VersaBank (VBNK)

Last Closing Price: 10.93 (2025-08-22)

Profile
Ticker
VBNK
Security Name
VersaBank
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
30,538,000
Market Capitalization
347,270,000
Average Volume (Last 20 Days)
86,774
Beta (Past 60 Months)
0.96
Percentage Held By Insiders (Latest Annual Proxy Report)
5.29
Percentage Held By Institutions (Latest 13F Reports)
56.86
Recent Price/Volume
Closing Price
10.93
Opening Price
10.77
High Price
11.06
Low Price
10.63
Volume
124,000
Previous Closing Price
10.77
Previous Opening Price
10.65
Previous High Price
10.81
Previous Low Price
10.51
Previous Volume
84,000
High/Low Price
52-Week High Price
18.26
26-Week High Price
13.15
13-Week High Price
11.96
4-Week High Price
11.94
2-Week High Price
11.06
1-Week High Price
11.06
52-Week Low Price
8.48
26-Week Low Price
8.48
13-Week Low Price
10.10
4-Week Low Price
10.10
2-Week Low Price
10.10
1-Week Low Price
10.47
High/Low Volume
52-Week High Volume
2,103,000
26-Week High Volume
569,000
13-Week High Volume
297,000
4-Week High Volume
297,000
2-Week High Volume
297,000
1-Week High Volume
147,000
52-Week Low Volume
80
26-Week Low Volume
11,300
13-Week Low Volume
11,300
4-Week Low Volume
14,200
2-Week Low Volume
46,300
1-Week Low Volume
46,300
Money Flow
Total Money Flow, Past 52 Weeks
331,317,072
Total Money Flow, Past 26 Weeks
104,680,179
Total Money Flow, Past 13 Weeks
47,118,386
Total Money Flow, Past 4 Weeks
19,647,268
Total Money Flow, Past 2 Weeks
12,260,151
Total Money Flow, Past Week
5,276,646
Total Money Flow, 1 Day
1,348,293
Total Volume
Total Volume, Past 52 Weeks
26,227,080
Total Volume, Past 26 Weeks
9,761,100
Total Volume, Past 13 Weeks
4,272,900
Total Volume, Past 4 Weeks
1,826,900
Total Volume, Past 2 Weeks
1,162,300
Total Volume, Past Week
491,300
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-11.30
Percent Change in Price, Past 26 Weeks
-13.43
Percent Change in Price, Past 13 Weeks
-6.13
Percent Change in Price, Past 4 Weeks
-5.53
Percent Change in Price, Past 2 Weeks
6.53
Percent Change in Price, Past Week
1.39
Percent Change in Price, 1 Day
1.49
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
4
Consecutive Weeks of Increasing Price
2
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
10.76
Simple Moving Average (10-Day)
10.63
Simple Moving Average (20-Day)
10.93
Simple Moving Average (50-Day)
11.24
Simple Moving Average (100-Day)
11.02
Simple Moving Average (200-Day)
12.37
Previous Simple Moving Average (5-Day)
10.73
Previous Simple Moving Average (10-Day)
10.56
Previous Simple Moving Average (20-Day)
10.96
Previous Simple Moving Average (50-Day)
11.25
Previous Simple Moving Average (100-Day)
11.01
Previous Simple Moving Average (200-Day)
12.39
Technical Indicators
MACD (12, 26, 9)
-0.17
MACD (12, 26, 9) Signal
-0.20
Previous MACD (12, 26, 9)
-0.20
Previous MACD (12, 26, 9) Signal
-0.21
RSI (14-Day)
49.00
Previous RSI (14-Day)
44.71
Stochastic (14, 3, 3) %K
48.74
Stochastic (14, 3, 3) %D
40.25
Previous Stochastic (14, 3, 3) %K
38.01
Previous Stochastic (14, 3, 3) %D
35.18
Upper Bollinger Band (20, 2)
11.92
Lower Bollinger Band (20, 2)
9.94
Previous Upper Bollinger Band (20, 2)
11.99
Previous Lower Bollinger Band (20, 2)
9.93
Income Statement Financials
Quarterly Revenue (MRQ)
51,435,800
Quarterly Net Income (MRQ)
6,002,700
Previous Quarterly Revenue (QoQ)
52,993,000
Previous Quarterly Revenue (YoY)
54,134,200
Previous Quarterly Net Income (QoQ)
5,727,000
Previous Quarterly Net Income (YoY)
8,529,400
Revenue (MRY)
216,293,500
Net Income (MRY)
28,477,000
Previous Annual Revenue
176,392,400
Previous Net Income
30,526,400
Cost of Goods Sold (MRY)
134,276,700
Gross Profit (MRY)
82,016,800
Operating Expenses (MRY)
176,037,100
Operating Income (MRY)
40,256,400
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
40,256,400
Normalized Pre-Tax Income (MRY)
40,256,400
Income after Taxes (MRY)
29,202,900
Income from Continuous Operations (MRY)
29,202,900
Consolidated Net Income/Loss (MRY)
29,202,900
Normalized Income after Taxes (MRY)
29,202,900
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
3,423,282,000
Property, Plant, and Equipment (MRQ)
17,155,800
Long-Term Assets (MRQ)
128,890,400
Total Assets (MRQ)
3,552,172,000
Current Liabilities (MRQ)
3,031,287,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
149,063,400
Total Liabilities (MRQ)
3,180,350,000
Common Equity (MRQ)
371,821,700
Tangible Shareholders Equity (MRQ)
355,310,600
Shareholders Equity (MRQ)
371,821,800
Common Shares Outstanding (MRQ)
32,519,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
200,356,400
Cash Flow from Investing Activities (MRY)
-115,776,200
Cash Flow from Financial Activities (MRY)
-17,142,000
Beginning Cash (MRY)
97,158,200
End Cash (MRY)
165,494,100
Increase/Decrease in Cash (MRY)
68,335,900
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
12.75
PE Ratio (Trailing 12 Months)
11.71
