Navient Corporation (NAVI)

Last Closing Price: 12.18 (2025-10-13)

Profile
Ticker
NAVI
Security Name
Navient Corporation
Exchange
NASDAQ
Sector
Financial Services
Industry
Credit Services
Free Float
68,438,000
Market Capitalization
1,188,200,000
Average Volume (Last 20 Days)
938,220
Beta (Past 60 Months)
1.34
Percentage Held By Insiders (Latest Annual Proxy Report)
31.17
Percentage Held By Institutions (Latest 13F Reports)
97.14
Recent Price/Volume
Closing Price
12.18
Opening Price
12.03
High Price
12.23
Low Price
11.93
Volume
563,000
Previous Closing Price
11.95
Previous Opening Price
12.33
Previous High Price
12.37
Previous Low Price
11.91
Previous Volume
763,000
High/Low Price
52-Week High Price
15.88
26-Week High Price
15.88
13-Week High Price
14.95
4-Week High Price
13.50
2-Week High Price
13.50
1-Week High Price
12.99
52-Week Low Price
10.29
26-Week Low Price
10.66
13-Week Low Price
11.91
4-Week Low Price
11.91
2-Week Low Price
11.91
1-Week Low Price
11.91
High/Low Volume
52-Week High Volume
3,347,000
26-Week High Volume
3,347,000
13-Week High Volume
2,643,000
4-Week High Volume
2,433,000
2-Week High Volume
1,374,000
1-Week High Volume
1,374,000
52-Week Low Volume
304,000
26-Week Low Volume
355,000
13-Week Low Volume
458,000
4-Week Low Volume
563,000
2-Week Low Volume
563,000
1-Week Low Volume
563,000
Money Flow
Total Money Flow, Past 52 Weeks
2,748,595,625
Total Money Flow, Past 26 Weeks
1,354,982,532
Total Money Flow, Past 13 Weeks
763,722,197
Total Money Flow, Past 4 Weeks
238,455,330
Total Money Flow, Past 2 Weeks
114,497,718
Total Money Flow, Past Week
49,673,868
Total Money Flow, 1 Day
6,819,807
Total Volume
Total Volume, Past 52 Weeks
205,640,000
Total Volume, Past 26 Weeks
102,345,000
Total Volume, Past 13 Weeks
58,003,000
Total Volume, Past 4 Weeks
18,394,000
Total Volume, Past 2 Weeks
8,923,000
Total Volume, Past Week
4,005,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-17.69
Percent Change in Price, Past 26 Weeks
11.53
Percent Change in Price, Past 13 Weeks
-18.18
Percent Change in Price, Past 4 Weeks
-6.95
Percent Change in Price, Past 2 Weeks
-6.95
Percent Change in Price, Past Week
-5.29
Percent Change in Price, 1 Day
1.92
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
1
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
2
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
True
Had New 2-Week Low Volume
True
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
12.30
Simple Moving Average (10-Day)
12.72
Simple Moving Average (20-Day)
12.88
Simple Moving Average (50-Day)
12.98
Simple Moving Average (100-Day)
13.36
Simple Moving Average (200-Day)
13.08
Previous Simple Moving Average (5-Day)
12.43
Previous Simple Moving Average (10-Day)
12.81
Previous Simple Moving Average (20-Day)
12.92
Previous Simple Moving Average (50-Day)
12.98
Previous Simple Moving Average (100-Day)
13.37
Previous Simple Moving Average (200-Day)
13.08
Technical Indicators
MACD (12, 26, 9)
-0.24
MACD (12, 26, 9) Signal
-0.14
Previous MACD (12, 26, 9)
-0.22
Previous MACD (12, 26, 9) Signal
-0.11
RSI (14-Day)
35.54
Previous RSI (14-Day)
29.21
Stochastic (14, 3, 3) %K
7.74
Stochastic (14, 3, 3) %D
6.01
Previous Stochastic (14, 3, 3) %K
2.75
Previous Stochastic (14, 3, 3) %D
8.13
Upper Bollinger Band (20, 2)
13.64
Lower Bollinger Band (20, 2)
12.12
Previous Upper Bollinger Band (20, 2)
13.62
Previous Lower Bollinger Band (20, 2)
12.23
Income Statement Financials
Quarterly Revenue (MRQ)
806,000,000
Quarterly Net Income (MRQ)
14,000,000
Previous Quarterly Revenue (QoQ)
828,000,000
Previous Quarterly Revenue (YoY)
1,090,000,000
Previous Quarterly Net Income (QoQ)
-2,000,000
Previous Quarterly Net Income (YoY)
36,000,000
Revenue (MRY)
4,425,000,000
Net Income (MRY)
131,000,000
Previous Annual Revenue
4,828,000,000
Previous Net Income
228,000,000
Cost of Goods Sold (MRY)
3,273,000,000
Gross Profit (MRY)
1,152,000,000
Operating Expenses (MRY)
4,212,000,000
Operating Income (MRY)
213,000,000
Non-Operating Income/Expense (MRY)
-39,000,000
Pre-Tax Income (MRY)
174,000,000
Normalized Pre-Tax Income (MRY)
213,000,000
Income after Taxes (MRY)
131,000,000
Income from Continuous Operations (MRY)
131,000,000
Consolidated Net Income/Loss (MRY)
131,000,000
Normalized Income after Taxes (MRY)
179,637,900
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
47,225,000,000
Property, Plant, and Equipment (MRQ)
Long-Term Assets (MRQ)
2,997,000,000
Total Assets (MRQ)
50,222,000,000
Current Liabilities (MRQ)
4,752,000,000
Long-Term Debt (MRQ)
42,345,000,000
Long-Term Liabilities (MRQ)
42,906,000,000
Total Liabilities (MRQ)
47,658,000,000
Common Equity (MRQ)
2,564,000,000
Tangible Shareholders Equity (MRQ)
2,128,000,000
Shareholders Equity (MRQ)
2,564,000,000
Common Shares Outstanding (MRQ)
100,000,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
459,000,000
Cash Flow from Investing Activities (MRY)
8,466,000,000
Cash Flow from Financial Activities (MRY)
-9,615,000,000
Beginning Cash (MRY)
2,793,000,000
End Cash (MRY)
2,103,000,000
Increase/Decrease in Cash (MRY)
-690,000,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
12.29
PE Ratio (Trailing 12 Months)
11.72
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.31
