Navient Corporation (NAVI)

Last Closing Price: 13.59 (2025-05-29)

Company Description

Navient Corporation is a leading provider of education loan management and business processing solutions for education, healthcare, and government clients at the federal, state and local levels. The company reports through the following business segments: Federal Education Loans (in this segment, the company holds and acquires the Federal Family Education Loan Program (FFELP) loans, and performs servicing and asset recovery services on the loan portfolio), Consumer Lending (under this segment, the company holds, originates, acquires and services high-quality refinance and in-school private education loans), Business Processing (in this segment, Navient performs business processing services for government and healthcare clients), Other Segment (this segment mainly comprises activities such as corporate liquidity portfolio, gains and losses incurred on the repurchase of debt, unallocated expenses of shared services and restructuring/other reorganization expenses).

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $4.42B
Net Income (Most Recent Fiscal Year) $131.00M
PE Ratio (Current Year Earnings Estimate) 12.31
PE Ratio (Trailing 12 Months) 10.53
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 0.34
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.53
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 4.45
Pre-Tax Margin (Trailing 12 Months) 1.98%
Net Margin (Trailing 12 Months) 1.37%
Return on Equity (Trailing 12 Months) 5.20%
Return on Assets (Trailing 12 Months) 0.26%
Current Ratio (Most Recent Fiscal Quarter) 9.88
Quick Ratio (Most Recent Fiscal Quarter) 9.88
Debt to Common Equity (Most Recent Fiscal Quarter) 16.56
Inventory Turnover (Trailing 12 Months) --
Book Value per Share (Most Recent Fiscal Quarter) $25.60
Earnings per Share (Most Recent Fiscal Quarter) $0.28
Earnings per Share (Most Recent Fiscal Year) $1.64
Diluted Earnings per Share (Trailing 12 Months) $0.50
Stock
Exchange NASDAQ
Sector Financial Services
Industry Credit Services
Common Shares Outstanding 101.15M
Free Float 69.62M
Market Capitalization $1.37B
Average Volume (Last 20 Days) 0.57M
Beta (Past 60 Months) 1.38
Percentage Held By Insiders (Latest Annual Proxy Report) 31.17%
Percentage Held By Institutions (Latest 13F Reports) 97.14%
Annual Dividend (Based on Last Quarter) $0.64
Dividend Yield (Based on Last Quarter) 4.71%