VersaBank (VBNK)

Last Closing Price: 20.59 (2026-09-03)

Profile
Ticker
VBNK
Security Name
VersaBank
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
30,617,000
Market Capitalization
623,270,000
Average Volume (Last 20 Days)
93,839
Beta (Past 60 Months)
1.06
Percentage Held By Insiders (Latest Annual Proxy Report)
5.29
Percentage Held By Institutions (Latest 13F Reports)
56.86
Recent Price/Volume
Closing Price
20.59
Opening Price
18.91
High Price
20.64
Low Price
18.31
Volume
409,000
Previous Closing Price
19.28
Previous Opening Price
19.12
Previous High Price
19.65
Previous Low Price
18.98
Previous Volume
122,000
High/Low Price
52-Week High Price
24.40
26-Week High Price
24.40
13-Week High Price
24.40
4-Week High Price
20.64
2-Week High Price
20.64
1-Week High Price
20.64
52-Week Low Price
11.21
26-Week Low Price
13.22
13-Week Low Price
18.31
4-Week Low Price
18.31
2-Week Low Price
18.31
1-Week Low Price
18.31
High/Low Volume
52-Week High Volume
688,000
26-Week High Volume
688,000
13-Week High Volume
688,000
4-Week High Volume
409,000
2-Week High Volume
409,000
1-Week High Volume
409,000
52-Week Low Volume
8,100
26-Week Low Volume
12,300
13-Week Low Volume
37,400
4-Week Low Volume
37,400
2-Week Low Volume
37,400
1-Week Low Volume
89,000
Money Flow
Total Money Flow, Past 52 Weeks
312,621,819
Total Money Flow, Past 26 Weeks
223,667,983
Total Money Flow, Past 13 Weeks
148,377,251
Total Money Flow, Past 4 Weeks
41,832,276
Total Money Flow, Past 2 Weeks
23,594,320
Total Money Flow, Past Week
16,780,557
Total Money Flow, 1 Day
8,117,287
Total Volume
Total Volume, Past 52 Weeks
18,213,900
Total Volume, Past 26 Weeks
11,637,100
Total Volume, Past 13 Weeks
7,220,800
Total Volume, Past 4 Weeks
2,128,100
Total Volume, Past 2 Weeks
1,200,400
Total Volume, Past Week
856,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
72.95
Percent Change in Price, Past 26 Weeks
42.07
Percent Change in Price, Past 13 Weeks
8.51
Percent Change in Price, Past 4 Weeks
7.74
Percent Change in Price, Past 2 Weeks
5.97
Percent Change in Price, Past Week
0.49
Percent Change in Price, 1 Day
6.79
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
True
Reached New 4-Week Low Price
True
Reached New 2-Week Low Price
True
Reached New 1-Week Low Price
True
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
2
Consecutive Weeks of Increasing Price
2
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
True
Had New 2-Week High Volume
True
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
19.57
Simple Moving Average (10-Day)
19.71
Simple Moving Average (20-Day)
19.66
Simple Moving Average (50-Day)
20.28
Simple Moving Average (100-Day)
19.26
Simple Moving Average (200-Day)
16.97
Previous Simple Moving Average (5-Day)
19.55
Previous Simple Moving Average (10-Day)
19.59
Previous Simple Moving Average (20-Day)
19.59
Previous Simple Moving Average (50-Day)
20.25
Previous Simple Moving Average (100-Day)
19.22
Previous Simple Moving Average (200-Day)
16.93
Technical Indicators
MACD (12, 26, 9)
-0.05
MACD (12, 26, 9) Signal
-0.10
Previous MACD (12, 26, 9)
-0.14
Previous MACD (12, 26, 9) Signal
-0.11
RSI (14-Day)
57.75
Previous RSI (14-Day)
45.29
Stochastic (14, 3, 3) %K
44.36
Stochastic (14, 3, 3) %D
28.09
Previous Stochastic (14, 3, 3) %K
15.53
Previous Stochastic (14, 3, 3) %D
31.12
Upper Bollinger Band (20, 2)
20.61
Lower Bollinger Band (20, 2)
18.71
Previous Upper Bollinger Band (20, 2)
20.47
Previous Lower Bollinger Band (20, 2)
18.71
Income Statement Financials
Quarterly Revenue (MRQ)
62,456,300
Quarterly Net Income (MRQ)
5,485,700
Previous Quarterly Revenue (QoQ)
60,471,900
Previous Quarterly Revenue (YoY)
51,435,800
Previous Quarterly Net Income (QoQ)
7,983,000
Previous Quarterly Net Income (YoY)
6,002,700
Revenue (MRY)
217,134,800
Net Income (MRY)
20,316,200
Previous Annual Revenue
216,293,500
Previous Net Income
28,477,000
Cost of Goods Sold (MRY)
128,153,600
Gross Profit (MRY)
88,981,200
Operating Expenses (MRY)
187,513,000
Operating Income (MRY)
29,621,900
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
29,621,900
Normalized Pre-Tax Income (MRY)
29,621,900
Income after Taxes (MRY)
20,316,200
Income from Continuous Operations (MRY)
20,316,200
Consolidated Net Income/Loss (MRY)
20,316,200
Normalized Income after Taxes (MRY)
20,316,200
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
4,551,905,000
Property, Plant, and Equipment (MRQ)
20,490,000
Long-Term Assets (MRQ)
143,365,100
Total Assets (MRQ)
4,695,271,000
Current Liabilities (MRQ)
4,098,145,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
194,544,600
Total Liabilities (MRQ)
4,292,689,000
Common Equity (MRQ)
402,581,500
Tangible Shareholders Equity (MRQ)
388,025,400
Shareholders Equity (MRQ)
402,581,500
Common Shares Outstanding (MRQ)
32,196,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
31,733,600
Cash Flow from Investing Activities (MRY)
151,531,000
Cash Flow from Financial Activities (MRY)
72,848,500
Beginning Cash (MRY)
160,808,800
End Cash (MRY)
415,282,800
Increase/Decrease in Cash (MRY)
254,473,900
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
