Ponce Financial Group, Inc. (PDLB)

Last Closing Price: 15.87 (2025-12-04)

Profile
Ticker
PDLB
Security Name
Ponce Financial Group, Inc.
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
22,273,000
Market Capitalization
383,780,000
Average Volume (Last 20 Days)
69,802
Beta (Past 60 Months)
0.73
Percentage Held By Insiders (Latest Annual Proxy Report)
7.20
Percentage Held By Institutions (Latest 13F Reports)
64.35
Recent Price/Volume
Closing Price
15.87
Opening Price
15.98
High Price
16.09
Low Price
15.82
Volume
72,000
Previous Closing Price
15.99
Previous Opening Price
15.42
Previous High Price
16.00
Previous Low Price
15.42
Previous Volume
82,000
High/Low Price
52-Week High Price
16.09
26-Week High Price
16.09
13-Week High Price
16.09
4-Week High Price
16.09
2-Week High Price
16.09
1-Week High Price
16.09
52-Week Low Price
10.88
26-Week Low Price
12.81
13-Week Low Price
13.91
4-Week Low Price
14.51
2-Week Low Price
14.75
1-Week Low Price
15.29
High/Low Volume
52-Week High Volume
200,000
26-Week High Volume
200,000
13-Week High Volume
200,000
4-Week High Volume
132,000
2-Week High Volume
95,000
1-Week High Volume
82,000
52-Week Low Volume
13,400
26-Week Low Volume
13,400
13-Week Low Volume
13,600
4-Week Low Volume
32,300
2-Week Low Volume
32,300
1-Week Low Volume
32,300
Money Flow
Total Money Flow, Past 52 Weeks
158,909,276
Total Money Flow, Past 26 Weeks
84,506,505
Total Money Flow, Past 13 Weeks
51,766,865
Total Money Flow, Past 4 Weeks
22,175,129
Total Money Flow, Past 2 Weeks
9,698,659
Total Money Flow, Past Week
4,733,638
Total Money Flow, 1 Day
1,146,720
Total Volume
Total Volume, Past 52 Weeks
11,553,117
Total Volume, Past 26 Weeks
5,778,700
Total Volume, Past 13 Weeks
3,455,200
Total Volume, Past 4 Weeks
1,427,500
Total Volume, Past 2 Weeks
617,700
Total Volume, Past Week
300,700
Percent Change in Price
Percent Change in Price, Past 52 Weeks
21.15
Percent Change in Price, Past 26 Weeks
20.23
Percent Change in Price, Past 13 Weeks
5.80
Percent Change in Price, Past 4 Weeks
8.85
Percent Change in Price, Past 2 Weeks
6.94
Percent Change in Price, Past Week
-0.44
Percent Change in Price, 1 Day
-0.75
New High/Low in Price
Reached New 52-Week High Price
True
Reached New 26-Week High Price
True
Reached New 13-Week High Price
True
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
15.75
Simple Moving Average (10-Day)
15.64
Simple Moving Average (20-Day)
15.49
Simple Moving Average (50-Day)
14.88
Simple Moving Average (100-Day)
14.70
Simple Moving Average (200-Day)
13.85
Previous Simple Moving Average (5-Day)
15.77
Previous Simple Moving Average (10-Day)
15.56
Previous Simple Moving Average (20-Day)
15.44
Previous Simple Moving Average (50-Day)
14.86
Previous Simple Moving Average (100-Day)
14.67
Previous Simple Moving Average (200-Day)
13.84
Technical Indicators
MACD (12, 26, 9)
0.28
MACD (12, 26, 9) Signal
0.26
Previous MACD (12, 26, 9)
0.28
Previous MACD (12, 26, 9) Signal
0.26
RSI (14-Day)
58.58
Previous RSI (14-Day)
60.66
Stochastic (14, 3, 3) %K
72.72
Stochastic (14, 3, 3) %D
68.77
Previous Stochastic (14, 3, 3) %K
67.42
Previous Stochastic (14, 3, 3) %D
72.32
Upper Bollinger Band (20, 2)
16.31
Lower Bollinger Band (20, 2)
14.67
Previous Upper Bollinger Band (20, 2)
16.28
Previous Lower Bollinger Band (20, 2)
14.59
Income Statement Financials
Quarterly Revenue (MRQ)
48,339,000
Quarterly Net Income (MRQ)
6,227,000
Previous Quarterly Revenue (QoQ)
47,920,000
Previous Quarterly Revenue (YoY)
42,444,000
Previous Quarterly Net Income (QoQ)
5,818,000
Previous Quarterly Net Income (YoY)
2,152,000
Revenue (MRY)
169,850,000
Net Income (MRY)
10,334,000
Previous Annual Revenue
136,090,000
Previous Net Income
3,352,000
Cost of Goods Sold (MRY)
86,157,000
Gross Profit (MRY)
83,693,000
Operating Expenses (MRY)
154,165,000
Operating Income (MRY)
15,685,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
15,685,000
Normalized Pre-Tax Income (MRY)
15,685,000
Income after Taxes (MRY)
10,972,000
Income from Continuous Operations (MRY)
10,972,000
Consolidated Net Income/Loss (MRY)
10,972,000
Normalized Income after Taxes (MRY)
10,972,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
2,661,322,000
Property, Plant, and Equipment (MRQ)
16,129,000
Long-Term Assets (MRQ)
467,462,000
Total Assets (MRQ)
3,157,079,000
Current Liabilities (MRQ)
2,067,453,000
Long-Term Debt (MRQ)
521,100,000
Long-Term Liabilities (MRQ)
529,763,000
Total Liabilities (MRQ)
2,627,244,000
Common Equity (MRQ)
304,835,000
Tangible Shareholders Equity (MRQ)
529,835,200
Shareholders Equity (MRQ)
529,835,000
Common Shares Outstanding (MRQ)
24,001,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
7,212,000
Cash Flow from Investing Activities (MRY)
-294,898,000
Cash Flow from Financial Activities (MRY)
288,335,000
Beginning Cash (MRY)
139,190,000
End Cash (MRY)
139,839,000
Increase/Decrease in Cash (MRY)
649,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
15.23
PE Ratio (Trailing 12 Months)
17.97
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.05
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.26
