EBITDA (Quarterly)

EBITDA: Income before interest, taxes, depreciation and amortization.

Enova International, Inc. (ENVA) had EBITDA of $213.49M for the most recently reported fiscal quarter, ending 2025-09-30.

Quarterly Annual

Figures for fiscal quarter ending 2025-09-30

Income Statement Financials
Revenue	$802.68M
Net Income	$80.31M
Cost of Goods Sold	$341.97M
Gross Profit	$460.71M
Operating Expenses	$605.90M
Operating Income	$196.78M
Non-Operating Income/Expense	$-86.61M
Pre-Tax Income	$110.17M
Normalized Pre-Tax Income	$110.17M
Income after Taxes	$80.31M
Income from Continuous Operations	$80.31M
Consolidated Net Income/Loss	$80.31M
Normalized Income after Taxes	$80.31M
EBIT	$196.78M
EBITDA	$213.49M
Weighted-Average Shares Outstanding (Basic)	24.95M
Weighted-Average Shares Outstanding (Diluted)	26.47M
Earnings per Share (EPS) (Basic)	$3.22
Earnings per Share (EPS) (Diluted)	$3.03
Balance Sheet Financials
Current Assets	$5.50B
Property, Plant, and Equipment	$128.69M
Long-Term Assets	$460.35M
Total Assets	$5.96B
Current Liabilities	$285.16M
Long-Term Debt	$4.11B
Long-Term Liabilities	$4.39B
Total Liabilities	$4.68B
Common Equity	$1.28B
Tangible Shareholders Equity	$999.49M
Shareholders Equity	$1.28B
Common Shares Outstanding	24.88M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$1.32B
Cash Flow from Investing Activities	$-1.64B
Cash Flow from Financial Activities	$356.73M
Beginning Cash	$322.67M
End Cash	$356.96M
Increase/Decrease in Cash	$34.30M
Stock-Based Compensation	$24.58M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	19.29
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.76
Debt to Equity Ratio	3.20
Gross Margin	57.40%
Operating Margin	24.51%
EBIT Margin	24.51%
EBITDA Margin	--
Pre-Tax Profit Margin	13.73%
Profit Margin	10.01%
Free Cash Flow	$1.28B
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.13
Inventory Turnover	--
Receiveable Turnover	6.08
Days Sales in Receivables	14.81
Return on Equity	6.26%
Return on Tangible Equity	8.04%
Return on Assets	1.35%
Return on Investments	1.49%
Book Value Per Share	$51.59
Free Cash Flow per Share	$48.54
Operating Cash Flow per Share	$49.88

Data from Zacks Investment Research, Inc.