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.46
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
3.91
Pre-Tax Margin (Trailing 12 Months)
1.34
Net Margin (Trailing 12 Months)
0.89
Return on Equity (Trailing 12 Months)
4.08
Return on Assets (Trailing 12 Months)
0.21
Current Ratio (Most Recent Fiscal Quarter)
9.94
Quick Ratio (Most Recent Fiscal Quarter)
9.94
Debt to Common Equity (Most Recent Fiscal Quarter)
16.52
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
24.60
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
0.18
Next Expected Quarterly Earnings Report Date
2025-10-29
Days Until Next Expected Quarterly Earnings Report
15
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
0.27
Last Quarterly Earnings per Share
0.21
Last Quarterly Earnings Report Date
2025-07-30
Days Since Last Quarterly Earnings Report
76
Earnings per Share (Most Recent Fiscal Year)
1.64
Diluted Earnings per Share (Trailing 12 Months)
0.31
Dividends
Last Dividend Date
2025-09-05
Last Dividend Amount
0.16
Days Since Last Dividend
39
Annual Dividend (Based on Last Quarter)
0.64
Dividend Yield (Based on Last Quarter)
5.36
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-2.66
Percent Growth in Quarterly Revenue (YoY)
-26.06
Percent Growth in Annual Revenue
-8.35
Percent Growth in Quarterly Net Income (QoQ)
800.00
Percent Growth in Quarterly Net Income (YoY)
-61.11
Percent Growth in Annual Net Income
-42.54
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
False
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
True
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
True
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
True
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
3
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
5
Consecutive Years of Increasing Revenue
0
Consecutive Years of Decreasing Revenue
1
Consecutive Quarters of Increasing Net Income (QoQ)
1
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
2
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
3
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2997
Historical Volatility (Close-to-Close) (20-Day)
0.2618
Historical Volatility (Close-to-Close) (30-Day)
0.2531
Historical Volatility (Close-to-Close) (60-Day)
0.2522
Historical Volatility (Close-to-Close) (90-Day)
0.3160
Historical Volatility (Close-to-Close) (120-Day)
0.3194
Historical Volatility (Close-to-Close) (150-Day)
0.3135
Historical Volatility (Close-to-Close) (180-Day)
0.3208
Historical Volatility (Parkinson) (10-Day)
0.3262
Historical Volatility (Parkinson) (20-Day)
0.2725
Historical Volatility (Parkinson) (30-Day)
0.2704
Historical Volatility (Parkinson) (60-Day)
0.2783
Historical Volatility (Parkinson) (90-Day)
0.3023
Historical Volatility (Parkinson) (120-Day)
0.3084
Historical Volatility (Parkinson) (150-Day)
0.2965
Historical Volatility (Parkinson) (180-Day)
0.3021
Implied Volatility (Calls) (10-Day)
0.6731
Implied Volatility (Calls) (20-Day)
0.6072
Implied Volatility (Calls) (30-Day)
0.5413
Implied Volatility (Calls) (60-Day)
0.4894
Implied Volatility (Calls) (90-Day)
0.4331
Implied Volatility (Calls) (120-Day)
0.3706
Implied Volatility (Calls) (150-Day)
0.3103
Implied Volatility (Calls) (180-Day)
0.2505
Implied Volatility (Puts) (10-Day)
0.6695
Implied Volatility (Puts) (20-Day)
0.5813
Implied Volatility (Puts) (30-Day)
0.4932
Implied Volatility (Puts) (60-Day)
0.4337
Implied Volatility (Puts) (90-Day)
0.3649
Implied Volatility (Puts) (120-Day)
0.3364
Implied Volatility (Puts) (150-Day)
0.3226
Implied Volatility (Puts) (180-Day)
0.3082
Implied Volatility (Mean) (10-Day)
0.6713
Implied Volatility (Mean) (20-Day)
0.5943
Implied Volatility (Mean) (30-Day)
0.5172
Implied Volatility (Mean) (60-Day)
0.4615
Implied Volatility (Mean) (90-Day)
0.3990
Implied Volatility (Mean) (120-Day)
0.3535
Implied Volatility (Mean) (150-Day)
0.3165
Implied Volatility (Mean) (180-Day)
0.2794
Put-Call Implied Volatility Ratio (10-Day)
0.9947
Put-Call Implied Volatility Ratio (20-Day)
0.9575
Put-Call Implied Volatility Ratio (30-Day)
0.9111
Put-Call Implied Volatility Ratio (60-Day)
0.8862
Put-Call Implied Volatility Ratio (90-Day)
0.8426
Put-Call Implied Volatility Ratio (120-Day)
0.9077
Put-Call Implied Volatility Ratio (150-Day)
1.0394
Put-Call Implied Volatility Ratio (180-Day)
1.2305
Implied Volatility Skew (10-Day)
0.7668
Implied Volatility Skew (20-Day)
0.5624
Implied Volatility Skew (30-Day)
0.3580
Implied Volatility Skew (60-Day)
0.2147
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
Implied Volatility Skew (150-Day)
Implied Volatility Skew (180-Day)
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
0.0312
Put-Call Ratio (Volume) (120-Day)
0.0913
Put-Call Ratio (Volume) (150-Day)
0.1635
Put-Call Ratio (Volume) (180-Day)
0.2356
Put-Call Ratio (Open Interest) (10-Day)
2.3824
Put-Call Ratio (Open Interest) (20-Day)
1.8929
Put-Call Ratio (Open Interest) (30-Day)
1.4035
Put-Call Ratio (Open Interest) (60-Day)
1.0922
Put-Call Ratio (Open Interest) (90-Day)
1.6321
Put-Call Ratio (Open Interest) (120-Day)
1.7713
Put-Call Ratio (Open Interest) (150-Day)
1.8087
Put-Call Ratio (Open Interest) (180-Day)
1.8460
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