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
24.44
Pre-Tax Margin (Trailing 12 Months)
15.56
Net Margin (Trailing 12 Months)
11.46
Return on Equity (Trailing 12 Months)
7.35
Return on Assets (Trailing 12 Months)
0.69
Current Ratio (Most Recent Fiscal Quarter)
1.29
Quick Ratio (Most Recent Fiscal Quarter)
1.28
Debt to Common Equity (Most Recent Fiscal Quarter)
1.71
Inventory Turnover (Trailing 12 Months)
8.56
Book Value per Share (Most Recent Fiscal Quarter)
11.77
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-12-31
Quarterly Earnings per Share Estimate
0.28
Next Expected Quarterly Earnings Report Date
2026-01-27
Days Until Next Expected Quarterly Earnings Report
53
Fiscal Period End, Last Quarterly Earnings Report
2025-09-30
Last Quarterly Earnings per Share Estimate
Last Quarterly Earnings per Share
0.27
Last Quarterly Earnings Report Date
2025-10-24
Days Since Last Quarterly Earnings Report
42
Earnings per Share (Most Recent Fiscal Year)
0.46
Diluted Earnings per Share (Trailing 12 Months)
0.89
Dividends
Last Dividend Date
Last Dividend Amount
Days Since Last Dividend
Annual Dividend (Based on Last Quarter)
0.00
Dividend Yield (Based on Last Quarter)
0.00
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
0.87
Percent Growth in Quarterly Revenue (YoY)
13.89
Percent Growth in Annual Revenue
24.81
Percent Growth in Quarterly Net Income (QoQ)
7.03
Percent Growth in Quarterly Net Income (YoY)
189.36
Percent Growth in Annual Net Income
208.29
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
5
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
11
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
4
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
4
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
2
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.4050
Historical Volatility (Close-to-Close) (20-Day)
0.3781
Historical Volatility (Close-to-Close) (30-Day)
0.3917
Historical Volatility (Close-to-Close) (60-Day)
0.3340
Historical Volatility (Close-to-Close) (90-Day)
0.2875
Historical Volatility (Close-to-Close) (120-Day)
0.2760
Historical Volatility (Close-to-Close) (150-Day)
0.2693
Historical Volatility (Close-to-Close) (180-Day)
0.2656
Historical Volatility (Parkinson) (10-Day)
0.2430
Historical Volatility (Parkinson) (20-Day)
0.2982
Historical Volatility (Parkinson) (30-Day)
0.3220
Historical Volatility (Parkinson) (60-Day)
0.2837
Historical Volatility (Parkinson) (90-Day)
0.2500
Historical Volatility (Parkinson) (120-Day)
0.2422
Historical Volatility (Parkinson) (150-Day)
0.2364
Historical Volatility (Parkinson) (180-Day)
0.2334
Implied Volatility (Calls) (10-Day)
0.8975
Implied Volatility (Calls) (20-Day)
0.8512
Implied Volatility (Calls) (30-Day)
0.7587
Implied Volatility (Calls) (60-Day)
0.5907
Implied Volatility (Calls) (90-Day)
0.5331
Implied Volatility (Calls) (120-Day)
0.5160
Implied Volatility (Calls) (150-Day)
0.4989
Implied Volatility (Calls) (180-Day)
0.4921
Implied Volatility (Puts) (10-Day)
0.8916
Implied Volatility (Puts) (20-Day)
0.8462
Implied Volatility (Puts) (30-Day)
0.7553
Implied Volatility (Puts) (60-Day)
0.6023
Implied Volatility (Puts) (90-Day)
0.5601
Implied Volatility (Puts) (120-Day)
0.5470
Implied Volatility (Puts) (150-Day)
0.5338
Implied Volatility (Puts) (180-Day)
0.5285
Implied Volatility (Mean) (10-Day)
0.8945
Implied Volatility (Mean) (20-Day)
0.8487
Implied Volatility (Mean) (30-Day)
0.7570
Implied Volatility (Mean) (60-Day)
0.5965
Implied Volatility (Mean) (90-Day)
0.5466
Implied Volatility (Mean) (120-Day)
0.5315
Implied Volatility (Mean) (150-Day)
0.5163
Implied Volatility (Mean) (180-Day)
0.5103
Put-Call Implied Volatility Ratio (10-Day)
0.9935
Put-Call Implied Volatility Ratio (20-Day)
0.9941
Put-Call Implied Volatility Ratio (30-Day)
0.9955
Put-Call Implied Volatility Ratio (60-Day)
1.0196
Put-Call Implied Volatility Ratio (90-Day)
1.0506
Put-Call Implied Volatility Ratio (120-Day)
1.0601
Put-Call Implied Volatility Ratio (150-Day)
1.0700
Put-Call Implied Volatility Ratio (180-Day)
1.0741
Implied Volatility Skew (10-Day)
0.1868
Implied Volatility Skew (20-Day)
0.1760
Implied Volatility Skew (30-Day)
0.1543
Implied Volatility Skew (60-Day)
0.1026
Implied Volatility Skew (90-Day)
0.0775
Implied Volatility Skew (120-Day)
0.0769
Implied Volatility Skew (150-Day)
0.0763
Implied Volatility Skew (180-Day)
0.0761
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.0625
Put-Call Ratio (Open Interest) (20-Day)
0.0513
Put-Call Ratio (Open Interest) (30-Day)
0.0290
Put-Call Ratio (Open Interest) (60-Day)
0.0000
Put-Call Ratio (Open Interest) (90-Day)
0.0000
Put-Call Ratio (Open Interest) (120-Day)
0.0000
Put-Call Ratio (Open Interest) (150-Day)
0.0000
Put-Call Ratio (Open Interest) (180-Day)
0.0000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
85.44
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
62.97
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
69.62
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
68.35
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
40.19
Percentile Within Industry, Percent Change in Price, Past Week
