Yirendai Ltd. (YRD)

Last Closing Price: 5.58 (2025-10-31)

Profile
Ticker
YRD
Security Name
Yirendai Ltd.
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
49,943,000
Market Capitalization
462,270,000
Average Volume (Last 20 Days)
83,236
Beta (Past 60 Months)
0.82
Percentage Held By Insiders (Latest Annual Proxy Report)
42.20
Percentage Held By Institutions (Latest 13F Reports)
1.99
Recent Price/Volume
Closing Price
5.58
Opening Price
5.46
High Price
5.61
Low Price
5.46
Volume
39,300
Previous Closing Price
5.35
Previous Opening Price
5.31
Previous High Price
5.41
Previous Low Price
5.31
Previous Volume
61,000
High/Low Price
52-Week High Price
8.74
26-Week High Price
7.68
13-Week High Price
6.76
4-Week High Price
6.76
2-Week High Price
6.10
1-Week High Price
6.04
52-Week Low Price
4.41
26-Week Low Price
5.30
13-Week Low Price
5.30
4-Week Low Price
5.30
2-Week Low Price
5.30
1-Week Low Price
5.30
High/Low Volume
52-Week High Volume
686,031
26-Week High Volume
466,000
13-Week High Volume
232,000
4-Week High Volume
232,000
2-Week High Volume
232,000
1-Week High Volume
232,000
52-Week Low Volume
21,700
26-Week Low Volume
21,700
13-Week Low Volume
21,700
4-Week Low Volume
21,700
2-Week Low Volume
21,700
1-Week Low Volume
39,300
Money Flow
Total Money Flow, Past 52 Weeks
188,912,218
Total Money Flow, Past 26 Weeks
74,884,565
Total Money Flow, Past 13 Weeks
32,497,601
Total Money Flow, Past 4 Weeks
9,207,079
Total Money Flow, Past 2 Weeks
4,452,871
Total Money Flow, Past Week
3,392,881
Total Money Flow, 1 Day
218,115
Total Volume
Total Volume, Past 52 Weeks
30,878,939
Total Volume, Past 26 Weeks
12,080,800
Total Volume, Past 13 Weeks
5,454,900
Total Volume, Past 4 Weeks
1,558,000
Total Volume, Past 2 Weeks
788,100
Total Volume, Past Week
610,300
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-3.29
Percent Change in Price, Past 26 Weeks
-12.54
Percent Change in Price, Past 13 Weeks
-1.76
Percent Change in Price, Past 4 Weeks
-13.22
Percent Change in Price, Past 2 Weeks
-5.58
Percent Change in Price, Past Week
-5.26
Percent Change in Price, 1 Day
4.30
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
2
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
2
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
3
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
5.55
Simple Moving Average (10-Day)
5.75
Simple Moving Average (20-Day)
5.95
Simple Moving Average (50-Day)
5.97
Simple Moving Average (100-Day)
6.00
Simple Moving Average (200-Day)
6.22
Previous Simple Moving Average (5-Day)
5.62
Previous Simple Moving Average (10-Day)
5.78
Previous Simple Moving Average (20-Day)
5.99
Previous Simple Moving Average (50-Day)
5.98
Previous Simple Moving Average (100-Day)
6.02
Previous Simple Moving Average (200-Day)
6.21
Technical Indicators
MACD (12, 26, 9)
-0.15
MACD (12, 26, 9) Signal
-0.08
Previous MACD (12, 26, 9)
-0.15
Previous MACD (12, 26, 9) Signal
-0.06
RSI (14-Day)
42.28
Previous RSI (14-Day)
35.13
Stochastic (14, 3, 3) %K
13.41
Stochastic (14, 3, 3) %D
8.88
Previous Stochastic (14, 3, 3) %K
2.61
Previous Stochastic (14, 3, 3) %D
9.38
Upper Bollinger Band (20, 2)
6.62
Lower Bollinger Band (20, 2)
5.27
Previous Upper Bollinger Band (20, 2)
6.67
Previous Lower Bollinger Band (20, 2)
5.31
Income Statement Financials
Quarterly Revenue (MRQ)
230,624,000
Quarterly Net Income (MRQ)
49,911,000
Previous Quarterly Revenue (QoQ)
214,219,000
Previous Quarterly Revenue (YoY)
205,930,000
Previous Quarterly Net Income (QoQ)
34,107,000
Previous Quarterly Net Income (YoY)
56,353,000
Revenue (MRY)
795,405,000
Net Income (MRY)
216,774,000
Previous Annual Revenue
689,535,000
Previous Net Income
292,990,000
Cost of Goods Sold (MRY)
120,965,000
Gross Profit (MRY)
674,440,100
Operating Expenses (MRY)
569,758,000
Operating Income (MRY)
225,647,000
Non-Operating Income/Expense (MRY)
29,435,000
Pre-Tax Income (MRY)
255,082,000
Normalized Pre-Tax Income (MRY)
255,082,000
Income after Taxes (MRY)
216,834,000
Income from Continuous Operations (MRY)
216,774,000
Consolidated Net Income/Loss (MRY)
216,774,000
Normalized Income after Taxes (MRY)
216,834,000
EBIT (MRY)
225,647,000
EBITDA (MRY)
229,522,000
Balance Sheet Financials
Current Assets (MRQ)
1,894,444,000
Property, Plant, and Equipment (MRQ)
11,887,000
Long-Term Assets (MRQ)
117,423,000
Total Assets (MRQ)
2,017,058,000
Current Liabilities (MRQ)
605,357,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
18,213,000
Total Liabilities (MRQ)
623,570,000
Common Equity (MRQ)
1,393,488,000
Tangible Shareholders Equity (MRQ)
1,393,488,000
Shareholders Equity (MRQ)
1,393,488,000
Common Shares Outstanding (MRQ)
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
195,098,000
Cash Flow from Investing Activities (MRY)
-426,495,000
Cash Flow from Financial Activities (MRY)
-37,980,000
Beginning Cash (MRY)
830,025,000
End Cash (MRY)
561,911,000
Increase/Decrease in Cash (MRY)
-268,114,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
PE Ratio (Trailing 12 Months)
2.60
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.54
