X Financial Sponsored ADR (XYF)

Last Closing Price: 18.78 (2025-05-30)

Profile
Ticker
XYF
Security Name
X Financial Sponsored ADR
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
28,586,000
Market Capitalization
784,210,000
Average Volume (Last 20 Days)
347,696
Beta (Past 60 Months)
0.05
Percentage Held By Insiders (Latest Annual Proxy Report)
31.58
Percentage Held By Institutions (Latest 13F Reports)
1.15
Recent Price/Volume
Closing Price
18.78
Opening Price
18.64
High Price
18.89
Low Price
17.51
Volume
263,000
Previous Closing Price
18.77
Previous Opening Price
17.27
Previous High Price
19.25
Previous Low Price
17.27
Previous Volume
637,000
High/Low Price
52-Week High Price
19.25
26-Week High Price
19.25
13-Week High Price
19.25
4-Week High Price
19.25
2-Week High Price
19.25
1-Week High Price
19.25
52-Week Low Price
3.65
26-Week Low Price
6.70
13-Week Low Price
9.81
4-Week Low Price
12.31
2-Week Low Price
14.78
1-Week Low Price
16.41
High/Low Volume
52-Week High Volume
1,577,993
26-Week High Volume
1,577,993
13-Week High Volume
1,577,993
4-Week High Volume
1,577,993
2-Week High Volume
1,577,993
1-Week High Volume
637,000
52-Week Low Volume
622
26-Week Low Volume
4,721
13-Week Low Volume
28,284
4-Week Low Volume
114,152
2-Week Low Volume
139,000
1-Week Low Volume
139,000
Money Flow
Total Money Flow, Past 52 Weeks
317,339,200
Total Money Flow, Past 26 Weeks
296,575,411
Total Money Flow, Past 13 Weeks
265,272,783
Total Money Flow, Past 4 Weeks
115,267,708
Total Money Flow, Past 2 Weeks
81,795,937
Total Money Flow, Past Week
24,989,266
Total Money Flow, 1 Day
4,837,096
Total Volume
Total Volume, Past 52 Weeks
25,115,435
Total Volume, Past 26 Weeks
21,684,498
Total Volume, Past 13 Weeks
18,250,314
Total Volume, Past 4 Weeks
7,142,416
Total Volume, Past 2 Weeks
4,817,326
Total Volume, Past Week
1,395,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
369.15
Percent Change in Price, Past 26 Weeks
147.76
Percent Change in Price, Past 13 Weeks
85.21
Percent Change in Price, Past 4 Weeks
37.58
Percent Change in Price, Past 2 Weeks
25.20
Percent Change in Price, Past Week
8.74
Percent Change in Price, 1 Day
0.05
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
3
Consecutive Weeks of Increasing Price
4
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
17.72
Simple Moving Average (10-Day)
16.95
Simple Moving Average (20-Day)
15.38
Simple Moving Average (50-Day)
14.11
Simple Moving Average (100-Day)
11.69
Simple Moving Average (200-Day)
9.01
Previous Simple Moving Average (5-Day)
17.49
Previous Simple Moving Average (10-Day)
16.53
Previous Simple Moving Average (20-Day)
15.11
Previous Simple Moving Average (50-Day)
14.00
Previous Simple Moving Average (100-Day)
11.59
Previous Simple Moving Average (200-Day)
8.93
Technical Indicators
MACD (12, 26, 9)
1.33
MACD (12, 26, 9) Signal
1.01
Previous MACD (12, 26, 9)
1.24
Previous MACD (12, 26, 9) Signal
0.93
RSI (14-Day)
72.48
Previous RSI (14-Day)
72.45
Stochastic (14, 3, 3) %K
87.03
Stochastic (14, 3, 3) %D
81.27
Previous Stochastic (14, 3, 3) %K
80.19
Previous Stochastic (14, 3, 3) %D
78.76
Upper Bollinger Band (20, 2)
19.15
Lower Bollinger Band (20, 2)
11.61
Previous Upper Bollinger Band (20, 2)
18.63
Previous Lower Bollinger Band (20, 2)
11.58
Income Statement Financials
Quarterly Revenue (MRQ)
222,748,800
Quarterly Net Income (MRQ)
49,968,200
Previous Quarterly Revenue (QoQ)
225,504,000
Previous Quarterly Revenue (YoY)
172,073,200
Previous Quarterly Net Income (QoQ)
53,557,000
Previous Quarterly Net Income (YoY)
27,654,400
Revenue (MRY)
804,430,800
Net Income (MRY)
210,966,200
Previous Annual Revenue
678,162,200
Previous Net Income
167,156,400
Cost of Goods Sold (MRY)
238,124,100
Gross Profit (MRY)
566,306,600
Operating Expenses (MRY)
547,725,500
Operating Income (MRY)
256,705,300
Non-Operating Income/Expense (MRY)
2,816,800
Pre-Tax Income (MRY)
259,522,200
Normalized Pre-Tax Income (MRY)
259,522,200
Income after Taxes (MRY)
203,941,300
Income from Continuous Operations (MRY)
210,966,200
Consolidated Net Income/Loss (MRY)
210,966,200
Normalized Income after Taxes (MRY)
203,941,300
EBIT (MRY)
256,705,300
EBITDA (MRY)
257,691,600
Balance Sheet Financials
Current Assets (MRQ)
1,467,319,000
Property, Plant, and Equipment (MRQ)
2,169,200
Long-Term Assets (MRQ)
151,917,400
Total Assets (MRQ)
1,619,236,000
Current Liabilities (MRQ)
662,888,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
3,769,700
Total Liabilities (MRQ)
666,657,800
Common Equity (MRQ)
952,578,200
Tangible Shareholders Equity (MRQ)
947,565,200
Shareholders Equity (MRQ)
952,578,300
Common Shares Outstanding (MRQ)
41,780,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
208,703,100
Cash Flow from Investing Activities (MRY)
16,718,600
Cash Flow from Financial Activities (MRY)