14.89
PE Ratio (Trailing 12 Months)
19.09
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.64
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.54
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
21.57
Pre-Tax Margin (Trailing 12 Months)
13.63
Net Margin (Trailing 12 Months)
9.34
Return on Equity (Trailing 12 Months)
8.32
Return on Assets (Trailing 12 Months)
0.75
Current Ratio (Most Recent Fiscal Quarter)
1.11
Quick Ratio (Most Recent Fiscal Quarter)
1.11
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
11.90
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-07-31
Quarterly Earnings per Share Estimate
0.34
Next Expected Quarterly Earnings Report Date
2026-09-03
Days Until Next Expected Quarterly Earnings Report
-1
Fiscal Period End, Last Quarterly Earnings Report
2026-04-30
Last Quarterly Earnings per Share Estimate
0.28
Last Quarterly Earnings per Share
0.28
Last Quarterly Earnings Report Date
2026-06-03
Days Since Last Quarterly Earnings Report
93
Earnings per Share (Most Recent Fiscal Year)
0.84
Diluted Earnings per Share (Trailing 12 Months)
0.69
Dividends
Last Dividend Date
2026-07-10
Last Dividend Amount
0.02
Days Since Last Dividend
56
Annual Dividend (Based on Last Quarter)
0.07
Dividend Yield (Based on Last Quarter)
0.37
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
3.28
Percent Growth in Quarterly Revenue (YoY)
21.43
Percent Growth in Annual Revenue
0.39
Percent Growth in Quarterly Net Income (QoQ)
-31.28
Percent Growth in Quarterly Net Income (YoY)
-8.61
Percent Growth in Annual Net Income
-28.66
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
4
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
4
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
5
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
1
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
2
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.5290
Historical Volatility (Close-to-Close) (20-Day)
0.4465
Historical Volatility (Close-to-Close) (30-Day)
0.3806
Historical Volatility (Close-to-Close) (60-Day)
0.3201
Historical Volatility (Close-to-Close) (90-Day)
0.4460
Historical Volatility (Close-to-Close) (120-Day)
0.4541
Historical Volatility (Close-to-Close) (150-Day)
0.4690
Historical Volatility (Close-to-Close) (180-Day)
0.4392
Historical Volatility (Parkinson) (10-Day)
0.4932
Historical Volatility (Parkinson) (20-Day)
0.4028
Historical Volatility (Parkinson) (30-Day)
0.3612
Historical Volatility (Parkinson) (60-Day)
0.3555
Historical Volatility (Parkinson) (90-Day)
0.4034
Historical Volatility (Parkinson) (120-Day)
0.4134
Historical Volatility (Parkinson) (150-Day)
0.4081
Historical Volatility (Parkinson) (180-Day)
0.3942
Implied Volatility (Calls) (10-Day)
0.7081
Implied Volatility (Calls) (20-Day)
0.6646
Implied Volatility (Calls) (30-Day)
0.5776
Implied Volatility (Calls) (60-Day)
0.4509
Implied Volatility (Calls) (90-Day)
0.4262
Implied Volatility (Calls) (120-Day)
0.4000
Implied Volatility (Calls) (150-Day)
0.3716
Implied Volatility (Calls) (180-Day)
0.3424
Implied Volatility (Puts) (10-Day)
0.8563
Implied Volatility (Puts) (20-Day)
0.8217
Implied Volatility (Puts) (30-Day)
0.7525
Implied Volatility (Puts) (60-Day)
0.6411
Implied Volatility (Puts) (90-Day)
0.6040
Implied Volatility (Puts) (120-Day)
0.5606
Implied Volatility (Puts) (150-Day)
0.5103
Implied Volatility (Puts) (180-Day)
0.4608
Implied Volatility (Mean) (10-Day)
0.7822
Implied Volatility (Mean) (20-Day)
0.7432
Implied Volatility (Mean) (30-Day)
0.6651
Implied Volatility (Mean) (60-Day)
0.5460
Implied Volatility (Mean) (90-Day)
0.5151
Implied Volatility (Mean) (120-Day)
0.4803
Implied Volatility (Mean) (150-Day)
0.4409
Implied Volatility (Mean) (180-Day)
0.4016
Put-Call Implied Volatility Ratio (10-Day)
1.2092
Put-Call Implied Volatility Ratio (20-Day)
1.2363
Put-Call Implied Volatility Ratio (30-Day)
1.3028
Put-Call Implied Volatility Ratio (60-Day)
1.4220
Put-Call Implied Volatility Ratio (90-Day)
1.4170
Put-Call Implied Volatility Ratio (120-Day)
1.4017
Put-Call Implied Volatility Ratio (150-Day)
1.3733
Put-Call Implied Volatility Ratio (180-Day)
1.3458
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
-0.1241
Implied Volatility Skew (90-Day)
-0.0061
Implied Volatility Skew (120-Day)
0.0541
Implied Volatility Skew (150-Day)
0.0476
Implied Volatility Skew (180-Day)
0.0406
Option Statistics
Put-Call Ratio (Volume) (10-Day)
1.5000
Put-Call Ratio (Volume) (20-Day)
2.8393
Put-Call Ratio (Volume) (30-Day)
5.5179
Put-Call Ratio (Volume) (60-Day)
6.5714
Put-Call Ratio (Volume) (90-Day)
2.2857
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
0.0917
Put-Call Ratio (Open Interest) (20-Day)
2.3373
Put-Call Ratio (Open Interest) (30-Day)
6.8283
Put-Call Ratio (Open Interest) (60-Day)
9.2747
Put-Call Ratio (Open Interest) (90-Day)
3.2889
Put-Call Ratio (Open Interest) (120-Day)
0.0838
Put-Call Ratio (Open Interest) (150-Day)
0.0566
Put-Call Ratio (Open Interest) (180-Day)
0.0293
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
97.49
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
96.87
