Ponce Financial Group, Inc. (PDLB)

Last Closing Price: 13.52 (2025-05-29)

Company Description

Ponce Financial Group Inc. is the financial holding company for Ponce Bank. Ponce Bank is a Minority Depository Institution, a Community Development Financial Institution and a certified Small Business Administration lender. The Bank's business primarily consists of taking deposits from the general public and to a lesser extent alternative funding sources and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, The Bank also invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as, mortgage-backed securities, corporate bonds and obligations and Federal Home Loan Bank stock. Ponce Financial Group Inc., formerly known as PDL Community Bancorp, is based in BRONX, N.Y.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $169.85M
Net Income (Most Recent Fiscal Year) $10.97M
PE Ratio (Current Year Earnings Estimate) 17.11
PE Ratio (Trailing 12 Months) 22.16
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 1.85
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.12
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 20.67
Pre-Tax Margin (Trailing 12 Months) 11.38%
Net Margin (Trailing 12 Months) 8.30%
Return on Equity (Trailing 12 Months) 5.18%
Return on Assets (Trailing 12 Months) 0.48%
Current Ratio (Most Recent Fiscal Quarter) 1.26
Quick Ratio (Most Recent Fiscal Quarter) 1.25
Debt to Common Equity (Most Recent Fiscal Quarter) 1.80
Inventory Turnover (Trailing 12 Months) 3.73
Book Value per Share (Most Recent Fiscal Quarter) $12.05
Earnings per Share (Most Recent Fiscal Quarter) $0.25
Earnings per Share (Most Recent Fiscal Year) $0.46
Diluted Earnings per Share (Trailing 12 Months) $0.61
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 23.99M
Free Float 22.26M
Market Capitalization $324.27M
Average Volume (Last 20 Days) 0.05M
Beta (Past 60 Months) 0.65
Percentage Held By Insiders (Latest Annual Proxy Report) 7.20%
Percentage Held By Institutions (Latest 13F Reports) 64.35%
Annual Dividend (Based on Last Quarter) $0.00
Dividend Yield (Based on Last Quarter) 0.00%