Waterstone Financial, Inc. (WSBF)

Last Closing Price: 12.94 (2025-05-29)

Company Description

Waterstone Mortgage Corp. is committed to providing customers with exceptional customer service. By providing clients with sound, expert advice as to the many different loan programs and options available, we hope to take some of the mystery out of mortgage financing. For most people, a mortgage loan is the largest financial transaction they will ever make. Waterstone's expert loan consultants are able to walk you through the mortgage process and put your mind at ease during the application and approval process.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $202.47M
Net Income (Most Recent Fiscal Year) $18.69M
PE Ratio (Current Year Earnings Estimate) --
PE Ratio (Trailing 12 Months) 12.69
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 1.25
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.73
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 11.60
Pre-Tax Margin (Trailing 12 Months) 11.61%
Net Margin (Trailing 12 Months) 9.38%
Return on Equity (Trailing 12 Months) 5.51%
Return on Assets (Trailing 12 Months) 0.84%
Current Ratio (Most Recent Fiscal Quarter) 1.31
Quick Ratio (Most Recent Fiscal Quarter) 1.22
Debt to Common Equity (Most Recent Fiscal Quarter) 1.16
Inventory Turnover (Trailing 12 Months) 0.27
Book Value per Share (Most Recent Fiscal Quarter) $17.69
Earnings per Share (Most Recent Fiscal Quarter) --
Earnings per Share (Most Recent Fiscal Year) --
Diluted Earnings per Share (Trailing 12 Months) $1.02
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 19.30M
Free Float 17.87M
Market Capitalization $249.67M
Average Volume (Last 20 Days) 0.05M
Beta (Past 60 Months) 0.71
Percentage Held By Insiders (Latest Annual Proxy Report) 7.40%
Percentage Held By Institutions (Latest 13F Reports) 62.71%
Annual Dividend (Based on Last Quarter) $0.60
Dividend Yield (Based on Last Quarter) 4.64%