Navient Corporation (NAVI)

Last Closing Price: 12.92 (2025-08-19)

Profile
Ticker
NAVI
Security Name
Navient Corporation
Exchange
NASDAQ
Sector
Financial Services
Industry
Credit Services
Free Float
68,438,000
Market Capitalization
1,285,640,000
Average Volume (Last 20 Days)
992,376
Beta (Past 60 Months)
1.37
Percentage Held By Insiders (Latest Annual Proxy Report)
31.17
Percentage Held By Institutions (Latest 13F Reports)
97.14
Recent Price/Volume
Closing Price
12.92
Opening Price
12.99
High Price
13.13
Low Price
12.76
Volume
532,000
Previous Closing Price
12.93
Previous Opening Price
12.75
Previous High Price
13.06
Previous Low Price
12.74
Previous Volume
698,000
High/Low Price
52-Week High Price
16.24
26-Week High Price
16.07
13-Week High Price
16.07
4-Week High Price
14.40
2-Week High Price
13.21
1-Week High Price
13.21
52-Week Low Price
10.41
26-Week Low Price
10.41
13-Week Low Price
12.20
4-Week Low Price
12.20
2-Week Low Price
12.34
1-Week Low Price
12.74
High/Low Volume
52-Week High Volume
3,347,000
26-Week High Volume
3,347,000
13-Week High Volume
3,347,000
4-Week High Volume
2,643,000
2-Week High Volume
890,000
1-Week High Volume
890,000
52-Week Low Volume
287,000
26-Week Low Volume
355,000
13-Week Low Volume
355,000
4-Week Low Volume
532,000
2-Week Low Volume
532,000
1-Week Low Volume
532,000
Money Flow
Total Money Flow, Past 52 Weeks
2,689,691,653
Total Money Flow, Past 26 Weeks
1,343,111,439
Total Money Flow, Past 13 Weeks
724,571,185
Total Money Flow, Past 4 Weeks
254,719,565
Total Money Flow, Past 2 Weeks
85,549,890
Total Money Flow, Past Week
46,117,217
Total Money Flow, 1 Day
6,881,420
Total Volume
Total Volume, Past 52 Weeks
195,623,000
Total Volume, Past 26 Weeks
101,426,000
Total Volume, Past 13 Weeks
52,583,000
Total Volume, Past 4 Weeks
19,503,000
Total Volume, Past 2 Weeks
6,695,000
Total Volume, Past Week
3,551,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-13.32
Percent Change in Price, Past 26 Weeks
-4.82
Percent Change in Price, Past 13 Weeks
-3.23
Percent Change in Price, Past 4 Weeks
-8.56
Percent Change in Price, Past 2 Weeks
3.36
Percent Change in Price, Past Week
0.23
Percent Change in Price, 1 Day
-0.08
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
2
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
2
Consecutive Weeks of Decreasing Volume
2
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
True
Had New 2-Week Low Volume
True
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
12.99
Simple Moving Average (10-Day)
12.76
Simple Moving Average (20-Day)
13.05
Simple Moving Average (50-Day)
13.78
Simple Moving Average (100-Day)
13.12
Simple Moving Average (200-Day)
13.46
Previous Simple Moving Average (5-Day)
12.99
Previous Simple Moving Average (10-Day)
12.72
Previous Simple Moving Average (20-Day)
13.11
Previous Simple Moving Average (50-Day)
13.79
Previous Simple Moving Average (100-Day)
13.12
Previous Simple Moving Average (200-Day)
13.47
Technical Indicators
MACD (12, 26, 9)
-0.30
MACD (12, 26, 9) Signal
-0.35
Previous MACD (12, 26, 9)
-0.32
Previous MACD (12, 26, 9) Signal
-0.36
RSI (14-Day)
44.06
Previous RSI (14-Day)
44.20
Stochastic (14, 3, 3) %K
50.27
Stochastic (14, 3, 3) %D
44.81
Previous Stochastic (14, 3, 3) %K
42.34
Previous Stochastic (14, 3, 3) %D
42.45
Upper Bollinger Band (20, 2)
14.23
Lower Bollinger Band (20, 2)
11.87
Previous Upper Bollinger Band (20, 2)
14.38
Previous Lower Bollinger Band (20, 2)
11.84
Income Statement Financials
Quarterly Revenue (MRQ)
806,000,000
Quarterly Net Income (MRQ)
14,000,000
Previous Quarterly Revenue (QoQ)
828,000,000
Previous Quarterly Revenue (YoY)
1,090,000,000
Previous Quarterly Net Income (QoQ)
-2,000,000
Previous Quarterly Net Income (YoY)
36,000,000
Revenue (MRY)
4,425,000,000
Net Income (MRY)
131,000,000
Previous Annual Revenue
4,828,000,000
Previous Net Income
228,000,000
Cost of Goods Sold (MRY)
3,273,000,000
Gross Profit (MRY)
1,152,000,000
Operating Expenses (MRY)
4,212,000,000
Operating Income (MRY)
213,000,000
Non-Operating Income/Expense (MRY)
-39,000,000
Pre-Tax Income (MRY)
174,000,000
Normalized Pre-Tax Income (MRY)
213,000,000
Income after Taxes (MRY)
131,000,000
Income from Continuous Operations (MRY)
131,000,000
Consolidated Net Income/Loss (MRY)
131,000,000
Normalized Income after Taxes (MRY)
179,637,900
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
47,225,000,000
Property, Plant, and Equipment (MRQ)
Long-Term Assets (MRQ)
2,997,000,000
Total Assets (MRQ)
50,222,000,000
Current Liabilities (MRQ)
4,752,000,000
Long-Term Debt (MRQ)
42,345,000,000
Long-Term Liabilities (MRQ)
42,906,000,000
Total Liabilities (MRQ)
47,658,000,000
Common Equity (MRQ)
2,564,000,000
Tangible Shareholders Equity (MRQ)
2,128,000,000
Shareholders Equity (MRQ)
2,564,000,000
Common Shares Outstanding (MRQ)
100,000,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
459,000,000
Cash Flow from Investing Activities (MRY)
8,466,000,000
Cash Flow from Financial Activities (MRY)
-9,615,000,000
Beginning Cash (MRY)
2,793,000,000
End Cash (MRY)
2,103,000,000
Increase/Decrease in Cash (MRY)
-690,000,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
13.10
PE Ratio (Trailing 12 Months)
12.68
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.34
