EBITDA (Quarterly)

EBITDA: Income before interest, taxes, depreciation and amortization.

Credit Acceptance Corporation (CACC) had EBITDA of $299.50M for the most recently reported fiscal quarter, ending 2026-06-30.

Quarterly Annual

Figures for fiscal quarter ending 2026-06-30

Income Statement Financials
Revenue	$587.40M
Net Income	$135.90M
Cost of Goods Sold	--
Gross Profit	$587.40M
Operating Expenses	$293.30M
Operating Income	$294.10M
Non-Operating Income/Expense	$-125.50M
Pre-Tax Income	$168.60M
Normalized Pre-Tax Income	$168.60M
Income after Taxes	$135.90M
Income from Continuous Operations	$135.90M
Consolidated Net Income/Loss	$135.90M
Normalized Income after Taxes	$135.90M
EBIT	$294.10M
EBITDA	$299.50M
Weighted-Average Shares Outstanding (Basic)	10.48M
Weighted-Average Shares Outstanding (Diluted)	10.73M
Earnings per Share (EPS) (Basic)	$12.97
Earnings per Share (EPS) (Diluted)	$12.66
Balance Sheet Financials
Current Assets	$8.58B
Property, Plant, and Equipment	$14.10M
Long-Term Assets	$46.30M
Total Assets	$8.62B
Current Liabilities	$576.10M
Long-Term Debt	$6.11B
Long-Term Liabilities	$6.46B
Total Liabilities	$7.03B
Common Equity	$1.59B
Tangible Shareholders Equity	$1.59B
Shareholders Equity	$1.59B
Common Shares Outstanding	10.38M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$656.30M
Cash Flow from Investing Activities	$-363.50M
Cash Flow from Financial Activities	$-301.40M
Beginning Cash	$500.70M
End Cash	$492.10M
Increase/Decrease in Cash	$-8.60M
Stock-Based Compensation	$20.00M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	14.89
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.79
Debt to Equity Ratio	3.96
Gross Margin	100.00%
Operating Margin	50.07%
EBIT Margin	50.07%
EBITDA Margin	--
Pre-Tax Profit Margin	28.70%
Profit Margin	23.14%
Free Cash Flow	$653.40M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.07
Inventory Turnover	--
Receiveable Turnover	69.93
Days Sales in Receivables	1.29
Return on Equity	8.55%
Return on Tangible Equity	8.55%
Return on Assets	1.58%
Return on Investments	1.77%
Book Value Per Share	$153.13
Free Cash Flow per Share	$60.87
Operating Cash Flow per Share	$61.14

Data from Zacks Investment Research, Inc.