7.91
Percentile Within Industry, Percent Change in Price, 1 Day
17.72
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
25.32
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
82.52
Percentile Within Industry, Percent Growth in Annual Revenue
89.71
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
53.25
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
92.88
Percentile Within Industry, Percent Growth in Annual Net Income
96.79
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
87.66
Percentile Within Industry, PE Ratio (Trailing 12 Months)
88.10
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
48.05
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
69.97
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
92.64
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
31.07
Percentile Within Industry, Net Margin (Trailing 12 Months)
26.69
Percentile Within Industry, Return on Equity (Trailing 12 Months)
25.08
Percentile Within Industry, Return on Assets (Trailing 12 Months)
21.54
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
97.12
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
97.12
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
94.89
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
42.11
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
13.92
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
62.71
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
57.98
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
79.41
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
67.84
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
72.36
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
76.87
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
49.22
Percentile Within Sector, Percent Change in Price, Past Week
25.81
Percentile Within Sector, Percent Change in Price, 1 Day
20.17
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
30.26
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
73.25
Percentile Within Sector, Percent Growth in Annual Revenue
84.26
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
52.29
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
88.35
Percentile Within Sector, Percent Growth in Annual Net Income
93.03
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
76.23
Percentile Within Sector, PE Ratio (Trailing 12 Months)
80.10
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
47.63
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
56.38
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
89.74
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
40.18
Percentile Within Sector, Net Margin (Trailing 12 Months)
36.54
Percentile Within Sector, Return on Equity (Trailing 12 Months)
23.93
Percentile Within Sector, Return on Assets (Trailing 12 Months)
20.45
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
76.52
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
76.77
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
90.73
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
47.18
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
27.22
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
59.43
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
56.93
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
78.71
Percentile Within Market, Percent Change in Price, Past 26 Weeks
77.04
Percentile Within Market, Percent Change in Price, Past 13 Weeks
69.96
Percentile Within Market, Percent Change in Price, Past 4 Weeks
84.34
Percentile Within Market, Percent Change in Price, Past 2 Weeks
64.96
Percentile Within Market, Percent Change in Price, Past Week
31.85
Percentile Within Market, Percent Change in Price, 1 Day
17.64
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
40.20
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
69.96
Percentile Within Market, Percent Growth in Annual Revenue
84.08
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
53.16
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
90.51
Percentile Within Market, Percent Growth in Annual Net Income
93.96
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
43.63
Percentile Within Market, PE Ratio (Trailing 12 Months)
54.09
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
51.15
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
35.73
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
81.94
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
73.44
Percentile Within Market, Net Margin (Trailing 12 Months)
69.78
Percentile Within Market, Return on Equity (Trailing 12 Months)
52.01
Percentile Within Market, Return on Assets (Trailing 12 Months)
41.96
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
38.54
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
48.79
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
89.18
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
68.71
Percentile Within Market, Dividend Yield (Based on Last Quarter)
61.83
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
56.24
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
54.16