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.50
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
4.23
Pre-Tax Margin (Trailing 12 Months)
1.34
Net Margin (Trailing 12 Months)
0.89
Return on Equity (Trailing 12 Months)
4.08
Return on Assets (Trailing 12 Months)
0.21
Current Ratio (Most Recent Fiscal Quarter)
9.94
Quick Ratio (Most Recent Fiscal Quarter)
9.94
Debt to Common Equity (Most Recent Fiscal Quarter)
16.52
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
25.79
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
0.21
Next Expected Quarterly Earnings Report Date
2025-10-29
Days Until Next Expected Quarterly Earnings Report
70
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
0.27
Last Quarterly Earnings per Share
0.21
Last Quarterly Earnings Report Date
2025-07-30
Days Since Last Quarterly Earnings Report
21
Earnings per Share (Most Recent Fiscal Year)
1.64
Diluted Earnings per Share (Trailing 12 Months)
0.31
Dividends
Last Dividend Date
2025-06-06
Last Dividend Amount
0.16
Days Since Last Dividend
75
Annual Dividend (Based on Last Quarter)
0.64
Dividend Yield (Based on Last Quarter)
4.95
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-2.66
Percent Growth in Quarterly Revenue (YoY)
-26.06
Percent Growth in Annual Revenue
-8.35
Percent Growth in Quarterly Net Income (QoQ)
800.00
Percent Growth in Quarterly Net Income (YoY)
-61.11
Percent Growth in Annual Net Income
-42.54
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
False
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
True
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
True
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
True
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
3
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
5
Consecutive Years of Increasing Revenue
0
Consecutive Years of Decreasing Revenue
1
Consecutive Quarters of Increasing Net Income (QoQ)
1
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
2
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
3
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.3106
Historical Volatility (Close-to-Close) (20-Day)
0.2681
Historical Volatility (Close-to-Close) (30-Day)
0.4125
Historical Volatility (Close-to-Close) (60-Day)
0.3839
Historical Volatility (Close-to-Close) (90-Day)
0.3447
Historical Volatility (Close-to-Close) (120-Day)
0.3498
Historical Volatility (Close-to-Close) (150-Day)
0.4226
Historical Volatility (Close-to-Close) (180-Day)
0.4086
Historical Volatility (Parkinson) (10-Day)
0.2455
Historical Volatility (Parkinson) (20-Day)
0.2843
Historical Volatility (Parkinson) (30-Day)
0.3228
Historical Volatility (Parkinson) (60-Day)
0.3406
Historical Volatility (Parkinson) (90-Day)
0.3094
Historical Volatility (Parkinson) (120-Day)
0.3147
Historical Volatility (Parkinson) (150-Day)
0.3757
Historical Volatility (Parkinson) (180-Day)
0.3623
Implied Volatility (Calls) (10-Day)
0.3870
Implied Volatility (Calls) (20-Day)
0.3870
Implied Volatility (Calls) (30-Day)
0.3870
Implied Volatility (Calls) (60-Day)
0.3378
Implied Volatility (Calls) (90-Day)
0.3485
Implied Volatility (Calls) (120-Day)
0.3596
Implied Volatility (Calls) (150-Day)
0.3720
Implied Volatility (Calls) (180-Day)
0.3653
Implied Volatility (Puts) (10-Day)
0.3267
Implied Volatility (Puts) (20-Day)
0.3267
Implied Volatility (Puts) (30-Day)
0.3267
Implied Volatility (Puts) (60-Day)
0.3590
Implied Volatility (Puts) (90-Day)
0.3535
Implied Volatility (Puts) (120-Day)
0.3476
Implied Volatility (Puts) (150-Day)
0.3457
Implied Volatility (Puts) (180-Day)
0.3465
Implied Volatility (Mean) (10-Day)
0.3568
Implied Volatility (Mean) (20-Day)
0.3568
Implied Volatility (Mean) (30-Day)
0.3568
Implied Volatility (Mean) (60-Day)
0.3484
Implied Volatility (Mean) (90-Day)
0.3510
Implied Volatility (Mean) (120-Day)
0.3536
Implied Volatility (Mean) (150-Day)
0.3589
Implied Volatility (Mean) (180-Day)
0.3559
Put-Call Implied Volatility Ratio (10-Day)
0.8443
Put-Call Implied Volatility Ratio (20-Day)
0.8443
Put-Call Implied Volatility Ratio (30-Day)
0.8443
Put-Call Implied Volatility Ratio (60-Day)
1.0629
Put-Call Implied Volatility Ratio (90-Day)
1.0143
Put-Call Implied Volatility Ratio (120-Day)
0.9668
Put-Call Implied Volatility Ratio (150-Day)
0.9293
Put-Call Implied Volatility Ratio (180-Day)
0.9485
Implied Volatility Skew (10-Day)
0.1761
Implied Volatility Skew (20-Day)
0.1761
Implied Volatility Skew (30-Day)
0.1761
Implied Volatility Skew (60-Day)
0.0882
Implied Volatility Skew (90-Day)
0.0717
Implied Volatility Skew (120-Day)
0.0556
Implied Volatility Skew (150-Day)
0.0405
Implied Volatility Skew (180-Day)
0.0390
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.0000
Put-Call Ratio (Volume) (20-Day)
0.0000
Put-Call Ratio (Volume) (30-Day)
0.0000
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
0.0100
Put-Call Ratio (Volume) (180-Day)
0.0100
Put-Call Ratio (Open Interest) (10-Day)
12.4524
Put-Call Ratio (Open Interest) (20-Day)
12.4524
Put-Call Ratio (Open Interest) (30-Day)
12.4524
Put-Call Ratio (Open Interest) (60-Day)
3.4419
Put-Call Ratio (Open Interest) (90-Day)
3.4308
Put-Call Ratio (Open Interest) (120-Day)
3.4197
Put-Call Ratio (Open Interest) (150-Day)
1.8841
Put-Call Ratio (Open Interest) (180-Day)