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.33
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
2.13
Pre-Tax Margin (Trailing 12 Months)
23.14
Net Margin (Trailing 12 Months)
21.07
Return on Equity (Trailing 12 Months)
13.42
Return on Assets (Trailing 12 Months)
9.73
Current Ratio (Most Recent Fiscal Quarter)
3.13
Quick Ratio (Most Recent Fiscal Quarter)
3.13
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
14.90
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
Next Expected Quarterly Earnings Report Date
2025-11-19
Days Until Next Expected Quarterly Earnings Report
18
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
Last Quarterly Earnings per Share
0.57
Last Quarterly Earnings Report Date
2025-08-21
Days Since Last Quarterly Earnings Report
72
Earnings per Share (Most Recent Fiscal Year)
Diluted Earnings per Share (Trailing 12 Months)
2.06
Dividends
Last Dividend Date
2024-09-30
Last Dividend Amount
0.20
Days Since Last Dividend
397
Annual Dividend (Based on Last Quarter)
0.40
Dividend Yield (Based on Last Quarter)
7.48
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
7.66
Percent Growth in Quarterly Revenue (YoY)
11.99
Percent Growth in Annual Revenue
15.35
Percent Growth in Quarterly Net Income (QoQ)
46.34
Percent Growth in Quarterly Net Income (YoY)
-11.43
Percent Growth in Annual Net Income
-26.01
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
2
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
8
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
1
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
5
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.6455
Historical Volatility (Close-to-Close) (20-Day)
0.5252
Historical Volatility (Close-to-Close) (30-Day)
0.5562
Historical Volatility (Close-to-Close) (60-Day)
0.4484
Historical Volatility (Close-to-Close) (90-Day)
0.4166
Historical Volatility (Close-to-Close) (120-Day)
0.3861
Historical Volatility (Close-to-Close) (150-Day)
0.4427
Historical Volatility (Close-to-Close) (180-Day)
0.4488
Historical Volatility (Parkinson) (10-Day)
0.4176
Historical Volatility (Parkinson) (20-Day)
0.4080
Historical Volatility (Parkinson) (30-Day)
0.4398
Historical Volatility (Parkinson) (60-Day)
0.3705
Historical Volatility (Parkinson) (90-Day)
0.3642
Historical Volatility (Parkinson) (120-Day)
0.3538
Historical Volatility (Parkinson) (150-Day)
0.3935
Historical Volatility (Parkinson) (180-Day)
0.4093
Implied Volatility (Calls) (10-Day)
0.7150
Implied Volatility (Calls) (20-Day)
0.7150
Implied Volatility (Calls) (30-Day)
0.7004
Implied Volatility (Calls) (60-Day)
0.6533
Implied Volatility (Calls) (90-Day)
0.6084
Implied Volatility (Calls) (120-Day)
0.5707
Implied Volatility (Calls) (150-Day)
0.5483
Implied Volatility (Calls) (180-Day)
0.5254
Implied Volatility (Puts) (10-Day)
1.1801
Implied Volatility (Puts) (20-Day)
1.1801
Implied Volatility (Puts) (30-Day)
1.0477
Implied Volatility (Puts) (60-Day)
0.7625
Implied Volatility (Puts) (90-Day)
0.7474
Implied Volatility (Puts) (120-Day)
0.7261
Implied Volatility (Puts) (150-Day)
0.6934
Implied Volatility (Puts) (180-Day)
0.6613
Implied Volatility (Mean) (10-Day)
0.9475
Implied Volatility (Mean) (20-Day)
0.9475
Implied Volatility (Mean) (30-Day)
0.8741
Implied Volatility (Mean) (60-Day)
0.7079
Implied Volatility (Mean) (90-Day)
0.6779
Implied Volatility (Mean) (120-Day)
0.6484
Implied Volatility (Mean) (150-Day)
0.6208
Implied Volatility (Mean) (180-Day)
0.5933
Put-Call Implied Volatility Ratio (10-Day)
1.6506
Put-Call Implied Volatility Ratio (20-Day)
1.6506
Put-Call Implied Volatility Ratio (30-Day)
1.4959
Put-Call Implied Volatility Ratio (60-Day)
1.1671
Put-Call Implied Volatility Ratio (90-Day)
1.2284
Put-Call Implied Volatility Ratio (120-Day)
1.2723
Put-Call Implied Volatility Ratio (150-Day)
1.2647
Put-Call Implied Volatility Ratio (180-Day)
1.2586
Implied Volatility Skew (10-Day)
-0.0122
Implied Volatility Skew (20-Day)
-0.0122
Implied Volatility Skew (30-Day)
-0.0353
Implied Volatility Skew (60-Day)
-0.0774
Implied Volatility Skew (90-Day)
-0.0595
Implied Volatility Skew (120-Day)
-0.0409
Implied Volatility Skew (150-Day)
-0.0225
Implied Volatility Skew (180-Day)
-0.0042
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.0000
Put-Call Ratio (Volume) (20-Day)
0.0000
Put-Call Ratio (Volume) (30-Day)
0.0000
Put-Call Ratio (Volume) (60-Day)
0.0000
Put-Call Ratio (Volume) (90-Day)
0.0000
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
0.6312
Put-Call Ratio (Open Interest) (20-Day)
0.6312
Put-Call Ratio (Open Interest) (30-Day)
0.5228
Put-Call Ratio (Open Interest) (60-Day)
0.2858
Put-Call Ratio (Open Interest) (90-Day)
0.2633
Put-Call Ratio (Open Interest) (120-Day)
0.2458
Put-Call Ratio (Open Interest) (150-Day)
0.2426
Put-Call Ratio (Open Interest) (180-Day)
0.2393
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
26.79
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
21.43
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
44.64