-265,118,000
Beginning Cash (MRY)
266,396,500
End Cash (MRY)
227,644,600
Increase/Decrease in Cash (MRY)
-38,751,900
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
PE Ratio (Trailing 12 Months)
3.93
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.86
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.77
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
3.80
Pre-Tax Margin (Trailing 12 Months)
30.27
Net Margin (Trailing 12 Months)
24.76
Return on Equity (Trailing 12 Months)
23.30
Return on Assets (Trailing 12 Months)
13.70
Current Ratio (Most Recent Fiscal Quarter)
2.39
Quick Ratio (Most Recent Fiscal Quarter)
2.39
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
24.52
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
Next Expected Quarterly Earnings Report Date
2025-08-20
Days Until Next Expected Quarterly Earnings Report
81
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
Last Quarterly Earnings per Share
1.40
Last Quarterly Earnings Report Date
2025-05-19
Days Since Last Quarterly Earnings Report
12
Earnings per Share (Most Recent Fiscal Year)
Diluted Earnings per Share (Trailing 12 Months)
4.80
Dividends
Last Dividend Date
2024-09-04
Last Dividend Amount
0.17
Days Since Last Dividend
269
Annual Dividend (Based on Last Quarter)
0.16
Dividend Yield (Based on Last Quarter)
0.86
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-1.22
Percent Growth in Quarterly Revenue (YoY)
29.45
Percent Growth in Annual Revenue
18.62
Percent Growth in Quarterly Net Income (QoQ)
-6.70
Percent Growth in Quarterly Net Income (YoY)
80.69
Percent Growth in Annual Net Income
26.21
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
True
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
8
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
2
Consecutive Quarters of Increasing Net Income (YoY)
4
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
2
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.8112
Historical Volatility (Close-to-Close) (20-Day)
0.6323
Historical Volatility (Close-to-Close) (30-Day)
0.6912
Historical Volatility (Close-to-Close) (60-Day)
0.9908
Historical Volatility (Close-to-Close) (90-Day)
0.9838
Historical Volatility (Close-to-Close) (120-Day)
0.9297
Historical Volatility (Close-to-Close) (150-Day)
0.8713
Historical Volatility (Close-to-Close) (180-Day)
0.8451
Historical Volatility (Parkinson) (10-Day)
0.8055
Historical Volatility (Parkinson) (20-Day)
0.9213
Historical Volatility (Parkinson) (30-Day)
0.8704
Historical Volatility (Parkinson) (60-Day)
0.9319
Historical Volatility (Parkinson) (90-Day)
0.9258
Historical Volatility (Parkinson) (120-Day)
0.9063
Historical Volatility (Parkinson) (150-Day)
0.8487
Historical Volatility (Parkinson) (180-Day)
0.8062
Implied Volatility (Calls) (10-Day)
Implied Volatility (Calls) (20-Day)
Implied Volatility (Calls) (30-Day)
Implied Volatility (Calls) (60-Day)
Implied Volatility (Calls) (90-Day)
Implied Volatility (Calls) (120-Day)
Implied Volatility (Calls) (150-Day)
Implied Volatility (Calls) (180-Day)
Implied Volatility (Puts) (10-Day)
Implied Volatility (Puts) (20-Day)
Implied Volatility (Puts) (30-Day)
Implied Volatility (Puts) (60-Day)
Implied Volatility (Puts) (90-Day)
Implied Volatility (Puts) (120-Day)
Implied Volatility (Puts) (150-Day)
Implied Volatility (Puts) (180-Day)
Implied Volatility (Mean) (10-Day)
Implied Volatility (Mean) (20-Day)
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
Implied Volatility (Mean) (90-Day)
Implied Volatility (Mean) (120-Day)
Implied Volatility (Mean) (150-Day)
Implied Volatility (Mean) (180-Day)
Put-Call Implied Volatility Ratio (10-Day)
Put-Call Implied Volatility Ratio (20-Day)
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
Put-Call Implied Volatility Ratio (90-Day)
Put-Call Implied Volatility Ratio (120-Day)
Put-Call Implied Volatility Ratio (150-Day)
Put-Call Implied Volatility Ratio (180-Day)
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
Implied Volatility Skew (150-Day)
Implied Volatility Skew (180-Day)
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
Put-Call Ratio (Open Interest) (20-Day)
Put-Call Ratio (Open Interest) (30-Day)
Put-Call Ratio (Open Interest) (60-Day)
Put-Call Ratio (Open Interest) (90-Day)
Put-Call Ratio (Open Interest) (120-Day)
Put-Call Ratio (Open Interest) (150-Day)
Put-Call Ratio (Open Interest) (180-Day)
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
96.30
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
98.15
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
98.15
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
98.15
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
100.00
Percentile Within Industry, Percent Change in Price, Past Week
96.30
Percentile Within Industry, Percent Change in Price, 1 Day