1.3223
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
19.67
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
40.98
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
39.34
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
32.79
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
59.02
Percentile Within Industry, Percent Change in Price, Past Week
67.21
Percentile Within Industry, Percent Change in Price, 1 Day
73.77
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
22.00
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
7.69
Percentile Within Industry, Percent Growth in Annual Revenue
16.67
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
96.00
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
17.31
Percentile Within Industry, Percent Growth in Annual Net Income
16.07
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
67.44
Percentile Within Industry, PE Ratio (Trailing 12 Months)
71.11
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
3.92
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
16.98
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
10.64
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
20.37
Percentile Within Industry, Net Margin (Trailing 12 Months)
18.75
Percentile Within Industry, Return on Equity (Trailing 12 Months)
16.00
Percentile Within Industry, Return on Assets (Trailing 12 Months)
14.00
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
88.46
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
90.38
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
98.08
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
86.89
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
75.93
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
87.27
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
12.38
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
36.73
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
24.22
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
14.83
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
57.41
Percentile Within Sector, Percent Change in Price, Past Week
59.46
Percentile Within Sector, Percent Change in Price, 1 Day
49.52
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
18.30
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
4.25
Percentile Within Sector, Percent Growth in Annual Revenue
11.16
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
97.78
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
9.32
Percentile Within Sector, Percent Growth in Annual Net Income
17.15
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
67.98
Percentile Within Sector, PE Ratio (Trailing 12 Months)
56.59
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
2.50
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
5.45
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
3.88
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
14.51
Percentile Within Sector, Net Margin (Trailing 12 Months)
14.03
Percentile Within Sector, Return on Equity (Trailing 12 Months)
14.81
Percentile Within Sector, Return on Assets (Trailing 12 Months)
11.08
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
96.46
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
96.43
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
99.71
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
87.89
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
87.98
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
96.87
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
22.38
Percentile Within Market, Percent Change in Price, Past 26 Weeks
31.03
Percentile Within Market, Percent Change in Price, Past 13 Weeks
21.15
Percentile Within Market, Percent Change in Price, Past 4 Weeks
17.11
Percentile Within Market, Percent Change in Price, Past 2 Weeks
74.60
Percentile Within Market, Percent Change in Price, Past Week
60.20
Percentile Within Market, Percent Change in Price, 1 Day
56.40
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
22.83
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
6.77
Percentile Within Market, Percent Growth in Annual Revenue
19.73
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
97.78
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
20.82
Percentile Within Market, Percent Growth in Annual Net Income
25.99
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
35.43
Percentile Within Market, PE Ratio (Trailing 12 Months)
34.36
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
9.99
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
8.61
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
14.04
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
43.43
Percentile Within Market, Net Margin (Trailing 12 Months)
40.65
Percentile Within Market, Return on Equity (Trailing 12 Months)
45.20
Percentile Within Market, Return on Assets (Trailing 12 Months)
39.33
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
93.68
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
93.89
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
98.88
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
91.41
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
86.52
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
94.89