-to-Close) (20-Day)
0.6291
Historical Volatility (Close-to-Close) (30-Day)
0.5150
Historical Volatility (Close-to-Close) (60-Day)
0.5054
Historical Volatility (Close-to-Close) (90-Day)
0.4348
Historical Volatility (Close-to-Close) (120-Day)
0.3876
Historical Volatility (Close-to-Close) (150-Day)
0.3935
Historical Volatility (Close-to-Close) (180-Day)
0.3711
Historical Volatility (Parkinson) (10-Day)
0.4609
Historical Volatility (Parkinson) (20-Day)
0.4463
Historical Volatility (Parkinson) (30-Day)
0.3890
Historical Volatility (Parkinson) (60-Day)
0.4302
Historical Volatility (Parkinson) (90-Day)
0.3785
Historical Volatility (Parkinson) (120-Day)
0.3522
Historical Volatility (Parkinson) (150-Day)
0.3582
Historical Volatility (Parkinson) (180-Day)
0.3437
Implied Volatility (Calls) (10-Day)
0.5284
Implied Volatility (Calls) (20-Day)
0.5284
Implied Volatility (Calls) (30-Day)
0.5090
Implied Volatility (Calls) (60-Day)
0.3956
Implied Volatility (Calls) (90-Day)
0.3755
Implied Volatility (Calls) (120-Day)
0.3554
Implied Volatility (Calls) (150-Day)
0.3355
Implied Volatility (Calls) (180-Day)
0.3430
Implied Volatility (Puts) (10-Day)
0.5013
Implied Volatility (Puts) (20-Day)
0.5013
Implied Volatility (Puts) (30-Day)
0.5069
Implied Volatility (Puts) (60-Day)
0.5384
Implied Volatility (Puts) (90-Day)
0.5173
Implied Volatility (Puts) (120-Day)
0.4962
Implied Volatility (Puts) (150-Day)
0.4750
Implied Volatility (Puts) (180-Day)
0.4744
Implied Volatility (Mean) (10-Day)
0.5149
Implied Volatility (Mean) (20-Day)
0.5149
Implied Volatility (Mean) (30-Day)
0.5079
Implied Volatility (Mean) (60-Day)
0.4670
Implied Volatility (Mean) (90-Day)
0.4464
Implied Volatility (Mean) (120-Day)
0.4258
Implied Volatility (Mean) (150-Day)
0.4052
Implied Volatility (Mean) (180-Day)
0.4087
Put-Call Implied Volatility Ratio (10-Day)
0.9487
Put-Call Implied Volatility Ratio (20-Day)
0.9487
Put-Call Implied Volatility Ratio (30-Day)
0.9958
Put-Call Implied Volatility Ratio (60-Day)
1.3611
Put-Call Implied Volatility Ratio (90-Day)
1.3775
Put-Call Implied Volatility Ratio (120-Day)
1.3960
Put-Call Implied Volatility Ratio (150-Day)
1.4158
Put-Call Implied Volatility Ratio (180-Day)
1.3832
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
-0.1693
Implied Volatility Skew (90-Day)
-0.1082
Implied Volatility Skew (120-Day)
-0.0471
Implied Volatility Skew (150-Day)
0.0141
Implied Volatility Skew (180-Day)
0.0231
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.0769
Put-Call Ratio (Volume) (20-Day)
0.0769
Put-Call Ratio (Volume) (30-Day)
0.0769
Put-Call Ratio (Volume) (60-Day)
0.0000
Put-Call Ratio (Volume) (90-Day)
0.0000
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
Put-Call Ratio (Open Interest) (20-Day)
Put-Call Ratio (Open Interest) (30-Day)
0.0488
Put-Call Ratio (Open Interest) (60-Day)
0.0486
Put-Call Ratio (Open Interest) (90-Day)
0.0423
Put-Call Ratio (Open Interest) (120-Day)
0.0359
Put-Call Ratio (Open Interest) (150-Day)
0.0296
Put-Call Ratio (Open Interest) (180-Day)
0.0294
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
88.71
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
96.55
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
77.74
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
99.69
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
99.69
Percentile Within Industry, Percent Change in Price, Past Week
88.71
Percentile Within Industry, Percent Change in Price, 1 Day
100.00
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
84.69
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
76.30
Percentile Within Industry, Percent Growth in Annual Revenue
28.71
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
93.16
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
61.04
Percentile Within Industry, Percent Growth in Annual Net Income
10.09
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
77.96
Percentile Within Industry, PE Ratio (Trailing 12 Months)
88.93
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
50.48
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
69.09
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
90.55
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
22.47
Percentile Within Industry, Net Margin (Trailing 12 Months)
18.10
Percentile Within Industry, Return on Equity (Trailing 12 Months)
21.73
Percentile Within Industry, Return on Assets (Trailing 12 Months)
18.79
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
89.27
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
89.21
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
11.99
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
16.30
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
51.63
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
86.21
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
95.86
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
82.76
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
95.72
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
92.00
Percentile Within Sector, Percent Change in Price, Past Week
65.93
Percentile Within Sector, Percent Change in Price, 1 Day
99.45
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
76.03
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
69.50
Percentile Within Sector, Percent Growth in Annual Revenue
29.80
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
90.00
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
63.35
Percentile Within Sector, Percent Growth in Annual Net Income
19.64
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
67.75
Percentile Within Sector, PE Ratio (Trailing 12 Months)
81.05
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
52.24
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
55.92
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
86.57
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
36.63
Percentile Within Sector, Net Margin (Trailing 12 Months)
32.08
Percentile Within Sector, Return on Equity (Trailing 12 Months)
23.25
Percentile Within Sector, Return on Assets (Trailing 12 Months)
20.59
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
68.68
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
69.49
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
18.89
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
30.21
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
52.58
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
83.87
Percentile Within Market, Percent Change in Price, Past 26 Weeks
93.76
Percentile Within Market, Percent Change in Price, Past 13 Weeks
84.57
Percentile Within Market, Percent Change in Price, Past 4 Weeks
93.89
Percentile Within Market, Percent Change in Price, Past 2 Weeks
91.30
Percentile Within Market, Percent Change in Price, Past Week
65.95
Percentile Within Market, Percent Change in Price, 1 Day
98.35
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
63.45
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
68.01
Percentile Within Market, Percent Growth in Annual Revenue
33.85
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
87.31
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
66.48
Percentile Within Market, Percent Growth in Annual Net Income
31.57
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
34.46
Percentile Within Market, PE Ratio (Trailing 12 Months)
51.16
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
53.87
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
36.37
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
73.48
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
71.25
Percentile Within Market, Net Margin (Trailing 12 Months)
66.38
Percentile Within Market, Return on Equity (Trailing 12 Months)
52.24
Percentile Within Market, Return on Assets (Trailing 12 Months)
41.50
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
31.59
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
41.17
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
32.06
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
64.31
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
49.74