Expense Ratio (Quarterly)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

PBF Energy Inc. (PBF) Expense Ratio data is not available.

Quarterly Annual

Figures for fiscal quarter ending 2025-09-30

Income Statement Financials
Revenue	$7.65B
Net Income	$170.10M
Cost of Goods Sold	$7.00B
Gross Profit	$652.70M
Operating Expenses	$7.37B
Operating Income	$285.90M
Non-Operating Income/Expense	$-49.90M
Pre-Tax Income	$236.00M
Normalized Pre-Tax Income	$236.00M
Income after Taxes	$171.70M
Income from Continuous Operations	$171.70M
Consolidated Net Income/Loss	$171.70M
Normalized Income after Taxes	$171.70M
EBIT	$285.90M
EBITDA	$453.30M
Weighted-Average Shares Outstanding (Basic)	115.73M
Weighted-Average Shares Outstanding (Diluted)	117.96M
Earnings per Share (EPS) (Basic)	$1.47
Earnings per Share (EPS) (Diluted)	$1.45
Balance Sheet Financials
Current Assets	$4.81B
Property, Plant, and Equipment	$5.19B
Long-Term Assets	$7.46B
Total Assets	$13.04B
Current Liabilities	$3.50B
Long-Term Debt	$2.42B
Long-Term Liabilities	$4.18B
Total Liabilities	$7.68B
Common Equity	$5.36B
Tangible Shareholders Equity	$5.36B
Shareholders Equity	$5.36B
Common Shares Outstanding	115.85M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$-444.60M
Cash Flow from Investing Activities	$-459.40M
Cash Flow from Financial Activities	$849.90M
Beginning Cash	$536.10M
End Cash	$482.00M
Increase/Decrease in Cash	$-54.10M
Stock-Based Compensation	$29.80M
Common Stock Dividends Paid	$-94.70M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.38
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.31
Debt to Equity Ratio	0.45
Gross Margin	8.53%
Operating Margin	3.74%
EBIT Margin	3.74%
EBITDA Margin	--
Pre-Tax Profit Margin	3.08%
Profit Margin	2.22%
Free Cash Flow	$-689.90M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.59
Inventory Turnover	2.55
Receiveable Turnover	5.56
Days Sales in Receivables	16.20
Return on Equity	3.20%
Return on Tangible Equity	3.20%
Return on Assets	1.32%
Return on Investments	2.21%
Book Value Per Share	$46.31
Free Cash Flow per Share	$-5.85
Operating Cash Flow per Share	$-3.77

Data from Zacks Investment Research, Inc.