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
1.63
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.94
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
7.99
Pre-Tax Margin (Trailing 12 Months)
14.87
Net Margin (Trailing 12 Months)
10.70
Return on Equity (Trailing 12 Months)
7.97
Return on Assets (Trailing 12 Months)
0.76
Current Ratio (Most Recent Fiscal Quarter)
1.13
Quick Ratio (Most Recent Fiscal Quarter)
1.13
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
11.28
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-07-31
Quarterly Earnings per Share Estimate
0.20
Next Expected Quarterly Earnings Report Date
2025-09-04
Days Until Next Expected Quarterly Earnings Report
12
Fiscal Period End, Last Quarterly Earnings Report
2025-04-30
Last Quarterly Earnings per Share Estimate
0.21
Last Quarterly Earnings per Share
0.18
Last Quarterly Earnings Report Date
2025-06-04
Days Since Last Quarterly Earnings Report
80
Earnings per Share (Most Recent Fiscal Year)
1.24
Diluted Earnings per Share (Trailing 12 Months)
0.79
Dividends
Last Dividend Date
2025-07-07
Last Dividend Amount
0.02
Days Since Last Dividend
47
Annual Dividend (Based on Last Quarter)
0.07
Dividend Yield (Based on Last Quarter)
0.68
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-2.94
Percent Growth in Quarterly Revenue (YoY)
-4.98
Percent Growth in Annual Revenue
22.62
Percent Growth in Quarterly Net Income (QoQ)
4.81
Percent Growth in Quarterly Net Income (YoY)
-29.62
Percent Growth in Annual Net Income
-6.71
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
2
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
1
Consecutive Years of Increasing Revenue
4
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
4
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2213
Historical Volatility (Close-to-Close) (20-Day)
0.3543
Historical Volatility (Close-to-Close) (30-Day)
0.3224
Historical Volatility (Close-to-Close) (60-Day)
0.2587
Historical Volatility (Close-to-Close) (90-Day)
0.3214
Historical Volatility (Close-to-Close) (120-Day)
0.3146
Historical Volatility (Close-to-Close) (150-Day)
0.4579
Historical Volatility (Close-to-Close) (180-Day)
0.4772
Historical Volatility (Parkinson) (10-Day)
0.2910
Historical Volatility (Parkinson) (20-Day)
0.3443
Historical Volatility (Parkinson) (30-Day)
0.3032
Historical Volatility (Parkinson) (60-Day)
0.2471
Historical Volatility (Parkinson) (90-Day)
0.2823
Historical Volatility (Parkinson) (120-Day)
0.2921
Historical Volatility (Parkinson) (150-Day)
0.3837
Historical Volatility (Parkinson) (180-Day)
0.3948
Implied Volatility (Calls) (10-Day)
0.9361
Implied Volatility (Calls) (20-Day)
0.9361
Implied Volatility (Calls) (30-Day)
0.9218
Implied Volatility (Calls) (60-Day)
0.7310
Implied Volatility (Calls) (90-Day)
0.6932
Implied Volatility (Calls) (120-Day)
0.6563
Implied Volatility (Calls) (150-Day)
0.6304
Implied Volatility (Calls) (180-Day)
0.6048
Implied Volatility (Puts) (10-Day)
0.6795
Implied Volatility (Puts) (20-Day)
0.6795
Implied Volatility (Puts) (30-Day)
0.6806
Implied Volatility (Puts) (60-Day)
0.6849
Implied Volatility (Puts) (90-Day)
0.6073
Implied Volatility (Puts) (120-Day)
0.5306
Implied Volatility (Puts) (150-Day)
0.5006
Implied Volatility (Puts) (180-Day)
0.4702
Implied Volatility (Mean) (10-Day)
0.8078
Implied Volatility (Mean) (20-Day)
0.8078
Implied Volatility (Mean) (30-Day)
0.8012
Implied Volatility (Mean) (60-Day)
0.7079
Implied Volatility (Mean) (90-Day)
0.6502
Implied Volatility (Mean) (120-Day)
0.5935
Implied Volatility (Mean) (150-Day)
0.5655
Implied Volatility (Mean) (180-Day)
0.5375
Put-Call Implied Volatility Ratio (10-Day)
0.7259
Put-Call Implied Volatility Ratio (20-Day)
0.7259
Put-Call Implied Volatility Ratio (30-Day)
0.7384
Put-Call Implied Volatility Ratio (60-Day)
0.9369
Put-Call Implied Volatility Ratio (90-Day)
0.8760
Put-Call Implied Volatility Ratio (120-Day)
0.8084
Put-Call Implied Volatility Ratio (150-Day)
0.7941
Put-Call Implied Volatility Ratio (180-Day)
0.7775
Implied Volatility Skew (10-Day)
0.2205
Implied Volatility Skew (20-Day)
0.2205
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
0.0611
Implied Volatility Skew (150-Day)
0.0685
Implied Volatility Skew (180-Day)
0.0760
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
0.1455
Put-Call Ratio (Open Interest) (20-Day)
0.1455
Put-Call Ratio (Open Interest) (30-Day)
0.1455
Put-Call Ratio (Open Interest) (60-Day)
0.1019
Put-Call Ratio (Open Interest) (90-Day)
0.1019
Put-Call Ratio (Open Interest) (120-Day)
0.1007
Put-Call Ratio (Open Interest) (150-Day)
0.0672
Put-Call Ratio (Open Interest) (180-Day)
0.0336
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
6.10
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
4.57
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
5.18
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
3.66
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
25.30
