Expense Ratio (Annual)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

Waterdrop Inc. Unsponsored ADR (WDH) Expense Ratio data is not available.

Quarterly Annual

Figures for fiscal year ending 2024-12-31

Income Statement Financials
Revenue	$379.74M
Net Income	$50.35M
Cost of Goods Sold	$180.12M
Gross Profit	$199.62M
Operating Expenses	$355.33M
Operating Income	$24.41M
Non-Operating Income/Expense	$24.99M
Pre-Tax Income	$49.40M
Normalized Pre-Tax Income	$49.40M
Income after Taxes	$48.07M
Income from Continuous Operations	$48.07M
Consolidated Net Income/Loss	$48.07M
Normalized Income after Taxes	$48.07M
EBIT	$24.41M
EBITDA	$25.99M
Weighted-Average Shares Outstanding (Basic)	365.05M
Weighted-Average Shares Outstanding (Diluted)	371.98M
Earnings per Share (EPS) (Basic)	$0.10
Earnings per Share (EPS) (Diluted)	$0.10
Balance Sheet Financials
Current Assets	$635.41M
Property, Plant, and Equipment	$32.88M
Long-Term Assets	$248.74M
Total Assets	$884.15M
Current Liabilities	$203.44M
Long-Term Debt	$1.50M
Long-Term Liabilities	$23.47M
Total Liabilities	$226.90M
Common Equity	$657.24M
Tangible Shareholders Equity	$625.22M
Shareholders Equity	$657.25M
Common Shares Outstanding	362.48M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$59.90M
Cash Flow from Investing Activities	$39.95M
Cash Flow from Financial Activities	$-27.20M
Beginning Cash	$133.44M
End Cash	$206.45M
Increase/Decrease in Cash	$73.00M
Stock-Based Compensation	$11.90M
Common Stock Dividends Paid	$-21.74M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	3.12
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.00
Debt to Equity Ratio	0.05
Gross Margin	52.57%
Operating Margin	6.43%
EBIT Margin	6.43%
EBITDA Margin	6.84%
Pre-Tax Profit Margin	13.01%
Profit Margin	13.26%
Free Cash Flow	$30.00M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.43
Inventory Turnover	--
Receiveable Turnover	3.87
Days Sales in Receivables	94.35
Return on Equity	7.31%
Return on Tangible Equity	7.69%
Return on Assets	5.44%
Return on Investments	7.30%
Book Value Per Share	$1.81
Free Cash Flow per Share	$0.08
Operating Cash Flow per Share	$0.16

Data from Zacks Investment Research, Inc.