Combined Ratio (Quarterly)

Combined Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The combined ratio is calculated by taking the sum of incurred losses and expenses and then dividing them by earned premium. Calculated as: Total Operating Expenses / Net Premiums Earned

PBF Energy Inc. (PBF) Combined Ratio data is not available.

Quarterly Annual

Figures for fiscal quarter ending 2025-03-31

Income Statement Financials
Revenue	$7.07B
Net Income	$-401.80M
Cost of Goods Sold	$6.75B
Gross Profit	$311.60M
Operating Expenses	$7.58B
Operating Income	$-511.20M
Non-Operating Income/Expense	$-36.60M
Pre-Tax Income	$-547.80M
Normalized Pre-Tax Income	$-547.80M
Income after Taxes	$-405.90M
Income from Continuous Operations	$-405.90M
Consolidated Net Income/Loss	$-405.90M
Normalized Income after Taxes	$-405.90M
EBIT	$-511.20M
EBITDA	$-336.00M
Weighted-Average Shares Outstanding (Basic)	113.75M
Weighted-Average Shares Outstanding (Diluted)	114.62M
Earnings per Share (EPS) (Basic)	$-3.53
Earnings per Share (EPS) (Diluted)	$-3.53
Balance Sheet Financials
Current Assets	$4.86B
Property, Plant, and Equipment	$5.04B
Long-Term Assets	$7.31B
Total Assets	$13.03B
Current Liabilities	$3.77B
Long-Term Debt	$2.27B
Long-Term Liabilities	$4.01B
Total Liabilities	$7.78B
Common Equity	$5.25B
Tangible Shareholders Equity	$5.25B
Shareholders Equity	$5.25B
Common Shares Outstanding	115.66M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$-661.40M
Cash Flow from Investing Activities	$-217.50M
Cash Flow from Financial Activities	$811.40M
Beginning Cash	$536.10M
End Cash	$468.60M
Increase/Decrease in Cash	$-67.50M
Stock-Based Compensation	$11.40M
Common Stock Dividends Paid	$-31.50M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.29
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.30
Debt to Equity Ratio	0.43
Gross Margin	4.41%
Operating Margin	-7.23%
EBIT Margin	-7.23%
EBITDA Margin	--
Pre-Tax Profit Margin	-7.75%
Profit Margin	-5.69%
Free Cash Flow	$-772.40M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.54
Inventory Turnover	2.34
Receiveable Turnover	5.93
Days Sales in Receivables	15.17
Return on Equity	-7.74%
Return on Tangible Equity	-7.74%
Return on Assets	-3.12%
Return on Investments	-5.40%
Book Value Per Share	$45.35
Free Cash Flow per Share	$-6.74
Operating Cash Flow per Share	$-5.77

Data from Zacks Investment Research, Inc.