Percentile Within Industry, Percent Change in Price, Past Week
14.02
Percentile Within Industry, Percent Change in Price, 1 Day
9.45
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
11.29
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
13.62
Percentile Within Industry, Percent Growth in Annual Revenue
84.26
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
42.01
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
11.15
Percentile Within Industry, Percent Growth in Annual Net Income
43.69
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
77.56
Percentile Within Industry, PE Ratio (Trailing 12 Months)
49.84
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
28.57
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
32.82
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
13.31
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
31.17
Percentile Within Industry, Net Margin (Trailing 12 Months)
26.93
Percentile Within Industry, Return on Equity (Trailing 12 Months)
33.44
Percentile Within Industry, Return on Assets (Trailing 12 Months)
28.48
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
92.62
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
93.54
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
13.58
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
16.46
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
49.52
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
50.00
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
14.23
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
12.86
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
12.59
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
13.82
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
51.85
Percentile Within Sector, Percent Change in Price, Past Week
30.51
Percentile Within Sector, Percent Change in Price, 1 Day
27.50
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
17.54
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
17.97
Percentile Within Sector, Percent Growth in Annual Revenue
80.00
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
41.58
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
15.25
Percentile Within Sector, Percent Growth in Annual Net Income
37.08
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
65.73
Percentile Within Sector, PE Ratio (Trailing 12 Months)
47.55
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
33.04
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
29.34
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
21.65
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
41.57
Percentile Within Sector, Net Margin (Trailing 12 Months)
37.30
Percentile Within Sector, Return on Equity (Trailing 12 Months)
31.02
Percentile Within Sector, Return on Assets (Trailing 12 Months)
25.70
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
71.04
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
72.27
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
20.38
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
31.46
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
49.71
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
51.65
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
23.02
Percentile Within Market, Percent Change in Price, Past 26 Weeks
17.90
Percentile Within Market, Percent Change in Price, Past 13 Weeks
13.93
Percentile Within Market, Percent Change in Price, Past 4 Weeks
18.12
Percentile Within Market, Percent Change in Price, Past 2 Weeks
75.00
Percentile Within Market, Percent Change in Price, Past Week
54.26
Percentile Within Market, Percent Change in Price, 1 Day
43.07
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
22.17
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
22.33
Percentile Within Market, Percent Growth in Annual Revenue
82.39
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
48.06
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
30.20
Percentile Within Market, Percent Growth in Annual Net Income
42.30
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
33.76
Percentile Within Market, PE Ratio (Trailing 12 Months)
29.48
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
43.96
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
24.20
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
33.92
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
73.99
Percentile Within Market, Net Margin (Trailing 12 Months)
69.27
Percentile Within Market, Return on Equity (Trailing 12 Months)
55.07
Percentile Within Market, Return on Assets (Trailing 12 Months)
43.30
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
33.45
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
43.73
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
31.85
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
65.36
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
49.17
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
49.21