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
19.64
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
14.29
Percentile Within Industry, Percent Change in Price, Past Week
35.71
Percentile Within Industry, Percent Change in Price, 1 Day
85.71
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
71.43
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
56.86
Percentile Within Industry, Percent Growth in Annual Revenue
81.13
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
75.51
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
21.57
Percentile Within Industry, Percent Growth in Annual Net Income
21.82
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
Percentile Within Industry, PE Ratio (Trailing 12 Months)
4.55
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
22.00
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
9.62
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
2.17
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
71.43
Percentile Within Industry, Net Margin (Trailing 12 Months)
76.60
Percentile Within Industry, Return on Equity (Trailing 12 Months)
57.14
Percentile Within Industry, Return on Assets (Trailing 12 Months)
85.71
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
68.75
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
70.21
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
18.37
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
89.29
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
83.33
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
12.96
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
32.73
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
14.83
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
31.75
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
8.67
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
12.45
Percentile Within Sector, Percent Change in Price, Past Week
20.56
Percentile Within Sector, Percent Change in Price, 1 Day
94.83
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
75.96
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
69.34
Percentile Within Sector, Percent Growth in Annual Revenue
67.30
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
75.46
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
19.88
Percentile Within Sector, Percent Growth in Annual Net Income
20.98
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
Percentile Within Sector, PE Ratio (Trailing 12 Months)
0.50
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
5.78
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
2.51
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
0.80
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
64.99
Percentile Within Sector, Net Margin (Trailing 12 Months)
74.05
Percentile Within Sector, Return on Equity (Trailing 12 Months)
66.57
Percentile Within Sector, Return on Assets (Trailing 12 Months)
92.60
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
90.65
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
91.29
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
19.19
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
93.01
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
92.08
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
7.82
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
29.03
Percentile Within Market, Percent Change in Price, Past 26 Weeks
14.68
Percentile Within Market, Percent Change in Price, Past 13 Weeks
24.21
Percentile Within Market, Percent Change in Price, Past 4 Weeks
10.74
Percentile Within Market, Percent Change in Price, Past 2 Weeks
15.11
Percentile Within Market, Percent Change in Price, Past Week
17.18
Percentile Within Market, Percent Change in Price, 1 Day
93.16
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
64.79
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
67.69
Percentile Within Market, Percent Growth in Annual Revenue
74.52
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
73.08
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
38.84
Percentile Within Market, Percent Growth in Annual Net Income
31.55
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
Percentile Within Market, PE Ratio (Trailing 12 Months)
0.88
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
16.35
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
4.73
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
6.06
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
85.30
Percentile Within Market, Net Margin (Trailing 12 Months)
87.14
Percentile Within Market, Return on Equity (Trailing 12 Months)
72.07
Percentile Within Market, Return on Assets (Trailing 12 Months)
87.04
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
74.49
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
79.08
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
30.88
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
95.46
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
91.22
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
8.63