72.22
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
58.33
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
93.62
Percentile Within Industry, Percent Growth in Annual Revenue
86.54
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
43.75
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
87.50
Percentile Within Industry, Percent Growth in Annual Net Income
66.04
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
Percentile Within Industry, PE Ratio (Trailing 12 Months)
4.65
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
36.73
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
33.33
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
6.67
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
80.39
Percentile Within Industry, Net Margin (Trailing 12 Months)
81.63
Percentile Within Industry, Return on Equity (Trailing 12 Months)
77.55
Percentile Within Industry, Return on Assets (Trailing 12 Months)
89.80
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
60.00
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
62.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
22.00
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
57.41
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
76.92
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
9.43
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
99.72
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
99.86
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
99.15
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
98.72
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
99.01
Percentile Within Sector, Percent Change in Price, Past Week
97.87
Percentile Within Sector, Percent Change in Price, 1 Day
68.09
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
55.21
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
88.12
Percentile Within Sector, Percent Growth in Annual Revenue
72.97
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
44.76
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
87.91
Percentile Within Sector, Percent Growth in Annual Net Income
67.96
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
Percentile Within Sector, PE Ratio (Trailing 12 Months)
1.49
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
14.22
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
17.90
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
3.92
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
83.04
Percentile Within Sector, Net Margin (Trailing 12 Months)
85.84
Percentile Within Sector, Return on Equity (Trailing 12 Months)
90.70
Percentile Within Sector, Return on Assets (Trailing 12 Months)
95.38
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
86.57
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
87.02
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
19.97
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
32.34
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
88.24
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
5.95
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
99.49
Percentile Within Market, Percent Change in Price, Past 26 Weeks
99.20
Percentile Within Market, Percent Change in Price, Past 13 Weeks
98.84
Percentile Within Market, Percent Change in Price, Past 4 Weeks
97.14
Percentile Within Market, Percent Change in Price, Past 2 Weeks
98.35
Percentile Within Market, Percent Change in Price, Past Week
95.65
Percentile Within Market, Percent Change in Price, 1 Day
59.14
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
52.45
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
86.89
Percentile Within Market, Percent Growth in Annual Revenue
78.69
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
46.78
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
83.35
Percentile Within Market, Percent Growth in Annual Net Income
65.96
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
Percentile Within Market, PE Ratio (Trailing 12 Months)
2.64
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
28.72
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
19.74
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
13.16
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
92.17
Percentile Within Market, Net Margin (Trailing 12 Months)
91.66
Percentile Within Market, Return on Equity (Trailing 12 Months)
87.67
Percentile Within Market, Return on Assets (Trailing 12 Months)
93.32
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
65.43
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
72.24
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
32.03
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
65.15
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
86.72
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
6.82