X Financial Sponsored ADR (XYF)

Last Closing Price: 18.77 (2025-05-29)

Company Description

X Financial is a technology-driven personal finance company primarily in China. It focused on serving underserved prime borrowers and mass affluent investors, according to the Oliver Wyman Report. X Financial is based in Shenzhen, China.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $804.43M
Net Income (Most Recent Fiscal Year) $210.97M
PE Ratio (Current Year Earnings Estimate) --
PE Ratio (Trailing 12 Months) 3.93
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 0.86
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.77
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 3.80
Pre-Tax Margin (Trailing 12 Months) 30.27%
Net Margin (Trailing 12 Months) 24.76%
Return on Equity (Trailing 12 Months) 23.30%
Return on Assets (Trailing 12 Months) 13.70%
Current Ratio (Most Recent Fiscal Quarter) 2.39
Quick Ratio (Most Recent Fiscal Quarter) 2.39
Debt to Common Equity (Most Recent Fiscal Quarter) 0.00
Inventory Turnover (Trailing 12 Months) --
Book Value per Share (Most Recent Fiscal Quarter) $24.52
Earnings per Share (Most Recent Fiscal Quarter) --
Earnings per Share (Most Recent Fiscal Year) --
Diluted Earnings per Share (Trailing 12 Months) $4.80
Stock
Exchange NYSE
Sector Financial Services
Industry Credit Services
Common Shares Outstanding 41.78M
Free Float 28.59M
Market Capitalization $784.21M
Average Volume (Last 20 Days) 0.35M
Beta (Past 60 Months) 0.05
Percentage Held By Insiders (Latest Annual Proxy Report) 31.58%
Percentage Held By Institutions (Latest 13F Reports) 1.15%
Annual Dividend (Based on Last Quarter) $0.16
Dividend Yield (Based on Last Quarter) 0.86%