Loan Loss Reserves / Non-Performing Loans (Quarterly)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Regional Management Corp. (RM) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal quarter ending 2025-06-30

Income Statement Financials
Revenue	$157.44M
Net Income	$10.14M
Cost of Goods Sold	--
Gross Profit	$157.44M
Operating Expenses	$123.53M
Operating Income	$33.91M
Non-Operating Income/Expense	$-20.43M
Pre-Tax Income	$13.48M
Normalized Pre-Tax Income	$13.48M
Income after Taxes	$10.14M
Income from Continuous Operations	$10.14M
Consolidated Net Income/Loss	$10.14M
Normalized Income after Taxes	$10.14M
EBIT	$33.91M
EBITDA	$33.73M
Weighted-Average Shares Outstanding (Basic)	9.50M
Weighted-Average Shares Outstanding (Diluted)	9.84M
Earnings per Share (EPS) (Basic)	$1.07
Earnings per Share (EPS) (Diluted)	$1.03
Balance Sheet Financials
Current Assets	$1.83B
Property, Plant, and Equipment	$13.33M
Long-Term Assets	$136.68M
Total Assets	$1.97B
Current Liabilities	--
Long-Term Debt	$1.50B
Long-Term Liabilities	$1.60B
Total Liabilities	$1.60B
Common Equity	$362.95M
Tangible Shareholders Equity	$334.14M
Shareholders Equity	$362.95M
Common Shares Outstanding	9.96M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$142.32M
Cash Flow from Investing Activities	$-165.38M
Cash Flow from Financial Activities	$9.35M
Beginning Cash	$135.63M
End Cash	$121.93M
Increase/Decrease in Cash	$-13.71M
Stock-Based Compensation	$6.30M
Common Stock Dividends Paid	$-6.00M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	--
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.81
Debt to Equity Ratio	4.14
Gross Margin	100.00%
Operating Margin	21.54%
EBIT Margin	21.54%
EBITDA Margin	--
Pre-Tax Profit Margin	8.56%
Profit Margin	6.44%
Free Cash Flow	$140.03M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.08
Inventory Turnover	--
Receiveable Turnover	0.09
Days Sales in Receivables	976.66
Return on Equity	2.79%
Return on Tangible Equity	3.03%
Return on Assets	0.52%
Return on Investments	0.54%
Book Value Per Share	$36.43
Free Cash Flow per Share	$14.23
Operating Cash Flow per Share	$14.46

Data from Zacks Investment Research, Inc.