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
40.13
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
96.55
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
93.73
Percentile Within Industry, Percent Change in Price, Past Week
27.27
Percentile Within Industry, Percent Change in Price, 1 Day
100.00
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
48.73
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
79.94
Percentile Within Industry, Percent Growth in Annual Revenue
28.80
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
7.64
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
12.42
Percentile Within Industry, Percent Growth in Annual Net Income
9.84
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
88.19
Percentile Within Industry, PE Ratio (Trailing 12 Months)
92.00
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
63.17
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
79.75
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
92.43
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
16.51
Percentile Within Industry, Net Margin (Trailing 12 Months)
15.02
Percentile Within Industry, Return on Equity (Trailing 12 Months)
22.04
Percentile Within Industry, Return on Assets (Trailing 12 Months)
18.21
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
90.51
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
91.77
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
14.56
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
15.05
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
48.36
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
52.15
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
95.30
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
93.82
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
45.03
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
87.10
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
85.62
Percentile Within Sector, Percent Change in Price, Past Week
39.78
Percentile Within Sector, Percent Change in Price, 1 Day
95.30
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
50.22
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
76.20
Percentile Within Sector, Percent Growth in Annual Revenue
28.39
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
14.10
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
24.86
Percentile Within Sector, Percent Growth in Annual Net Income
20.52
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
76.97
Percentile Within Sector, PE Ratio (Trailing 12 Months)
85.00
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
60.67
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
63.00
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
89.89
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
33.93
Percentile Within Sector, Net Margin (Trailing 12 Months)
30.22
Percentile Within Sector, Return on Equity (Trailing 12 Months)
26.06
Percentile Within Sector, Return on Assets (Trailing 12 Months)
21.48
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
68.83
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
69.86
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
22.04
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
31.18
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
50.71
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
53.77
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
93.39
Percentile Within Market, Percent Change in Price, Past 26 Weeks
93.02
Percentile Within Market, Percent Change in Price, Past 13 Weeks
78.26
Percentile Within Market, Percent Change in Price, Past 4 Weeks
84.10
Percentile Within Market, Percent Change in Price, Past 2 Weeks
89.27
Percentile Within Market, Percent Change in Price, Past Week
72.79
Percentile Within Market, Percent Change in Price, 1 Day
96.65
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
39.53
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
72.35
Percentile Within Market, Percent Growth in Annual Revenue
32.27
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
22.74
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
36.34
Percentile Within Market, Percent Growth in Annual Net Income
31.99
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
42.74
Percentile Within Market, PE Ratio (Trailing 12 Months)
58.46
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
59.48
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
41.90
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
78.63
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
69.21
Percentile Within Market, Net Margin (Trailing 12 Months)
62.88
Percentile Within Market, Return on Equity (Trailing 12 Months)
52.30
Percentile Within Market, Return on Assets (Trailing 12 Months)
40.81
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
31.51
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
41.67
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
32.74
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
64.41
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
49.79
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
49.86