Return on Tangible Equity (Quarterly)

Return on Tangible Equity: The amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity. Calculated as: Income from Continuing Operations / Tangible Shareholders Equity

Enova International, Inc. (ENVA) had Return on Tangible Equity of 8.13% for the most recently reported fiscal quarter, ending 2026-03-31.

Quarterly Annual

Figures for fiscal quarter ending 2026-03-31

Income Statement Financials
Revenue	$875.14M
Net Income	$91.10M
Cost of Goods Sold	$346.18M
Gross Profit	$528.96M
Operating Expenses	$668.04M
Operating Income	$207.11M
Non-Operating Income/Expense	$-94.24M
Pre-Tax Income	$112.86M
Normalized Pre-Tax Income	$112.86M
Income after Taxes	$91.10M
Income from Continuous Operations	$91.10M
Consolidated Net Income/Loss	$91.10M
Normalized Income after Taxes	$91.10M
EBIT	$207.11M
EBITDA	$220.32M
Weighted-Average Shares Outstanding (Basic)	24.87M
Weighted-Average Shares Outstanding (Diluted)	26.35M
Earnings per Share (EPS) (Basic)	$3.66
Earnings per Share (EPS) (Diluted)	$3.46
Balance Sheet Financials
Current Assets	$6.41B
Property, Plant, and Equipment	$135.67M
Long-Term Assets	$467.77M
Total Assets	$6.88B
Current Liabilities	$313.82M
Long-Term Debt	$4.83B
Long-Term Liabilities	$5.16B
Total Liabilities	$5.48B
Common Equity	$1.40B
Tangible Shareholders Equity	$1.12B
Shareholders Equity	$1.40B
Common Shares Outstanding	24.92M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$474.54M
Cash Flow from Investing Activities	$-753.37M
Cash Flow from Financial Activities	$292.12M
Beginning Cash	$407.86M
End Cash	$421.36M
Increase/Decrease in Cash	$13.49M
Stock-Based Compensation	$8.71M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	20.42
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.78
Debt to Equity Ratio	3.45
Gross Margin	60.44%
Operating Margin	23.67%
EBIT Margin	23.67%
EBITDA Margin	--
Pre-Tax Profit Margin	12.90%
Profit Margin	10.41%
Free Cash Flow	$463.79M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.13
Inventory Turnover	--
Receiveable Turnover	7.60
Days Sales in Receivables	11.84
Return on Equity	6.50%
Return on Tangible Equity	8.13%
Return on Assets	1.32%
Return on Investments	1.46%
Book Value Per Share	$56.25
Free Cash Flow per Share	$17.60
Operating Cash Flow per Share	$18.01

Data from Zacks Investment Research, Inc.