NBT Bancorp Inc. (NBTB)

Last Closing Price: 45.19 (2026-04-14)

Debt to Capital Ratio (Quarterly)

Debt to Capital Ratio: A measurement of a company's financial leverage, calculated as the company's long-term debt divided by its total capital. Calculated as: Total Long-Term Debt / (Total Long-Term Debt + Shareholders Equity)

NBT Bancorp Inc. (NBTB) had Debt to Capital Ratio of 0.09 for the most recently reported fiscal quarter, ending 2025-12-31.

Figures for fiscal quarter ending 2025-12-31
Income Statement Financials
$238.25M
$55.51M
$53.10M
$185.14M
$168.56M
$69.69M
$0.00M
$69.69M
$69.69M
$55.51M
$55.51M
$55.51M
$55.51M
--
--
50.65M
50.88M
$1.07
$1.09
Balance Sheet Financials
$11.95B
$99.28M
$4.05B
$16.00B
$13.65B
$179.35M
$451.64M
$14.10B
$1.90B
$1.39B
$1.90B
52.20M
Cash Flow Statement Financials
$235.22M
$169.07M
$-201.23M
$284.06M
$487.12M
$203.06M
$5.28M
$-72.59M
--
Fundamental Metrics & Ratios
--
0.00
2.67
Debt to Capital Ratio
0.09
0.17
--
--
--
--
38.42%
30.60%
$218.92M
--
--
--
0.01
--
--
--
2.93%
4.01%
0.35%
2.67%
$36.32
$4.30
$4.62