19.35
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
53.23
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
29.03
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
48.39
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
27.42
Percentile Within Industry, Percent Change in Price, Past Week
35.48
Percentile Within Industry, Percent Change in Price, 1 Day
45.16
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
20.00
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
7.69
Percentile Within Industry, Percent Growth in Annual Revenue
16.67
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
96.00
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
17.31
Percentile Within Industry, Percent Growth in Annual Net Income
16.07
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
61.36
Percentile Within Industry, PE Ratio (Trailing 12 Months)
68.89
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
3.92
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
16.98
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
10.64
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
18.00
Percentile Within Industry, Net Margin (Trailing 12 Months)
18.75
Percentile Within Industry, Return on Equity (Trailing 12 Months)
16.00
Percentile Within Industry, Return on Assets (Trailing 12 Months)
14.00
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
88.00
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
87.76
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
98.04
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
82.26
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
77.78
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
87.27
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
13.57
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
41.97
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
10.39
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
31.16
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
16.34
Percentile Within Sector, Percent Change in Price, Past Week
16.90
Percentile Within Sector, Percent Change in Price, 1 Day
63.02
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
16.24
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
3.89
Percentile Within Sector, Percent Growth in Annual Revenue
11.40
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
97.74
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
8.48
Percentile Within Sector, Percent Growth in Annual Net Income
16.55
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
63.24
Percentile Within Sector, PE Ratio (Trailing 12 Months)
51.66
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
2.26
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
4.55
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
3.78
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
12.84
Percentile Within Sector, Net Margin (Trailing 12 Months)
12.88
Percentile Within Sector, Return on Equity (Trailing 12 Months)
13.68
Percentile Within Sector, Return on Assets (Trailing 12 Months)
10.46
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
96.76
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
96.88
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
99.70
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
88.50
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
88.45
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
96.78
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
19.57
Percentile Within Market, Percent Change in Price, Past 26 Weeks
44.50
Percentile Within Market, Percent Change in Price, Past 13 Weeks
10.12
Percentile Within Market, Percent Change in Price, Past 4 Weeks
18.11
Percentile Within Market, Percent Change in Price, Past 2 Weeks
12.50
Percentile Within Market, Percent Change in Price, Past Week
17.49
Percentile Within Market, Percent Change in Price, 1 Day
67.69
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
20.24
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
6.55
Percentile Within Market, Percent Growth in Annual Revenue
19.69
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
97.60
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
20.93
Percentile Within Market, Percent Growth in Annual Net Income
25.75
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
33.46
Percentile Within Market, PE Ratio (Trailing 12 Months)
31.54
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
9.04
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
7.67
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
13.27
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
41.70
Percentile Within Market, Net Margin (Trailing 12 Months)
39.92
Percentile Within Market, Return on Equity (Trailing 12 Months)
44.49
Percentile Within Market, Return on Assets (Trailing 12 Months)
39.11
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
93.78
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
94.13
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
98.99
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
92.06
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
86.67
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
94.86